Atlanticus Holdings (ATLC) FCF Margin (2011 - 2026)

Atlanticus Holdings (ATLC) recorded quarterly FCF Margin of 150.81% in Q1 2026, up 799.43% quarter-over-quarter from 16.77% in Q4 2025, and up 4179.0% on a YoY basis from 3.52% in Q1 2025.

Atlanticus Holdings (ATLC) FCF Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings' FCF Margin history runs 16 years deep, the most recent figure standing at 150.81% for Q1 2026.

  • In Q1 2026, FCF Margin rose 4179.0% year-over-year to 150.81%; the TTM figure through Mar 2026 stood at 34.18% (down 1587051.0% YoY), while the FY2025 annual figure was 32.16%, down 8433.0% from the prior year.
  • FCF Margin was 150.81% for Q1 2026 at Atlanticus Holdings, up from 16.77% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 150.81% in Q1 2026 to a low of 25.17% in Q4 2022.
  • Historically, FCF Margin has averaged 50.4% across 5 years, with a median of 35.1% in 2022.
  • The sharpest annual moves came in 2023 and 2024: FCF Margin jumped 9909 bps in 2023, then slumped 10034 bps in 2024.
  • A 5-year view of FCF Margin shows it stood at 25.17% in 2022, then jumped by 159 bps to 14.85% in 2023, then sank by 246 bps to 21.74% in 2024, then soared by 177 bps to 16.77% in 2025, then jumped by 799 bps to 150.81% in 2026.
  • The last three FCF Margin figures came in at 150.81% (Q1 2026), 16.77% (Q4 2025), and 76.27% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.37%
2 Mastercard 437.55 Bn 427.34 Bn - 33.56%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 14.04%
4 Capital One Financial 112.47 Bn 35.97 Bn - 35.91%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 10.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 45.78%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -216.52%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 65.22%
10 Atlanticus Holdings 1.26 Bn 603.80 Mn 144.79 Mn 150.81%

Historic Data

Download Data
DateValue
Mar 31, 2026 150.81%
Dec 31, 2025 16.77%
Sep 30, 2025 76.27%
Jun 30, 2025 33.12%
Mar 31, 2025 109.03%
Dec 31, 2024 -21.74%
Sep 30, 2024 31.97%
Jun 30, 2024 128.31%
Mar 31, 2024 40.84%
Dec 31, 2023 14.85%
Sep 30, 2023 132.31%
Jun 30, 2023 36.81%
Mar 31, 2023 37.90%
Dec 31, 2022 -25.17%
Sep 30, 2022 33.22%
Jun 30, 2022 26.42%
Mar 31, 2022 35.10%
Dec 31, 2021 56.99%
Sep 30, 2021 11.99%
Jun 30, 2021 39.38%