Atlanticus Holdings (ATLC) EBT Margin (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly EBT Margin of 31.02% for Q1 2026, down 355.0% year-over-year from 12.17% in Q1 2025, and up 18.02% quarter-over-quarter from 26.28% in Q4 2025.
Atlanticus Holdings (ATLC) EBT Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' EBT Margin history runs 16 years deep, the most recent figure standing at 31.02% for Q1 2026.
- In Q1 2026, EBT Margin fell 355.0% year-over-year to 31.02%; the TTM figure through Mar 2026 stood at 18.08% (up 1000.0% YoY), while the FY2025 annual figure was 28.66%, up 1810.0% from the prior year.
- EBT Margin for Q1 2026 stood at 31.02%, up from 26.28% in the prior quarter.
- The five-year high for EBT Margin was 40.76% in Q2 2022, with the low at 6.24% in Q4 2023.
- The 5-year median for EBT Margin is 26.28% (2025), against an average of 21.83%.
- The sharpest annual moves came in 2022 and 2023: EBT Margin jumped 10456 bps in 2022, then slumped 4241 bps in 2023.
- Atlanticus Holdings' EBT Margin stood at 36.17% in 2022, then slumped by 117 bps to 6.24% in 2023, then soared by 162 bps to 3.88% in 2024, then soared by 577 bps to 26.28% in 2025, then advanced by 18 bps to 31.02% in 2026.
- Business Quant data shows ATLC's EBT Margin at 31.02% in Q1 2026, 26.28% in Q4 2025, and 6.57% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | Atlanticus Holdings | 1.67 Bn | 1.02 Bn | 144.79 Mn | 31.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.02% |
| Dec 31, 2025 | 26.28% |
| Sep 30, 2025 | 6.57% |
| Jun 30, 2025 | 32.82% |
| Mar 31, 2025 | 34.57% |
| Dec 31, 2024 | 3.88% |
| Sep 30, 2024 | 10.62% |
| Jun 30, 2024 | 9.05% |
| Mar 31, 2024 | 11.29% |
| Dec 31, 2023 | -6.24% |
| Sep 30, 2023 | 35.99% |
| Jun 30, 2023 | 36.18% |
| Mar 31, 2023 | 13.06% |
| Dec 31, 2022 | 36.17% |
| Sep 30, 2022 | 14.14% |
| Jun 30, 2022 | 40.76% |
| Mar 31, 2022 | 34.98% |
| Dec 31, 2021 | -68.39% |
| Sep 30, 2021 | 28.38% |
| Jun 30, 2021 | 25.78% |