Atlanticus Holdings Corp Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin -498.03%-568.56%89.13%88.81%89.92%90.88%91.29%90.97%
EBT Margin 1.60%-40.46%-1.41%-52.37%-34.67%-36.08%5.90%-16.23%-896.07%62.67%6.98%20.30%29.35%14.26%11.12%10.57%
EBIT Margin 0.90%12.90%28.88%-15.18%1.66%-4.30%36.49%10.31%-2,144.62%-2,229.19%61.36%62.86%64.56%68.20%71.72%70.93%
EBITDA Margin 0.86%17.07%32.08%-11.91%29.01%87.01%104.54%20.14%-2,125.26%-2,211.20%61.61%63.08%64.76%68.41%71.95%71.14%
Operating Margin 0.90%12.90%-2,144.62%-2,229.19%61.36%62.86%64.56%68.20%71.72%70.93%
Net Margin 0.01%2.60%96.80%82.65%-26.88%9.68%2.85%-8.33%-773.34%141.40%5.56%14.10%21.11%10.79%6.93%6.84%
FCF Margin -0.63%118.24%56.83%0.95%-46.19%-32.78%-0.03%50.79%-509.48%746.45%21.91%37.63%27.44%32.74%39.39%35.66%
Efficiency
Assets Average 1,136.97M814.87M764.41M514.17M366.33M504.11M759.44M1,071.74M1,575.54M2,165.84M2,547.13M2,988.58M
Equity Average 464.85M134.77M69.07M47.81M10.23M-29.13M-10.61M38.71M182.25M307.20M360.54M443.79M
Invested Capital 207.72M61.82M76.33M19.30M1.16M65.17M79.17M102.21M177.81M321.84M326.41M394.68M492.91M
Asset Utilization Ratio -40.940.350.190.160.180.010.600.530.470.480.450.44
Leverage & Solvency
Interest Coverage Ratio 9.97-0.630.95-0.410.05-0.141.190.39-4.08-3.365.516.878.928.727.585.81
Debt to Equity 0.3119.000.500.440.370.57
Debt Ratio 0.040.060.070.060.050.09
Equity Ratio 0.280.070.120.050.00-0.08-0.040.000.060.150.140.150.15
Times Interest Earned 9.97-0.630.95-0.410.05-0.141.190.39-4.08-3.365.516.878.928.727.585.81
Dividends & Payouts
FCF Payout Ratio -0.01-0.020.05-0.01-0.100.060.110.070.050.06
Valuation
Enterprise Value -1.55M167.65M-61.84M-21.97M-2.33M32.76M44.39M39.50M-8.29M-5.34M7.04M214.27M666.33M-7.89M222.50M443.17M
Market Capitalization 186.78M234.02M82.86M46.05M48.55M33.28M55.97M142.99M393.14M1,076.49M378.47M564.10M822.13M
Return Ratios
Return on Sales 0.00%0.09%0.97%0.83%-0.27%0.10%0.03%-0.08%-7.75%1.49%0.06%0.17%0.24%0.13%0.09%0.08%
Return on Invested Capital -0.89%0.26%0.31%-0.17%0.08%2.54%2.08%1.57%1.99%1.82%1.67%
Return on Assets 0.01%0.03%0.18%0.13%-0.05%0.02%0.03%0.09%0.11%0.06%0.04%0.04%
Return on Equity 0.03%0.20%2.03%1.44%-1.73%-0.28%-2.47%2.43%0.98%0.44%0.28%0.25%