Atlanticus Holdings Corp (ATLC) Times Interest Earned (2011 - 2026)
Atlanticus Holdings' Times Interest Earned came in at 4.28 for Q2 2026, down 17.2% from 5.18 a year earlier but up 4.4% from the prior quarter.
Atlanticus Holdings Corp (ATLC) Times Interest Earned (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Atlanticus Holdings reported Times Interest Earned of 4.32, down 19.8% year-over-year; for FY2025, it came in at 4.67, down 19.6% from FY2024.
- Times Interest Earned has declined in each of the last four years.
- Going back by year, Times Interest Earned was 5.81 in FY2024 (-23.4%), 7.58 in FY2023 (-13.1%), 8.72 in FY2022 (-2.2%) and 8.92 in FY2021 (+29.9%).
- The five-year range for quarterly Times Interest Earned is 4.10 (Q1 2026) to 10.93 (Q3 2021).
- Year-over-year, Times Interest Earned has declined for 16 consecutive quarters, with an average decline of 18.1% over the last eight quarters.
- The fastest year-over-year change in Times Interest Earned over five years came in Q3 2021 (growth of 47.4%), and the weakest in Q2 2024 (a decline of 31.2%).
- Business Quant data shows ATLC's Times Interest Earned at 4.10 (Q1 2026), 4.39 (Q4 2025) and 4.60 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.28 |
| Mar 31, 2026 | 4.10 |
| Dec 31, 2025 | 4.39 |
| Sep 30, 2025 | 4.60 |
| Jun 30, 2025 | 5.18 |
| Mar 31, 2025 | 4.96 |
| Dec 31, 2024 | 5.37 |
| Sep 30, 2024 | 6.12 |
| Jun 30, 2024 | 5.98 |
| Mar 31, 2024 | 5.79 |
| Dec 31, 2023 | 6.79 |
| Sep 30, 2023 | 7.52 |
| Jun 30, 2023 | 8.70 |
| Mar 31, 2023 | 7.61 |
| Dec 31, 2022 | 8.02 |
| Sep 30, 2022 | 9.30 |
| Jun 30, 2022 | 9.73 |
| Mar 31, 2022 | 7.88 |
| Dec 31, 2021 | 9.18 |
| Sep 30, 2021 | 10.93 |
Atlanticus Holdings Corp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=ATLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "ATLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=ATLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();