Atlanticus Holdings ATLC
NASDAQ ATLC
$93.02 -2.17 (-2.28%)
At close: Sep 18, 2026 · 4:00 PM EDT

Atlanticus Holdings (ATLC) Times Interest Earned (2011 - 2026)

Atlanticus Holdings (ATLC) posted Times Interest Earned of 4.28 for Q2 2026, up 4.41% on a QoQ basis from 4.1 in Q1 2026, and down 17.23% year-over-year from 5.18 in Q2 2025.

Analysis

Atlanticus Holdings (ATLC) Times Interest Earned (2011 - 2026) Analysis & Trends

Atlanticus Holdings has reported Times Interest Earned for 16 years, with the latest figure at 4.28 in Q2 2026.

  • On a quarterly basis, Times Interest Earned fell 17.23% year-over-year to 4.28 in Q2 2026; TTM through Jun 2026 was 4.32, a 19.78% decrease from a year earlier, with the FY2025 full-year figure at 4.67, down 19.58% from the prior year.
  • Times Interest Earned was 4.28 for Q2 2026 at Atlanticus Holdings, up from 4.1 in the prior quarter.
  • The five-year high for Times Interest Earned was 9.73 in Q2 2022, with the low at 4.1 in Q1 2026.
  • Average Times Interest Earned over 5 years is 6.46, with a median of 6.05 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2024: Times Interest Earned climbed 13.92% in 2022, then tumbled 31.25% in 2024.
  • Over 5 years, Times Interest Earned stood at 8.02 in 2022, then dropped by 15.4% to 6.79 in 2023, then decreased by 20.81% to 5.37 in 2024, then slipped by 18.4% to 4.39 in 2025, then fell by 2.29% to 4.28 in 2026.
  • The last three Times Interest Earned figures came in at 4.28 (Q2 2026), 4.1 (Q1 2026), and 4.39 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 2.98
2 Royalty Pharma 33.59 Bn 35.70 Bn - 1.42
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 27.97
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 23.43
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 2.53
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 4.28
7 Jefferson Capital 1.18 Bn 1.16 Bn - 2.68
8 Lufax Holding 1.04 Bn -1.23 Bn - -3.98
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 2.13
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn 7.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 4.28
Mar 31, 2026 4.10
Dec 31, 2025 4.39
Sep 30, 2025 4.60
Jun 30, 2025 5.18
Mar 31, 2025 4.96
Dec 31, 2024 5.37
Sep 30, 2024 6.12
Jun 30, 2024 5.98
Mar 31, 2024 5.79
Dec 31, 2023 6.79
Sep 30, 2023 7.52
Jun 30, 2023 8.70
Mar 31, 2023 7.61
Dec 31, 2022 8.02
Sep 30, 2022 9.30
Jun 30, 2022 9.73
Mar 31, 2022 7.88
Dec 31, 2021 9.18
Sep 30, 2021 10.93