Atlanticus Holdings (ATLC) Interest Coverage Ratio (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly Interest Coverage Ratio of 0.1 for Q1 2026, down 43.79% year-over-year from 0.18 in Q1 2025, and up 200.94% quarter-over-quarter from 0.1 in Q4 2025.

Atlanticus Holdings (ATLC) Interest Coverage Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings' Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 0.1 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 43.79% year-over-year to 0.1; the TTM figure through Mar 2026 stood at 1.01 (down 88.72% YoY), while the FY2025 annual figure was 0.0, down 100.06% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 0.1, up from 0.1 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 30.3 in Q4 2024, with the low at 17.77 in Q4 2023.
  • The 5-year median for Interest Coverage Ratio is 0.36 (2022), against an average of 3.17.
  • The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 7452.97% in 2023, then soared 2836.15% in 2024.
  • Atlanticus Holdings' Interest Coverage Ratio stood at 0.24 in 2022, then tumbled by 7452.97% to 17.77 in 2023, then soared by 270.51% to 30.3 in 2024, then tumbled by 100.34% to 0.1 in 2025, then jumped by 200.94% to 0.1 in 2026.
  • Business Quant data shows ATLC's Interest Coverage Ratio at 0.1 in Q1 2026, 0.1 in Q4 2025, and 4.6 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 0.10

Historic Data

Download Data
DateValue
Mar 31, 2026 0.10
Dec 31, 2025 -0.10
Sep 30, 2025 4.60
Jun 30, 2025 0.11
Mar 31, 2025 0.18
Dec 31, 2024 30.30
Sep 30, 2024 6.12
Jun 30, 2024 5.98
Mar 31, 2024 5.79
Dec 31, 2023 -17.77
Sep 30, 2023 0.21
Jun 30, 2023 0.28
Mar 31, 2023 7.61
Dec 31, 2022 0.24
Sep 30, 2022 9.30
Jun 30, 2022 0.63
Mar 31, 2022 0.36
Dec 31, 2021 -8.75
Sep 30, 2021 1.43
Jun 30, 2021 1.74