Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLC) Debt Ratio (2016 - 2026)

Atlanticus Holdings has reported Debt Ratio over the past 11 years, most recently at 0.09 for Q4 2025.

  • For Q4 2025, Debt Ratio rose 6.45% year-over-year to 0.09; the TTM value through Dec 2025 reached 0.09, up 6.45%, while the annual FY2025 figure was 0.09, 6.45% up from the prior year.
  • Debt Ratio for Q4 2025 was 0.09 at Atlanticus Holdings, down from 0.1 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.1 in Q3 2025 and troughed at 0.01 in Q2 2021.
  • A 5-year average of 0.07 and a median of 0.07 in 2022 define the central range for Debt Ratio.
  • Biggest five-year swings in Debt Ratio: skyrocketed 863.82% in 2022 and later fell 18.29% in 2023.
  • Year by year, Debt Ratio stood at 0.07 in 2021, then decreased by 17.78% to 0.06 in 2022, then fell by 11.73% to 0.05 in 2023, then soared by 61.28% to 0.09 in 2024, then increased by 6.45% to 0.09 in 2025.
  • Business Quant data shows Debt Ratio for ATLC at 0.09 in Q4 2025, 0.1 in Q3 2025, and 0.08 in Q2 2025.