Atlanticus Holdings (ATLC) EBIT Margin (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly EBIT Margin of 7.34% for Q1 2026, down 3.0% year-over-year from 7.57% in Q1 2025, and up 237.88% quarter-over-quarter from 5.33% in Q4 2025.
Analysis
Atlanticus Holdings (ATLC) EBIT Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' EBIT Margin history runs 16 years deep, the most recent figure standing at 7.34% for Q1 2026.
- In Q1 2026, EBIT Margin fell 3.0% year-over-year to 7.34%; the TTM figure through Mar 2026 stood at 36.43% (down 4133.0% YoY), while the FY2025 annual figure was 0.2%, down 7113.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 7.34%, up from 5.33% in the prior quarter.
- The five-year high for EBIT Margin was 117.83% in Q4 2023, with the low at 5.33% in Q4 2025.
- The 5-year median for EBIT Margin is 17.77% (2022), against an average of 41.43%.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin plunged 17277 bps in 2022, then soared 11078 bps in 2023.
- Atlanticus Holdings' EBIT Margin stood at 7.04% in 2022, then soared by 1572 bps to 117.83% in 2023, then retreated by 24 bps to 88.96% in 2024, then slumped by 106 bps to 5.33% in 2025, then soared by 238 bps to 7.34% in 2026.
- Business Quant data shows ATLC's EBIT Margin at 7.34% in Q1 2026, 5.33% in Q4 2025, and 70.21% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Atlanticus Holdings | 1.38 Bn | 822.07 Mn | 686.46 Mn | 71.06% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 71.06% |
| Mar 31, 2026 | 74.14% |
| Dec 31, 2025 | 74.78% |
| Sep 30, 2025 | 70.21% |
| Jun 30, 2025 | 70.50% |
| Mar 31, 2025 | 68.27% |
| Dec 31, 2024 | 67.92% |
| Sep 30, 2024 | 74.05% |
| Jun 30, 2024 | 71.78% |
| Mar 31, 2024 | 69.89% |
| Dec 31, 2023 | 71.63% |
| Sep 30, 2023 | 72.08% |
| Jun 30, 2023 | 72.39% |
| Mar 31, 2023 | 70.68% |
| Dec 31, 2022 | 71.56% |
| Sep 30, 2022 | 71.98% |
| Jun 30, 2022 | 68.22% |
| Mar 31, 2022 | 59.69% |
| Dec 31, 2021 | 66.19% |
| Sep 30, 2021 | 66.27% |