Atlanticus Holdings (ATLC) Asset Utilization Ratio (2011 - 2026)
Atlanticus Holdings' (ATLC) Asset Utilization Ratio was 0.35 for Q2 2026, down 15.1% from 0.42 a year earlier but up 16.2% from the prior quarter.
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Analysis
Atlanticus Holdings (ATLC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
For FY2025, Asset Utilization Ratio at Atlanticus Holdings was 0.36, down 17.6% from FY2024.
- Asset Utilization Ratio has declined for three consecutive years.
- By year, Asset Utilization Ratio came in at 0.44 in FY2024 (-3.3%), 0.45 in FY2023 (-6.1%), 0.48 in FY2022 (+1.8%) and 0.47 in FY2021 (-9.7%).
- Five-year quarterly Asset Utilization Ratio spans a low of 0.27 in Q4 2025 and a high of 0.46 in Q3 2021.
- Year over year, Asset Utilization Ratio has now declined in each of the last 13 quarters, with an average decline of 15.3% over the last eight quarters.
- The high point for year-over-year Asset Utilization Ratio in five years was Q1 2023 (growth of 5.0%); the low point was Q3 2021 (a decline of 46.9%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 0.31 (Q1 2026), 0.27 (Q4 2025) and 0.30 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.92 Bn | 31.73 Bn | - | 0.19 |
| 2 | Orix | 38.72 Bn | 7.44 Bn | 12.74 Bn | 0.49 |
| 3 | Royalty Pharma | 30.52 Bn | 27.90 Bn | - | 0.13 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | 26.46 Bn | - | 0.01 |
| 5 | Royal Gold | 23.70 Bn | 22.88 Bn | 390.45 Mn | 0.16 |
| 6 | Synchrony Financial | 23.44 Bn | -44.18 Bn | - | 0.16 |
| 7 | Affirm Holdings | 23.32 Bn | 16.36 Bn | - | 0.28 |
| 8 | Annaly Capital Management | 14.45 Bn | 5.41 Bn | - | 0.02 |
| 9 | Ares Capital | 13.87 Bn | 11.62 Bn | - | 0.10 |
| 10 | Atlanticus Holdings | 1.23 Bn | -1.20 Bn | 717.78 Mn | 0.39 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.39 |
| Jun 30, 2026 | 0.35 |
| Mar 31, 2026 | 0.31 |
| Dec 31, 2025 | 0.27 |
| Sep 30, 2025 | 0.30 |
| Jun 30, 2025 | 0.42 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.42 |
| Sep 30, 2024 | 0.43 |
| Jun 30, 2024 | 0.43 |
| Mar 31, 2024 | 0.43 |
| Dec 31, 2023 | 0.44 |
| Sep 30, 2023 | 0.44 |
| Jun 30, 2023 | 0.46 |
| Mar 31, 2023 | 0.45 |
| Dec 31, 2022 | 0.45 |
| Sep 30, 2022 | 0.46 |
| Jun 30, 2022 | 0.46 |
| Mar 31, 2022 | 0.43 |
| Dec 31, 2021 | 0.44 |
API Access
Atlanticus Holdings Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=ATLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "ATLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=ATLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();