Atlanticus Holdings (ATLC) Equity Ratio (2010 - 2026)

Atlanticus Holdings (ATLC) recorded quarterly Equity Ratio of 0.09 in Q1 2026, up 8.91% quarter-over-quarter from 0.08 in Q4 2025, and down 46.63% on a YoY basis from 0.16 in Q1 2025.

Atlanticus Holdings (ATLC) Equity Ratio (2010 - 2026) Analysis & Trends

Atlanticus Holdings' Equity Ratio history runs 17 years deep, the most recent figure standing at 0.09 for Q1 2026.

  • In Q1 2026, Equity Ratio fell 46.63% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (down 46.63% YoY), while the FY2025 annual figure was 0.08, down 47.06% from the prior year.
  • Equity Ratio was 0.09 for Q1 2026 at Atlanticus Holdings, up from 0.08 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.16 in Q1 2025 to a low of 0.08 in Q4 2025.
  • Historically, Equity Ratio has averaged 0.14 across 5 years, with a median of 0.14 in 2023.
  • The sharpest annual moves came in 2022 and 2025: Equity Ratio surged 44.84% in 2022, then plunged 47.06% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.14 in 2022, then advanced by 6.52% to 0.14 in 2023, then increased by 3.19% to 0.15 in 2024, then slumped by 47.06% to 0.08 in 2025, then rose by 8.91% to 0.09 in 2026.
  • The last three Equity Ratio figures came in at 0.09 (Q1 2026), 0.08 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Atlanticus Holdings 1.26 Bn 603.80 Mn 144.79 Mn 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.08
Sep 30, 2025 0.08
Jun 30, 2025 0.15
Mar 31, 2025 0.16
Dec 31, 2024 0.15
Sep 30, 2024 0.15
Jun 30, 2024 0.15
Mar 31, 2024 0.15
Dec 31, 2023 0.14
Sep 30, 2023 0.14
Jun 30, 2023 0.15
Mar 31, 2023 0.15
Dec 31, 2022 0.14
Sep 30, 2022 0.14
Jun 30, 2022 0.14
Mar 31, 2022 0.14
Dec 31, 2021 0.15
Sep 30, 2021 0.18
Jun 30, 2021 0.15