Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026)
Atlanticus Holdings (ATLC) posted Debt Ratio of 0.84 for Q2 2026, down 1.28% on a QoQ basis from 0.85 in Q1 2026, and up 9.92% year-over-year from 0.76 in Q2 2025.
Analysis
Atlanticus Holdings (ATLC) Debt Ratio (2011 - 2026) Analysis & Trends
Atlanticus Holdings has reported Debt Ratio for 16 years, with the latest figure at 0.84 in Q2 2026.
- On a quarterly basis, Debt Ratio rose 9.92% year-over-year to 0.84 in Q2 2026; TTM through Jun 2026 was 0.84, a 9.92% increase from a year earlier, with the FY2025 full-year figure at 0.85, up 12.71% from the prior year.
- Debt Ratio was 0.84 for Q2 2026 at Atlanticus Holdings, down from 0.85 in the prior quarter.
- The five-year high for Debt Ratio was 0.85 in Q4 2025, with the low at 0.73 in Q2 2024.
- Average Debt Ratio over 5 years is 0.77, with a median of 0.75 recorded in 2022.
- The sharpest annual moves came in 2023 and 2025: Debt Ratio dropped 1.54% in 2023, then rose 13.34% in 2025.
- Over 5 years, Debt Ratio stood at 0.75 in 2022, then declined by 1.54% to 0.74 in 2023, then climbed by 2.33% to 0.76 in 2024, then climbed by 12.71% to 0.85 in 2025, then retreated by 2.09% to 0.84 in 2026.
- The last three Debt Ratio figures came in at 0.84 (Q2 2026), 0.85 (Q1 2026), and 0.85 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 0.35 |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 0.47 |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 0.04 |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 0.84 |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 0.93 |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 0.38 |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 0.46 |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | 0.05 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.84 |
| Mar 31, 2026 | 0.85 |
| Dec 31, 2025 | 0.85 |
| Sep 30, 2025 | 0.85 |
| Jun 30, 2025 | 0.76 |
| Mar 31, 2025 | 0.76 |
| Dec 31, 2024 | 0.76 |
| Sep 30, 2024 | 0.75 |
| Jun 30, 2024 | 0.73 |
| Mar 31, 2024 | 0.74 |
| Dec 31, 2023 | 0.74 |
| Sep 30, 2023 | 0.74 |
| Jun 30, 2023 | 0.74 |
| Mar 31, 2023 | 0.74 |
| Dec 31, 2022 | 0.75 |
| Sep 30, 2022 | 0.75 |
| Jun 30, 2022 | 0.74 |
| Mar 31, 2022 | 0.73 |
| Dec 31, 2021 | 0.73 |
| Sep 30, 2021 | 0.67 |