Atlanticus Holdings (ATLC) EBT Margin (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly EBT Margin of 31.02% for Q1 2026, down 355.0% year-over-year from 12.17% in Q1 2025, and up 18.02% quarter-over-quarter from 26.28% in Q4 2025.

Atlanticus Holdings (ATLC) EBT Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings' EBT Margin history runs 16 years deep, the most recent figure standing at 31.02% for Q1 2026.

  • In Q1 2026, EBT Margin fell 355.0% year-over-year to 31.02%; the TTM figure through Mar 2026 stood at 18.08% (up 1000.0% YoY), while the FY2025 annual figure was 28.66%, up 1810.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 31.02%, up from 26.28% in the prior quarter.
  • The five-year high for EBT Margin was 40.76% in Q2 2022, with the low at 6.24% in Q4 2023.
  • The 5-year median for EBT Margin is 26.28% (2025), against an average of 21.83%.
  • The sharpest annual moves came in 2022 and 2023: EBT Margin jumped 10456 bps in 2022, then slumped 4241 bps in 2023.
  • Atlanticus Holdings' EBT Margin stood at 36.17% in 2022, then slumped by 117 bps to 6.24% in 2023, then soared by 162 bps to 3.88% in 2024, then soared by 577 bps to 26.28% in 2025, then advanced by 18 bps to 31.02% in 2026.
  • Business Quant data shows ATLC's EBT Margin at 31.02% in Q1 2026, 26.28% in Q4 2025, and 6.57% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 58.74%
2 Mastercard 506.53 Bn 493.04 Bn - 59.14%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 20.73%
4 Capital One Financial 136.19 Bn 81.48 Bn - 30.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.09%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 24.62%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 10.34%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 154.09%
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 31.02%

Historic Data

Download Data
DateValue
Mar 31, 2026 31.02%
Dec 31, 2025 26.28%
Sep 30, 2025 6.57%
Jun 30, 2025 32.82%
Mar 31, 2025 34.57%
Dec 31, 2024 3.88%
Sep 30, 2024 10.62%
Jun 30, 2024 9.05%
Mar 31, 2024 11.29%
Dec 31, 2023 -6.24%
Sep 30, 2023 35.99%
Jun 30, 2023 36.18%
Mar 31, 2023 13.06%
Dec 31, 2022 36.17%
Sep 30, 2022 14.14%
Jun 30, 2022 40.76%
Mar 31, 2022 34.98%
Dec 31, 2021 -68.39%
Sep 30, 2021 28.38%
Jun 30, 2021 25.78%