Atlanticus Holdings (ATLC) Operating Margin (2017 - 2026)

Atlanticus Holdings (ATLC) posted quarterly Operating Margin of 7.34% for Q1 2026, down 3.0% year-over-year from 7.57% in Q1 2025, and up 237.88% quarter-over-quarter from 5.33% in Q4 2025.

Atlanticus Holdings (ATLC) Operating Margin (2017 - 2026) Analysis & Trends

Atlanticus Holdings' Operating Margin history runs 10 years deep, the most recent figure standing at 7.34% for Q1 2026.

  • In Q1 2026, Operating Margin fell 3.0% year-over-year to 7.34%; the TTM figure through Mar 2026 stood at 36.43% (down 4133.0% YoY), while the FY2025 annual figure was 0.2%, down 7113.0% from the prior year.
  • Operating Margin for Q1 2026 stood at 7.34%, up from 5.33% in the prior quarter.
  • The five-year high for Operating Margin was 117.83% in Q4 2023, with the low at 5.33% in Q4 2025.
  • The 5-year median for Operating Margin is 17.77% (2022), against an average of 41.43%.
  • The sharpest annual moves came in 2022 and 2023: Operating Margin plunged 17277 bps in 2022, then soared 11078 bps in 2023.
  • Atlanticus Holdings' Operating Margin stood at 7.04% in 2022, then soared by 1572 bps to 117.83% in 2023, then retreated by 24 bps to 88.96% in 2024, then slumped by 106 bps to 5.33% in 2025, then soared by 238 bps to 7.34% in 2026.
  • Business Quant data shows ATLC's Operating Margin at 7.34% in Q1 2026, 5.33% in Q4 2025, and 70.21% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 7.34%

Historic Data

Download Data
DateValue
Mar 31, 2026 7.34%
Dec 31, 2025 -5.33%
Sep 30, 2025 70.21%
Jun 30, 2025 4.96%
Mar 31, 2025 7.37%
Dec 31, 2024 88.96%
Sep 30, 2024 74.05%
Jun 30, 2024 71.78%
Mar 31, 2024 69.89%
Dec 31, 2023 117.83%
Sep 30, 2023 6.68%
Jun 30, 2023 9.27%
Mar 31, 2023 70.68%
Dec 31, 2022 7.04%
Sep 30, 2022 71.98%
Jun 30, 2022 17.77%
Mar 31, 2022 13.90%
Dec 31, 2021 179.81%
Sep 30, 2021 66.27%
Jun 30, 2021 64.70%