Atlanticus Holdings (ATLC) EBITDA Margin (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly EBITDA Margin of 9.23% for Q1 2026, up 119.0% year-over-year from 4.22% in Q1 2025, and up 341.26% quarter-over-quarter from 3.83% in Q4 2025.
Atlanticus Holdings (ATLC) EBITDA Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' EBITDA Margin history runs 16 years deep, the most recent figure standing at 9.23% for Q1 2026.
- In Q1 2026, EBITDA Margin rose 119.0% year-over-year to 9.23%; the TTM figure through Mar 2026 stood at 37.31% (down 4061.0% YoY), while the FY2025 annual figure was 0.84%, down 7030.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 9.23%, up from 3.83% in the prior quarter.
- The five-year high for EBITDA Margin was 117.69% in Q4 2023, with the low at 3.83% in Q4 2025.
- The 5-year median for EBITDA Margin is 18.29% (2022), against an average of 41.98%.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin tumbled 17146 bps in 2022, then soared 10999 bps in 2023.
- Atlanticus Holdings' EBITDA Margin stood at 7.71% in 2022, then surged by 1427 bps to 117.69% in 2023, then retreated by 24 bps to 89.04% in 2024, then slumped by 104 bps to 3.83% in 2025, then jumped by 341 bps to 9.23% in 2026.
- Business Quant data shows ATLC's EBITDA Margin at 9.23% in Q1 2026, 3.83% in Q4 2025, and 70.51% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Atlanticus Holdings | 1.67 Bn | 1.02 Bn | 144.79 Mn | 9.23% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.23% |
| Dec 31, 2025 | -3.83% |
| Sep 30, 2025 | 70.51% |
| Jun 30, 2025 | 5.68% |
| Mar 31, 2025 | 8.05% |
| Dec 31, 2024 | 89.04% |
| Sep 30, 2024 | 74.24% |
| Jun 30, 2024 | 71.99% |
| Mar 31, 2024 | 70.12% |
| Dec 31, 2023 | 117.69% |
| Sep 30, 2023 | 7.41% |
| Jun 30, 2023 | 9.99% |
| Mar 31, 2023 | 70.92% |
| Dec 31, 2022 | 7.71% |
| Sep 30, 2022 | 72.15% |
| Jun 30, 2022 | 18.29% |
| Mar 31, 2022 | 14.45% |
| Dec 31, 2021 | 179.17% |
| Sep 30, 2021 | 66.40% |
| Jun 30, 2021 | 64.88% |