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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLC) EBT Margin (2016 - 2026)

Atlanticus Holdings has reported EBT Margin over the past 13 years, most recently at 26.28% for Q4 2025.

  • For Q4 2025, EBT Margin rose 3345.0% year-over-year to 26.28%; the TTM value through Dec 2025 reached 11.33%, down 8071.0%, while the annual FY2025 figure was 28.66%, 586.0% down from the prior year.
  • EBT Margin for Q4 2025 was 26.28% at Atlanticus Holdings, up from 6.57% in the prior quarter.
  • Over five years, EBT Margin peaked at 54.34% in Q4 2021 and troughed at 7.16% in Q4 2024.
  • A 5-year average of 23.86% and a median of 27.33% in 2021 define the central range for EBT Margin.
  • Biggest five-year swings in EBT Margin: soared 4588bps in 2021 and later crashed -5033bps in 2022.
  • Year by year, EBT Margin stood at 54.34% in 2021, then crashed by -93bps to 4.01% in 2022, then tumbled by -256bps to 6.24% in 2023, then fell by -15bps to 7.16% in 2024, then surged by 467bps to 26.28% in 2025.
  • Business Quant data shows EBT Margin for ATLC at 26.28% in Q4 2025, 6.57% in Q3 2025, and 10.19% in Q2 2025.