Atlanticus Holdings reported a gross margin of 92.23% and a net margin of 6.37% for the quarter ended Jun 2026. These financial ratios cover 63 quarters of results from Dec 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gross Margin | 90.57% | 90.54% | 90.13% | 91.11% | 91.09% | 91.09% | 90.68% | 91.81% | 91.23% | 91.39% | 90.77% | 91.24% | 92.01% | 89.87% | 90.69% | 91.35% | 92.11% | 92.43% | 93.39% | 92.23% | |||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 28.38% | 28.98% | 16.37% | 15.75% | 14.14% | 11.07% | 13.06% | 11.01% | 10.77% | 9.93% | 11.29% | 9.05% | 10.62% | 11.28% | 11.84% | 10.19% | 6.57% | 6.29% | 8.66% | 8.87% | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin | 66.27% | 66.19% | 59.69% | 68.22% | 71.98% | 71.56% | 70.68% | 72.39% | 72.08% | 71.63% | 69.89% | 71.78% | 74.05% | 67.92% | 68.27% | 70.50% | 70.21% | 74.78% | 74.14% | 71.06% | |||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin | 66.27% | 66.19% | 59.69% | 68.22% | 71.98% | 71.56% | 70.68% | 72.39% | 72.08% | 71.63% | 69.89% | 71.78% | 74.05% | 67.92% | 68.27% | 70.50% | 70.21% | 74.78% | 74.14% | 71.06% | |||||||||||||||||||||||||||||||||||||||||||
| Operating Margin | 66.27% | 66.19% | 59.69% | 68.22% | 71.98% | 71.56% | 70.68% | 72.39% | 72.08% | 71.63% | 69.89% | 71.78% | 74.05% | 67.92% | 68.27% | 70.50% | 70.21% | 74.78% | 74.14% | 71.06% | |||||||||||||||||||||||||||||||||||||||||||
| Net Margin | 19.78% | 20.10% | 16.88% | 10.28% | 9.45% | 6.57% | 7.66% | 6.46% | 6.41% | 6.46% | 6.84% | 5.69% | 6.61% | 7.44% | 8.10% | 7.19% | 4.58% | 4.47% | 6.16% | 6.37% | |||||||||||||||||||||||||||||||||||||||||||
| FCF Margin | 7.27% | 30.39% | 35.10% | 26.42% | 33.22% | 36.58% | 37.90% | 36.81% | 39.59% | 42.89% | 40.84% | 36.57% | 31.97% | 34.23% | 37.34% | 33.12% | 21.71% | 36.23% | 42.10% | 37.20% | |||||||||||||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 1,451.40M | 1,713.40M | 1,932.75M | 2,019.05M | 2,184.39M | 2,320.07M | 2,381.55M | 2,415.00M | 2,525.80M | 2,651.67M | 2,746.83M | 2,812.24M | 2,938.61M | 3,155.34M | 3,271.44M | 3,457.67M | 5,361.45M | 7,351.41M | 7,544.06M | 7,478.40M | |||||||||||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.46 | 0.44 | 0.43 | 0.46 | 0.46 | 0.45 | 0.45 | 0.46 | 0.44 | 0.44 | 0.43 | 0.43 | 0.43 | 0.42 | 0.42 | 0.42 | 0.30 | 0.27 | 0.31 | 0.35 | |||||||||||||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 10.93 | 9.18 | 7.88 | 9.73 | 9.30 | 8.02 | 7.61 | 8.70 | 7.52 | 6.79 | 5.79 | 5.98 | 6.12 | 5.37 | 4.96 | 5.18 | 4.60 | 4.39 | 4.10 | 4.28 | |||||||||||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.07 | 0.09 | 0.09 | 0.05 | 0.08 | 0.10 | 0.09 | 0.09 | 0.09 | |||||||||||||||||||||||||||||||||||||||||||||
| Times Interest Earned | 10.93 | 9.18 | 7.88 | 9.73 | 9.30 | 8.02 | 7.61 | 8.70 | 7.52 | 6.79 | 5.79 | 5.98 | 6.12 | 5.37 | 4.96 | 5.18 | 4.60 | 4.39 | 4.10 | 4.28 | |||||||||||||||||||||||||||||||||||||||||||
| Dividends & Payouts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Enterprise Value | -167.71M | -410.16M | -374.22M | -317.31M | -354.09M | -386.36M | -391.52M | -344.58M | -46.54M | -341.60M | -40.25M | -59.16M | -79.32M | -378.96M | -354.25M | -333.57M | -429.56M | -625.96M | -655.59M | -559.62M | |||||||||||||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on SalesROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||||||||||||||||||||||||||||||||||||||
| Return on AssetsROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |