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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLC) Net Margin (2016 - 2026)

Atlanticus Holdings has reported Net Margin over the past 13 years, most recently at 20.03% for Q4 2025.

  • For Q4 2025, Net Margin rose 2443.0% year-over-year to 20.03%; the TTM value through Dec 2025 reached 8.14%, down 4988.0%, while the annual FY2025 figure was 20.49%, 127.0% down from the prior year.
  • Net Margin for Q4 2025 was 20.03% at Atlanticus Holdings, up from 4.58% in the prior quarter.
  • Over five years, Net Margin peaked at 36.14% in Q4 2021 and troughed at 4.4% in Q4 2024.
  • A 5-year average of 16.53% and a median of 20.06% in 2021 define the central range for Net Margin.
  • Biggest five-year swings in Net Margin: skyrocketed 3024bps in 2021 and later tumbled -3344bps in 2022.
  • Year by year, Net Margin stood at 36.14% in 2021, then crashed by -93bps to 2.7% in 2022, then plummeted by -250bps to 4.06% in 2023, then fell by -8bps to 4.4% in 2024, then surged by 555bps to 20.03% in 2025.
  • Business Quant data shows Net Margin for ATLC at 20.03% in Q4 2025, 4.58% in Q3 2025, and 7.19% in Q2 2025.