Atlanticus Holdings (ATLC) Net Margin (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly Net Margin of 22.07% for Q1 2026, down 157.0% year-over-year from 38.72% in Q1 2025, and up 18.22% quarter-over-quarter from 18.67% in Q4 2025.

Atlanticus Holdings (ATLC) Net Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings' Net Margin history runs 15 years deep, the most recent figure standing at 22.07% for Q1 2026.

  • In Q1 2026, Net Margin fell 157.0% year-over-year to 22.07%; the TTM figure through Mar 2026 stood at 12.79% (up 753.0% YoY), while the FY2025 annual figure was 20.06%, up 1340.0% from the prior year.
  • Net Margin for Q1 2026 stood at 22.07%, up from 18.67% in the prior quarter.
  • The five-year high for Net Margin was 36.07% in Q1 2022, with the low at 4.06% in Q4 2023.
  • The 5-year median for Net Margin is 18.67% (2025), against an average of 14.92%.
  • The sharpest annual moves came in 2022 and 2023: Net Margin jumped 6890 bps in 2022, then slumped 2841 bps in 2023.
  • Atlanticus Holdings' Net Margin stood at 21.46% in 2022, then plunged by 119 bps to 4.06% in 2023, then surged by 163 bps to 2.56% in 2024, then surged by 630 bps to 18.67% in 2025, then rose by 18 bps to 22.07% in 2026.
  • Business Quant data shows ATLC's Net Margin at 22.07% in Q1 2026, 18.67% in Q4 2025, and 4.58% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 48.38%
2 Mastercard 506.53 Bn 493.04 Bn - 47.30%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 15.84%
4 Capital One Financial 136.19 Bn 81.48 Bn - 23.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 12.72%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 17.93%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.91%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 128.75%
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 22.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 22.07%
Dec 31, 2025 18.67%
Sep 30, 2025 4.58%
Jun 30, 2025 23.18%
Mar 31, 2025 23.64%
Dec 31, 2024 2.56%
Sep 30, 2024 6.61%
Jun 30, 2024 5.69%
Mar 31, 2024 6.84%
Dec 31, 2023 -4.06%
Sep 30, 2023 21.42%
Jun 30, 2023 21.25%
Mar 31, 2023 7.66%
Dec 31, 2022 21.46%
Sep 30, 2022 9.45%
Jun 30, 2022 26.61%
Mar 31, 2022 36.07%
Dec 31, 2021 -47.44%
Sep 30, 2021 19.78%
Jun 30, 2021 17.65%