FirstCash Holdings (FCFS) FCF Payout Ratio (2016 - 2026)
FirstCash Holdings (FCFS) posted quarterly FCF Payout Ratio of 0.36 for Q1 2026, up 142.59% year-over-year from 0.15 in Q1 2025, and up 845.47% on a QoQ basis from 0.04 in Q4 2025.
FirstCash Holdings (FCFS) FCF Payout Ratio (2016 - 2026) Analysis & Trends
FirstCash Holdings (FCFS) has reported FCF Payout Ratio for 11 consecutive years, with 0.36 the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Payout Ratio rose 142.59% year-over-year to 0.36; the TTM figure through Mar 2026 stood at 0.16 (up 10.6% YoY), while the FY2025 annual figure was 0.14, down 6.67% from the prior year.
- FCF Payout Ratio came in at 0.36 for Q1 2026 at FirstCash Holdings, up from 0.04 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.36 in Q1 2026, with the low at 0.13 in Q3 2024.
- Average FCF Payout Ratio over 5 years is 0.13, with a median of 0.16 recorded in 2025.
- Across the five-year window, FCF Payout Ratio sank 175.62% in 2024 and soared 142.59% in 2026, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.17 in 2022, then increased by 9.88% to 0.18 in 2023, then slumped by 77.04% to 0.04 in 2024, then declined by 9.66% to 0.04 in 2025, then jumped by 845.47% to 0.36 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.36, 0.04, and 0.11 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.49 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.28 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.22 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.14 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | FirstCash Holdings | 125.59 Mn | -856.28 Mn | 542.38 Mn | 0.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.36 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | -0.11 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | -0.13 |
| Jun 30, 2024 | 0.18 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.17 |
| Sep 30, 2022 | 0.18 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.32 |
| Sep 30, 2021 | 0.89 |
| Jun 30, 2021 | 0.37 |