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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLC) Interest Coverage Ratio (2017 - 2025)

Atlanticus Holdings (ATLC) has 13 years of Interest Coverage Ratio data on record, last reported at 3.69 in Q3 2025.

  • For Q3 2025, Interest Coverage Ratio fell 1800.7% year-over-year to 3.69; the TTM value through Sep 2025 reached 4.17, up 272.93%, while the annual FY2024 figure was 5.81, 2172.86% up from the prior year.
  • Interest Coverage Ratio reached 3.69 in Q3 2025 per ATLC's latest filing, down from 5.18 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 27.75 in Q4 2022 and bottomed at 11.44 in Q4 2023.
  • Average Interest Coverage Ratio over 5 years is 5.8, with a median of 5.18 recorded in 2025.
  • The widest YoY moves for Interest Coverage Ratio: up 21606.52% in 2025, down 1800.7% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 11.98 in 2021, then skyrocketed by 131.59% to 27.75 in 2022, then crashed by 141.21% to 11.44 in 2023, then skyrocketed by 278.94% to 20.46 in 2024, then crashed by 118.03% to 3.69 in 2025.
  • Per Business Quant database, its latest 3 readings for Interest Coverage Ratio were 3.69 in Q3 2025, 5.18 in Q2 2025, and 0.18 in Q1 2025.