FirstCash Holdings FCFS
NASDAQ FCFS
$218.99 +0.02 (+0.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

FirstCash Holdings (FCFS) FCF Payout Ratio (2016 - 2026)

FirstCash Holdings (FCFS) posted FCF Payout Ratio of 0.22 for Q2 2026, down 38.65% on a QoQ basis from 0.36 in Q1 2026, and up 107.61% year-over-year from 0.11 in Q2 2025.

Analysis

FirstCash Holdings (FCFS) FCF Payout Ratio (2016 - 2026) Analysis & Trends

FirstCash Holdings has reported FCF Payout Ratio for 11 years, with the latest figure at 0.22 in Q2 2026.

  • On a quarterly basis, FCF Payout Ratio rose 107.61% year-over-year to 0.22 in Q2 2026; TTM through Jun 2026 was 0.11, a 54.14% decrease from a year earlier, with the FY2025 full-year figure at 0.14, down 6.67% from the prior year.
  • FCF Payout Ratio was 0.22 for Q2 2026 at FirstCash Holdings, down from 0.36 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 1.39 in Q1 2025, with the low at 2.91 in Q2 2025.
  • Average FCF Payout Ratio over 5 years is 0.07, with a median of 0.17 recorded in 2022.
  • The largest YoY upside for FCF Payout Ratio was 746.7% in 2025 against a maximum downside of 1746.91% in 2025.
  • Over 5 years, FCF Payout Ratio stood at 0.17 in 2022, then gained by 24.9% to 0.21 in 2023, then tumbled by 79.8% to 0.04 in 2024, then slipped by 9.66% to 0.04 in 2025, then jumped by 480.01% to 0.22 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.22 (Q2 2026), 0.36 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 0.04
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 0.22
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 0.02
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 1.65
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - 0.10
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.22
Mar 31, 2026 0.36
Dec 31, 2025 0.04
Sep 30, 2025 0.54
Jun 30, 2025 -2.91
Mar 31, 2025 1.39
Dec 31, 2024 0.04
Sep 30, 2024 -0.13
Jun 30, 2024 0.18
Mar 31, 2024 0.16
Dec 31, 2023 0.21
Sep 30, 2023 0.17
Jun 30, 2023 0.19
Mar 31, 2023 0.16
Dec 31, 2022 0.17
Sep 30, 2022 0.18
Jun 30, 2022 0.15
Mar 31, 2022 0.13
Dec 31, 2021 0.32
Sep 30, 2021 0.89