Atlanticus Holdings (ATLC) EBITDA Margin (2011 - 2026)

Atlanticus Holdings (ATLC) posted quarterly EBITDA Margin of 9.23% for Q1 2026, up 119.0% year-over-year from 4.22% in Q1 2025, and up 341.26% quarter-over-quarter from 3.83% in Q4 2025.

Atlanticus Holdings (ATLC) EBITDA Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings' EBITDA Margin history runs 16 years deep, the most recent figure standing at 9.23% for Q1 2026.

  • In Q1 2026, EBITDA Margin rose 119.0% year-over-year to 9.23%; the TTM figure through Mar 2026 stood at 37.31% (down 4061.0% YoY), while the FY2025 annual figure was 0.84%, down 7030.0% from the prior year.
  • EBITDA Margin for Q1 2026 stood at 9.23%, up from 3.83% in the prior quarter.
  • The five-year high for EBITDA Margin was 117.69% in Q4 2023, with the low at 3.83% in Q4 2025.
  • The 5-year median for EBITDA Margin is 18.29% (2022), against an average of 41.98%.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin tumbled 17146 bps in 2022, then soared 10999 bps in 2023.
  • Atlanticus Holdings' EBITDA Margin stood at 7.71% in 2022, then surged by 1427 bps to 117.69% in 2023, then retreated by 24 bps to 89.04% in 2024, then slumped by 104 bps to 3.83% in 2025, then jumped by 341 bps to 9.23% in 2026.
  • Business Quant data shows ATLC's EBITDA Margin at 9.23% in Q1 2026, 3.83% in Q4 2025, and 70.51% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - 87.81%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 44.85%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 9.23%

Historic Data

Download Data
DateValue
Mar 31, 2026 9.23%
Dec 31, 2025 -3.83%
Sep 30, 2025 70.51%
Jun 30, 2025 5.68%
Mar 31, 2025 8.05%
Dec 31, 2024 89.04%
Sep 30, 2024 74.24%
Jun 30, 2024 71.99%
Mar 31, 2024 70.12%
Dec 31, 2023 117.69%
Sep 30, 2023 7.41%
Jun 30, 2023 9.99%
Mar 31, 2023 70.92%
Dec 31, 2022 7.71%
Sep 30, 2022 72.15%
Jun 30, 2022 18.29%
Mar 31, 2022 14.45%
Dec 31, 2021 179.17%
Sep 30, 2021 66.40%
Jun 30, 2021 64.88%