FirstCash Holdings (FCFS) FCF Margin (2010 - 2026)
FirstCash Holdings' FCF Margin came in at 8.57% for Q3 2026, down 2.98 percentage points from 11.56% a year earlier and down 5.32 percentage points from the prior quarter.
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Analysis
FirstCash Holdings (FCFS) FCF Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, FirstCash Holdings reported FCF Margin of 12.09%, down 0.87 percentage points year-over-year; for FY2025, it came in at 12.81%, up 1.43 percentage points from FY2024.
- FCF Margin carries a five-year change of +4.28 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 11.38% in FY2024 (+2.32 pp), 9.06% in FY2023 (-3.80 pp), 12.86% in FY2022 (+6.87 pp) and 5.99% in FY2021 (-2.54 pp).
- The Q3 2026 figure represents the lowest quarterly FCF Margin since Q3 2024.
- Year-over-year, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +2.37 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2024 (a gain of 15.66 percentage points), and the weakest in Q4 2023 (a drop of 15.87 percentage points).
- Business Quant data shows FCFS's FCF Margin at 13.90% (Q2 2026), 9.79% (Q1 2026) and 16.20% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.59 Bn | 31.41 Bn | - | 56.70% |
| 2 | Orix | 41.61 Bn | 10.83 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 38.85 Bn | 38.76 Bn | - | 108.06% |
| 4 | Federal National Mortgage Association Fannie Mae | 29.69 Bn | 29.69 Bn | - | 10.46% |
| 5 | Affirm Holdings | 25.49 Bn | 19.18 Bn | - | 19.67% |
| 6 | Synchrony Financial | 23.34 Bn | -44.29 Bn | - | 50.83% |
| 7 | Royal Gold | 20.84 Bn | 20.06 Bn | 390.45 Mn | 63.28% |
| 8 | Federal Home Loan Mortgage | 15.10 Bn | -3.58 Bn | - | 61.98% |
| 9 | Annaly Capital Management | 14.86 Bn | 5.89 Bn | - | 332.74% |
| 10 | FirstCash Holdings | 8.29 Bn | 7.66 Bn | 545.54 Mn | 8.57% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.57% |
| Jun 30, 2026 | 13.90% |
| Mar 31, 2026 | 9.79% |
| Dec 31, 2025 | 16.20% |
| Sep 30, 2025 | 11.56% |
| Jun 30, 2025 | 9.95% |
| Mar 31, 2025 | 12.77% |
| Dec 31, 2024 | 17.44% |
| Sep 30, 2024 | 7.94% |
| Jun 30, 2024 | 9.65% |
| Mar 31, 2024 | 10.13% |
| Dec 31, 2023 | 1.79% |
| Sep 30, 2023 | 16.22% |
| Jun 30, 2023 | 8.46% |
| Mar 31, 2023 | 10.39% |
| Dec 31, 2022 | 17.66% |
| Sep 30, 2022 | 10.41% |
| Jun 30, 2022 | 7.05% |
| Mar 31, 2022 | 15.59% |
| Dec 31, 2021 | 6.73% |
API Access
FirstCash Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=FCFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "FCFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=FCFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();