Atlanticus Holdings ATLC
NASDAQ ATLC
$93.02 -2.17 (-2.28%)
At close: Sep 18, 2026 · 4:00 PM EDT

Atlanticus Holdings (ATLC) Interest Coverage Ratio (2011 - 2026)

Atlanticus Holdings (ATLC) posted Interest Coverage Ratio of 4.28 for Q2 2026, up 4.41% on a QoQ basis from 4.1 in Q1 2026, and down 17.23% year-over-year from 5.18 in Q2 2025.

Analysis

Atlanticus Holdings (ATLC) Interest Coverage Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings has reported Interest Coverage Ratio for 16 years, with the latest figure at 4.28 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 17.23% year-over-year to 4.28 in Q2 2026; TTM through Jun 2026 was 4.32, a 19.78% decrease from a year earlier, with the FY2025 full-year figure at 4.67, down 19.58% from the prior year.
  • Interest Coverage Ratio was 4.28 for Q2 2026 at Atlanticus Holdings, up from 4.1 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 9.73 in Q2 2022, with the low at 4.1 in Q1 2026.
  • Average Interest Coverage Ratio over 5 years is 6.46, with a median of 6.05 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio climbed 13.92% in 2022, then tumbled 31.25% in 2024.
  • Over 5 years, Interest Coverage Ratio stood at 8.02 in 2022, then dropped by 15.4% to 6.79 in 2023, then decreased by 20.81% to 5.37 in 2024, then slipped by 18.4% to 4.39 in 2025, then fell by 2.29% to 4.28 in 2026.
  • The last three Interest Coverage Ratio figures came in at 4.28 (Q2 2026), 4.1 (Q1 2026), and 4.39 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 2.98
2 Royalty Pharma 33.59 Bn 35.70 Bn - 1.42
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 27.97
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 23.43
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 2.53
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 4.28
7 Jefferson Capital 1.18 Bn 1.16 Bn - 2.68
8 Lufax Holding 1.04 Bn -1.23 Bn - -3.98
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 2.13
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn 7.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 4.28
Mar 31, 2026 4.10
Dec 31, 2025 4.39
Sep 30, 2025 4.60
Jun 30, 2025 5.18
Mar 31, 2025 4.96
Dec 31, 2024 5.37
Sep 30, 2024 6.12
Jun 30, 2024 5.98
Mar 31, 2024 5.79
Dec 31, 2023 6.79
Sep 30, 2023 7.52
Jun 30, 2023 8.70
Mar 31, 2023 7.61
Dec 31, 2022 8.02
Sep 30, 2022 9.30
Jun 30, 2022 9.73
Mar 31, 2022 7.88
Dec 31, 2021 9.18
Sep 30, 2021 10.93