Atlanticus Holdings (ATLC) Asset Utilization Ratio (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Asset Utilization Ratio of 0.13 for Q1 2026, down 76.5% year-over-year from 0.55 in Q1 2025, and up 5.09% quarter-over-quarter from 0.12 in Q4 2025.
Analysis
Atlanticus Holdings (ATLC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Atlanticus Holdings' Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.13 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio fell 76.5% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.13 (down 76.5% YoY), while the FY2025 annual figure was 0.1, down 76.69% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.13, up from 0.12 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.63 in Q4 2024, with the low at 0.02 in Q4 2023.
- The 5-year median for Asset Utilization Ratio is 0.21 (2023), against an average of 0.24.
- The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio tumbled 108.29% in 2023, then soared 6300.76% in 2025.
- Atlanticus Holdings' Asset Utilization Ratio stood at 0.25 in 2022, then tumbled by 108.29% to 0.02 in 2023, then soared by 3177.64% to 0.63 in 2024, then plunged by 80.3% to 0.12 in 2025, then climbed by 5.09% to 0.13 in 2026.
- Business Quant data shows ATLC's Asset Utilization Ratio at 0.13 in Q1 2026, 0.12 in Q4 2025, and 0.33 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.47 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.64 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.09 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.42 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.29 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.08 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.04 |
| 10 | Atlanticus Holdings | 1.38 Bn | 822.07 Mn | 686.46 Mn | 0.35 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.35 |
| Mar 31, 2026 | 0.31 |
| Dec 31, 2025 | 0.27 |
| Sep 30, 2025 | 0.30 |
| Jun 30, 2025 | 0.42 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.42 |
| Sep 30, 2024 | 0.43 |
| Jun 30, 2024 | 0.43 |
| Mar 31, 2024 | 0.43 |
| Dec 31, 2023 | 0.44 |
| Sep 30, 2023 | 0.44 |
| Jun 30, 2023 | 0.46 |
| Mar 31, 2023 | 0.45 |
| Dec 31, 2022 | 0.45 |
| Sep 30, 2022 | 0.46 |
| Jun 30, 2022 | 0.46 |
| Mar 31, 2022 | 0.43 |
| Dec 31, 2021 | 0.44 |
| Sep 30, 2021 | 0.46 |