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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLC) Interest Coverage Ratio (2016 - 2026)

Atlanticus Holdings has reported Interest Coverage Ratio over the past 13 years, most recently at 0.07 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 99.5% year-over-year to 0.07; the TTM value through Dec 2025 reached 2.82, up 295.84%, while the annual FY2025 figure was 0.11, 38.77% down from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 0.07 at Atlanticus Holdings, down from 4.6 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 27.75 in Q4 2022 and troughed at 17.77 in Q4 2023.
  • A 5-year average of 2.71 and a median of 1.84 in 2021 define the central range for Interest Coverage Ratio.
  • Biggest five-year swings in Interest Coverage Ratio: plummeted 164.05% in 2023 and later soared 2021.81% in 2025.
  • Year by year, Interest Coverage Ratio stood at 2.71 in 2021, then soared by 925.48% to 27.75 in 2022, then plummeted by 164.05% to 17.77 in 2023, then grew by 15.61% to 15.0 in 2024, then surged by 99.5% to 0.07 in 2025.
  • Business Quant data shows Interest Coverage Ratio for ATLC at 0.07 in Q4 2025, 4.6 in Q3 2025, and 5.18 in Q2 2025.