OppFi (OPFI) Operating Interest Expenses (2020 - 2026)
OppFi (OPFI) posted quarterly Operating Interest Expenses of $8.5 million for Q1 2026, down 16.95% year-over-year from $10.2 million in Q1 2025, and down 9.49% quarter-over-quarter from $9.4 million in Q4 2025.
Analysis
OppFi (OPFI) Operating Interest Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Operating Interest Expenses for 7 consecutive years, with $8.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Interest Expenses fell 16.95% year-over-year to $8.5 million; the TTM figure through Mar 2026 stood at $37.6 million (down 13.54% YoY), while the FY2025 annual figure was $39.4 million, down 11.95% from the prior year.
- Operating Interest Expenses eased to $8.5 million in Q1 2026 per OPFI's latest filing, from $9.4 million in the prior quarter.
- Across five years, Operating Interest Expenses topped out at $12.1 million in Q3 2023 and bottomed at $7.4 million in Q1 2022.
- Historically, Operating Interest Expenses has averaged $10.3 million across 5 years, with a median of $10.7 million in 2022.
- Annual changes were most pronounced in 2022 — Operating Interest Expenses jumped 66.58% — and 2026, when it decreased 16.95%.
- OppFi's Operating Interest Expenses stood at $10.7 million in 2022, then gained by 12.38% to $12.1 million in 2023, then retreated by 8.63% to $11.0 million in 2024, then retreated by 14.75% to $9.4 million in 2025, then dropped by 9.49% to $8.5 million in 2026.
- Business Quant data shows OPFI's Operating Interest Expenses at $8.5 million in Q1 2026, $9.4 million in Q4 2025, and $10.1 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Interest Exp. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 8.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.13 Mn |
| Jun 30, 2026 | 8.13 Mn |
| Mar 31, 2026 | 8.51 Mn |
| Mar 31, 2026 | 8.51 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Mar 31, 2024 | 11.43 Mn |
| Mar 31, 2024 | 11.43 Mn |