Atlanticus Holdings (ATLC) Net Margin (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Net Margin of 22.07% for Q1 2026, down 157.0% year-over-year from 38.72% in Q1 2025, and up 18.22% quarter-over-quarter from 18.67% in Q4 2025.
Analysis
Atlanticus Holdings (ATLC) Net Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' Net Margin history runs 15 years deep, the most recent figure standing at 22.07% for Q1 2026.
- In Q1 2026, Net Margin fell 157.0% year-over-year to 22.07%; the TTM figure through Mar 2026 stood at 12.79% (up 753.0% YoY), while the FY2025 annual figure was 20.06%, up 1340.0% from the prior year.
- Net Margin for Q1 2026 stood at 22.07%, up from 18.67% in the prior quarter.
- The five-year high for Net Margin was 36.07% in Q1 2022, with the low at 4.06% in Q4 2023.
- The 5-year median for Net Margin is 18.67% (2025), against an average of 14.92%.
- The sharpest annual moves came in 2022 and 2023: Net Margin jumped 6890 bps in 2022, then slumped 2841 bps in 2023.
- Atlanticus Holdings' Net Margin stood at 21.46% in 2022, then plunged by 119 bps to 4.06% in 2023, then surged by 163 bps to 2.56% in 2024, then surged by 630 bps to 18.67% in 2025, then rose by 18 bps to 22.07% in 2026.
- Business Quant data shows ATLC's Net Margin at 22.07% in Q1 2026, 18.67% in Q4 2025, and 4.58% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | Atlanticus Holdings | 1.38 Bn | 822.07 Mn | 686.46 Mn | 6.37% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.37% |
| Mar 31, 2026 | 6.16% |
| Dec 31, 2025 | 4.47% |
| Sep 30, 2025 | 4.58% |
| Jun 30, 2025 | 7.19% |
| Mar 31, 2025 | 8.10% |
| Dec 31, 2024 | 7.44% |
| Sep 30, 2024 | 6.61% |
| Jun 30, 2024 | 5.69% |
| Mar 31, 2024 | 6.84% |
| Dec 31, 2023 | 6.46% |
| Sep 30, 2023 | 6.41% |
| Jun 30, 2023 | 6.46% |
| Mar 31, 2023 | 7.66% |
| Dec 31, 2022 | 6.57% |
| Sep 30, 2022 | 9.45% |
| Jun 30, 2022 | 10.28% |
| Mar 31, 2022 | 16.88% |
| Dec 31, 2021 | 20.10% |
| Sep 30, 2021 | 19.78% |