Atlanticus Holdings (ATLC) FCF Margin (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly FCF Margin of 150.94% for Q1 2026, up 3965.0% year-over-year from 3.71% in Q1 2025, and little changed quarter-over-quarter from 151.41% in Q4 2025.
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Analysis
Atlanticus Holdings (ATLC) FCF Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' FCF Margin history runs 16 years deep, the most recent figure standing at 150.94% for Q1 2026.
- In Q1 2026, FCF Margin rose 3965.0% year-over-year to 150.94%; the TTM figure through Mar 2026 stood at 80.68% (up 5408.0% YoY), while the FY2025 annual figure was 114.49%, up 7870.0% from the prior year.
- FCF Margin for Q1 2026 stood at 150.94%, roughly flat from 151.41% in the prior quarter.
- The five-year high for FCF Margin was 151.41% in Q4 2025, with the low at 26.97% in Q4 2023.
- The 5-year median for FCF Margin is 68.85% (2022), against an average of 72.53%.
- The sharpest annual moves came in 2022 and 2023: FCF Margin soared 20313 bps in 2022, then sank 15083 bps in 2023.
- Atlanticus Holdings' FCF Margin stood at 123.86% in 2022, then slumped by 122 bps to 26.97% in 2023, then soared by 144 bps to 11.93% in 2024, then soared by 1169 bps to 151.41% in 2025, then fell by 0 bps to 150.94% in 2026.
- Business Quant data shows ATLC's FCF Margin at 150.94% in Q1 2026, 151.41% in Q4 2025, and 21.72% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Atlanticus Holdings | 1.38 Bn | 822.07 Mn | 686.46 Mn | 37.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.20% |
| Mar 31, 2026 | 42.10% |
| Dec 31, 2025 | 36.23% |
| Sep 30, 2025 | 21.71% |
| Jun 30, 2025 | 33.12% |
| Mar 31, 2025 | 37.34% |
| Dec 31, 2024 | 34.23% |
| Sep 30, 2024 | 31.97% |
| Jun 30, 2024 | 36.57% |
| Mar 31, 2024 | 40.84% |
| Dec 31, 2023 | 42.89% |
| Sep 30, 2023 | 39.59% |
| Jun 30, 2023 | 36.81% |
| Mar 31, 2023 | 37.90% |
| Dec 31, 2022 | 36.58% |
| Sep 30, 2022 | 33.22% |
| Jun 30, 2022 | 26.42% |
| Mar 31, 2022 | 35.10% |
| Dec 31, 2021 | 30.39% |
| Sep 30, 2021 | 7.27% |