FirstCash Holdings (FCFS) Asset Utilization Ratio (2011 - 2026)
FirstCash Holdings (FCFS) posted Asset Utilization Ratio of 0.76 for Q2 2026, up 4.49% on a QoQ basis from 0.73 in Q1 2026, and little changed year-over-year from 0.76 in Q2 2025.
Analysis
FirstCash Holdings (FCFS) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
FirstCash Holdings has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.76 in Q2 2026.
- On a quarterly basis, Asset Utilization Ratio changed 0.24% year-over-year to 0.76 in Q2 2026; TTM through Jun 2026 was 0.76, a 0.24% change from a year earlier, with the FY2025 full-year figure at 0.75, down 3.13% from the prior year.
- Asset Utilization Ratio was 0.76 for Q2 2026 at FirstCash Holdings, up from 0.73 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.77 in Q2 2024, with the low at 0.51 in Q1 2022.
- Average Asset Utilization Ratio over 5 years is 0.72, with a median of 0.75 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio decreased 23.54% in 2022, then jumped 41.53% in 2023.
- Over 5 years, Asset Utilization Ratio stood at 0.7 in 2022, then rose by 5.96% to 0.74 in 2023, then increased by 2.6% to 0.76 in 2024, then dropped by 8.58% to 0.7 in 2025, then increased by 8.77% to 0.76 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.76 (Q2 2026), 0.73 (Q1 2026), and 0.7 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 0.16 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 0.29 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 0.76 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 0.27 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 0.07 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 0.49 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 0.18 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 0.24 |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 0.74 |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.76 |
| Mar 31, 2026 | 0.73 |
| Dec 31, 2025 | 0.70 |
| Sep 30, 2025 | 0.72 |
| Jun 30, 2025 | 0.76 |
| Mar 31, 2025 | 0.76 |
| Dec 31, 2024 | 0.76 |
| Sep 30, 2024 | 0.77 |
| Jun 30, 2024 | 0.77 |
| Mar 31, 2024 | 0.76 |
| Dec 31, 2023 | 0.74 |
| Sep 30, 2023 | 0.75 |
| Jun 30, 2023 | 0.75 |
| Mar 31, 2023 | 0.73 |
| Dec 31, 2022 | 0.70 |
| Sep 30, 2022 | 0.65 |
| Jun 30, 2022 | 0.59 |
| Mar 31, 2022 | 0.51 |
| Dec 31, 2021 | 0.53 |
| Sep 30, 2021 | 0.64 |