Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly Debt Ratio of 0.09 for Q1 2026, up 73.42% year-over-year from 0.05 in Q1 2025, and up 1.21% quarter-over-quarter from 0.09 in Q4 2025.

Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings' Debt Ratio history runs 16 years deep, the most recent figure standing at 0.09 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 73.42% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 73.42% YoY), while the FY2025 annual figure was 0.09, up 6.45% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.09, up from 0.09 in the prior quarter.
  • The five-year high for Debt Ratio was 0.1 in Q3 2025, with the low at 0.05 in Q4 2023.
  • The 5-year median for Debt Ratio is 0.07 (2022), against an average of 0.07.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio soared 863.82% in 2022, then declined 18.29% in 2023.
  • Atlanticus Holdings' Debt Ratio stood at 0.06 in 2022, then fell by 11.73% to 0.05 in 2023, then soared by 61.28% to 0.09 in 2024, then increased by 6.45% to 0.09 in 2025, then rose by 1.21% to 0.09 in 2026.
  • Business Quant data shows ATLC's Debt Ratio at 0.09 in Q1 2026, 0.09 in Q4 2025, and 0.1 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.09
Sep 30, 2025 0.10
Jun 30, 2025 0.08
Mar 31, 2025 0.05
Dec 31, 2024 0.09
Sep 30, 2024 0.09
Jun 30, 2024 0.07
Dec 31, 2023 0.05
Sep 30, 2023 0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.06
Dec 31, 2022 0.06
Sep 30, 2022 0.06
Jun 30, 2022 0.07
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Jun 30, 2021 0.01
Mar 31, 2021 0.01
Dec 31, 2020 0.02