Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Debt Ratio of 0.09 for Q1 2026, up 73.42% year-over-year from 0.05 in Q1 2025, and up 1.21% on a QoQ basis from 0.09 in Q4 2025.
Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026) Analysis & Trends
Atlanticus Holdings (ATLC) has reported Debt Ratio for 13 consecutive years, with 0.09 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio rose 73.42% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 73.42% YoY), while the FY2025 annual figure was 0.09, up 6.45% from the prior year.
- Debt Ratio came in at 0.09 for Q1 2026 at Atlanticus Holdings, up from 0.09 in the prior quarter.
- The five-year high for Debt Ratio was 0.1 in Q3 2025, with the low at 0.05 in Q4 2023.
- Average Debt Ratio over 5 years is 0.07, with a median of 0.07 recorded in 2022.
- Across the five-year window, Debt Ratio jumped 863.82% in 2022 and slipped 18.29% in 2023, its largest moves.
- Year by year, Debt Ratio stood at 0.06 in 2022, then dropped by 11.73% to 0.05 in 2023, then jumped by 61.28% to 0.09 in 2024, then climbed by 6.45% to 0.09 in 2025, then grew by 1.21% to 0.09 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.09, 0.09, and 0.1 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Atlanticus Holdings | 1.55 Bn | 898.06 Mn | 144.79 Mn | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.10 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.07 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Jun 30, 2021 | 0.01 |
| Dec 31, 2017 | 0.03 |
| Sep 30, 2017 | 0.34 |