FirstCash Holdings (FCFS) Net Margin (2010 - 2026)
FirstCash Holdings' Net Margin was 9.19% in Q3 2026, up 0.34 percentage points from 8.85% a year earlier and up 0.49 percentage points from the prior quarter.
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Analysis
FirstCash Holdings (FCFS) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, FirstCash Holdings' Net Margin was 9.48% through Sep 30, 2026, up 0.60 percentage points year-over-year; for FY2025, it came in at 9.02%, up 1.39 percentage points from FY2024.
- Net Margin shows a five-year change of +2.49 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 7.64% in FY2024 (+0.68 pp), 6.96% in FY2023 (-2.33 pp), 9.29% in FY2022 (+1.94 pp) and 7.35% in FY2021 (+0.82 pp).
- Quarterly Net Margin has moved between 4.24% (Q1 2022) and 13.30% (Q2 2022) over five years.
- Compared with a year earlier, Net Margin has increased for nine straight quarters, with an average year-over-year change of +1.10 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q2 2022 (a gain of 6.00 percentage points); the worst was Q2 2023 (a drop of 7.28 percentage points).
- Per Business Quant data, FCFS's Net Margin in the three quarters before Q3 2026 was 8.70% (Q2 2026), 10.24% (Q1 2026) and 9.84% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.59 Bn | 31.41 Bn | - | 21.59% |
| 2 | Orix | 41.61 Bn | 10.83 Bn | 12.74 Bn | 12.99% |
| 3 | Royalty Pharma | 38.85 Bn | 38.76 Bn | - | 2.65% |
| 4 | Federal National Mortgage Association Fannie Mae | 29.69 Bn | 29.69 Bn | - | 12.38% |
| 5 | Affirm Holdings | 25.49 Bn | 19.18 Bn | - | 138.65% |
| 6 | Synchrony Financial | 23.34 Bn | -44.29 Bn | - | 17.58% |
| 7 | Royal Gold | 20.84 Bn | 20.06 Bn | 390.45 Mn | 52.47% |
| 8 | Federal Home Loan Mortgage | 15.10 Bn | -3.58 Bn | - | 0.43% |
| 9 | Annaly Capital Management | 14.86 Bn | 5.89 Bn | - | -121.54% |
| 10 | FirstCash Holdings | 8.29 Bn | 7.66 Bn | 545.54 Mn | 9.19% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 9.19% |
| Jun 30, 2026 | 8.70% |
| Mar 31, 2026 | 10.24% |
| Dec 31, 2025 | 9.84% |
| Sep 30, 2025 | 8.85% |
| Jun 30, 2025 | 7.20% |
| Mar 31, 2025 | 9.99% |
| Dec 31, 2024 | 9.45% |
| Sep 30, 2024 | 7.74% |
| Jun 30, 2024 | 5.91% |
| Mar 31, 2024 | 7.34% |
| Dec 31, 2023 | 8.17% |
| Sep 30, 2023 | 7.27% |
| Jun 30, 2023 | 6.02% |
| Mar 31, 2023 | 6.21% |
| Dec 31, 2022 | 10.68% |
| Sep 30, 2022 | 8.82% |
| Jun 30, 2022 | 13.30% |
| Mar 31, 2022 | 4.24% |
| Dec 31, 2021 | 5.85% |
API Access
FirstCash Holdings Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FCFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FCFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FCFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();