Atlanticus Holdings (ATLC) Asset Utilization Ratio (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly Asset Utilization Ratio of 0.13 for Q1 2026, down 76.5% year-over-year from 0.55 in Q1 2025, and up 5.09% quarter-over-quarter from 0.12 in Q4 2025.

Atlanticus Holdings (ATLC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings' Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.13 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio fell 76.5% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.13 (down 76.5% YoY), while the FY2025 annual figure was 0.1, down 76.69% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.13, up from 0.12 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.63 in Q4 2024, with the low at 0.02 in Q4 2023.
  • The 5-year median for Asset Utilization Ratio is 0.21 (2023), against an average of 0.24.
  • The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio tumbled 108.29% in 2023, then soared 6300.76% in 2025.
  • Atlanticus Holdings' Asset Utilization Ratio stood at 0.25 in 2022, then tumbled by 108.29% to 0.02 in 2023, then soared by 3177.64% to 0.63 in 2024, then plunged by 80.3% to 0.12 in 2025, then climbed by 5.09% to 0.13 in 2026.
  • Business Quant data shows ATLC's Asset Utilization Ratio at 0.13 in Q1 2026, 0.12 in Q4 2025, and 0.33 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 0.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.12
Sep 30, 2025 0.33
Jun 30, 2025 0.47
Mar 31, 2025 0.55
Dec 31, 2024 0.63
Sep 30, 2024 0.16
Jun 30, 2024 0.07
Mar 31, 2024 -0.01
Dec 31, 2023 -0.02
Sep 30, 2023 0.21
Jun 30, 2023 0.29
Mar 31, 2023 0.30
Dec 31, 2022 0.25
Sep 30, 2022 0.18
Jun 30, 2022 0.16
Mar 31, 2022 0.21
Dec 31, 2021 0.26
Sep 30, 2021 0.26
Jun 30, 2021 0.19