Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Debt Ratio of 0.09 for Q1 2026, up 73.42% year-over-year from 0.05 in Q1 2025, and up 1.21% quarter-over-quarter from 0.09 in Q4 2025.
Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026) Analysis & Trends
Atlanticus Holdings' Debt Ratio history runs 16 years deep, the most recent figure standing at 0.09 for Q1 2026.
- In Q1 2026, Debt Ratio rose 73.42% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 73.42% YoY), while the FY2025 annual figure was 0.09, up 6.45% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.09, up from 0.09 in the prior quarter.
- The five-year high for Debt Ratio was 0.1 in Q3 2025, with the low at 0.05 in Q4 2023.
- The 5-year median for Debt Ratio is 0.07 (2022), against an average of 0.07.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio soared 863.82% in 2022, then declined 18.29% in 2023.
- Atlanticus Holdings' Debt Ratio stood at 0.06 in 2022, then fell by 11.73% to 0.05 in 2023, then soared by 61.28% to 0.09 in 2024, then increased by 6.45% to 0.09 in 2025, then rose by 1.21% to 0.09 in 2026.
- Business Quant data shows ATLC's Debt Ratio at 0.09 in Q1 2026, 0.09 in Q4 2025, and 0.1 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Atlanticus Holdings | 1.67 Bn | 1.02 Bn | 144.79 Mn | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.10 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.07 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Jun 30, 2021 | 0.01 |
| Mar 31, 2021 | 0.01 |
| Dec 31, 2020 | 0.02 |