Atlanticus Holdings (ATLC) Net Margin (2011 - 2026)
Atlanticus Holdings (ATLC) recorded quarterly Net Margin of 22.39% in Q1 2026, up 908.47% quarter-over-quarter from 2.22% in Q4 2025, and down 176.0% on a YoY basis from 29.46% in Q1 2025.
Atlanticus Holdings (ATLC) Net Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' Net Margin history runs 16 years deep, the most recent figure standing at 22.39% for Q1 2026.
- In Q1 2026, Net Margin fell 176.0% year-over-year to 22.39%; the TTM figure through Mar 2026 stood at 5.59% (down 321145.0% YoY), while the FY2025 annual figure was 5.8%, down 1596.0% from the prior year.
- Net Margin was 22.39% for Q1 2026 at Atlanticus Holdings, up from 2.22% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 24.15% in Q1 2025 to a low of 4.72% in Q4 2024.
- Historically, Net Margin has averaged 10.14% across 5 years, with a median of 7.66% in 2023.
- The sharpest annual moves came in 2022 and 2025: Net Margin sank 4428 bps in 2022, then surged 1710 bps in 2025.
- A 5-year view of Net Margin shows it stood at 4.52% in 2022, then surged by 149 bps to 2.24% in 2023, then plunged by 311 bps to 4.72% in 2024, then surged by 147 bps to 2.22% in 2025, then soared by 908 bps to 22.39% in 2026.
- The last three Net Margin figures came in at 22.39% (Q1 2026), 2.22% (Q4 2025), and 16.53% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Atlanticus Holdings | 1.26 Bn | 603.80 Mn | 144.79 Mn | 22.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.39% |
| Dec 31, 2025 | 2.22% |
| Sep 30, 2025 | 16.53% |
| Jun 30, 2025 | 7.19% |
| Mar 31, 2025 | 24.15% |
| Dec 31, 2024 | -4.72% |
| Sep 30, 2024 | 6.79% |
| Jun 30, 2024 | 19.95% |
| Mar 31, 2024 | 7.04% |
| Dec 31, 2023 | 2.24% |
| Sep 30, 2023 | 21.42% |
| Jun 30, 2023 | 6.67% |
| Mar 31, 2023 | 7.66% |
| Dec 31, 2022 | -4.52% |
| Sep 30, 2022 | 9.67% |
| Jun 30, 2022 | 10.50% |
| Mar 31, 2022 | 17.14% |
| Dec 31, 2021 | 39.76% |
| Sep 30, 2021 | 32.64% |
| Jun 30, 2021 | 17.65% |