Atlanticus Holdings (ATLC) FCF Payout Ratio (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly FCF Payout Ratio of 0.01 for Q1 2026, down 81.5% year-over-year from 0.04 in Q1 2025, and up 121.19% on a QoQ basis from 0.04 in Q4 2025.

Atlanticus Holdings (ATLC) FCF Payout Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings (ATLC) has reported FCF Payout Ratio for 12 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 81.5% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 126.89% YoY), while the FY2024 annual figure was 0.0, down 99.42% from the prior year.
  • FCF Payout Ratio came in at 0.01 for Q1 2026 at Atlanticus Holdings, up from 0.04 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.09 in Q2 2022, with the low at 0.04 in Q4 2025.
  • Average FCF Payout Ratio over 5 years is 0.03, with a median of 0.04 recorded in 2024.
  • Across the five-year window, FCF Payout Ratio tumbled 93.72% in 2023 and soared 598.35% in 2024, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.06 in 2022, then fell by 25.45% to 0.05 in 2023, then declined by 23.36% to 0.04 in 2024, then sank by 205.19% to 0.04 in 2025, then soared by 121.19% to 0.01 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.01, 0.04, and 0.02 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.49
2 Mastercard 465.55 Bn 455.34 Bn - 0.28
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.22
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.14
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Atlanticus Holdings 1.55 Bn 898.06 Mn 144.79 Mn 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 -0.04
Sep 30, 2025 0.02
Mar 31, 2025 0.04
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Dec 31, 2023 0.05
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Dec 31, 2022 0.06
Sep 30, 2022 0.07
Jun 30, 2022 0.09
Mar 31, 2022 0.07
Dec 31, 2021 0.09
Sep 30, 2021 0.42
Jun 30, 2021 0.06
Mar 31, 2021 0.09
Dec 31, 2020 0.07
Sep 30, 2020 0.07
Jun 30, 2020 0.06