Atlanticus Holdings (ATLC) EBT Margin (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly EBT Margin of 31.02% for Q1 2026, down 355.0% year-over-year from 12.17% in Q1 2025, and up 965.16% on a QoQ basis from 2.91% in Q4 2025.

Atlanticus Holdings (ATLC) EBT Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings (ATLC) has reported EBT Margin for 16 consecutive years, with 31.02% the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT Margin fell 355.0% year-over-year to 31.02%; the TTM figure through Mar 2026 stood at 7.69% (down 487327.0% YoY), while the FY2025 annual figure was 8.11%, down 2641.0% from the prior year.
  • EBT Margin came in at 31.02% for Q1 2026 at Atlanticus Holdings, up from 2.91% in the prior quarter.
  • The five-year high for EBT Margin was 35.99% in Q3 2023, with the low at 7.62% in Q4 2022.
  • Average EBT Margin over 5 years is 14.73%, with a median of 13.06% recorded in 2023.
  • Across the five-year window, EBT Margin sank 6195 bps in 2022 and soared 2328 bps in 2025, its largest moves.
  • Year by year, EBT Margin stood at 7.62% in 2022, then surged by 145 bps to 3.44% in 2023, then slumped by 308 bps to 7.16% in 2024, then jumped by 141 bps to 2.91% in 2025, then soared by 965 bps to 31.02% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 31.02%, 2.91%, and 23.07% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Atlanticus Holdings 1.55 Bn 898.06 Mn 144.79 Mn 31.02%

Historic Data

Download Data
DateValue
Mar 31, 2026 31.02%
Dec 31, 2025 2.91%
Sep 30, 2025 23.07%
Jun 30, 2025 10.19%
Mar 31, 2025 34.57%
Dec 31, 2024 -7.16%
Sep 30, 2024 10.62%
Jun 30, 2024 31.75%
Mar 31, 2024 11.29%
Dec 31, 2023 3.44%
Sep 30, 2023 35.99%
Jun 30, 2023 11.01%
Mar 31, 2023 13.06%
Dec 31, 2022 -7.62%
Sep 30, 2022 14.14%
Jun 30, 2022 15.75%
Mar 31, 2022 16.37%
Dec 31, 2021 54.34%
Sep 30, 2021 46.82%
Jun 30, 2021 25.78%