OppFi (OPFI) Operating Interest Expenses (2020 - 2026)

OppFi (OPFI) posted quarterly Operating Interest Expenses of $8.5 million for Q1 2026, down 16.95% year-over-year from $10.2 million in Q1 2025, and down 9.49% quarter-over-quarter from $9.4 million in Q4 2025.

OppFi (OPFI) Operating Interest Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Operating Interest Expenses for 7 consecutive years, with $8.5 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Interest Expenses fell 16.95% year-over-year to $8.5 million; the TTM figure through Mar 2026 stood at $37.6 million (down 13.54% YoY), while the FY2025 annual figure was $39.4 million, down 11.95% from the prior year.
  • Operating Interest Expenses eased to $8.5 million in Q1 2026 per OPFI's latest filing, from $9.4 million in the prior quarter.
  • Across five years, Operating Interest Expenses topped out at $12.1 million in Q3 2023 and bottomed at $7.4 million in Q1 2022.
  • Historically, Operating Interest Expenses has averaged $10.3 million across 5 years, with a median of $10.7 million in 2022.
  • Annual changes were most pronounced in 2022 — Operating Interest Expenses jumped 66.58% — and 2026, when it decreased 16.95%.
  • OppFi's Operating Interest Expenses stood at $10.7 million in 2022, then gained by 12.38% to $12.1 million in 2023, then retreated by 8.63% to $11.0 million in 2024, then retreated by 14.75% to $9.4 million in 2025, then dropped by 9.49% to $8.5 million in 2026.
  • Business Quant data shows OPFI's Operating Interest Expenses at $8.5 million in Q1 2026, $9.4 million in Q4 2025, and $10.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Interest Exp. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 8.51 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 8.51 Mn
Mar 31, 2026 8.51 Mn
Dec 31, 2025 9.40 Mn
Dec 31, 2025 9.40 Mn
Sep 30, 2025 10.08 Mn
Sep 30, 2025 10.08 Mn
Jun 30, 2025 9.64 Mn
Jun 30, 2025 9.64 Mn
Mar 31, 2025 10.25 Mn
Mar 31, 2025 10.25 Mn
Dec 31, 2024 11.03 Mn
Dec 31, 2024 11.03 Mn
Sep 30, 2024 11.29 Mn
Sep 30, 2024 11.29 Mn
Jun 30, 2024 10.96 Mn
Jun 30, 2024 10.96 Mn
Mar 31, 2024 11.43 Mn
Mar 31, 2024 11.43 Mn
Dec 31, 2023 12.07 Mn
Dec 31, 2023 12.07 Mn