Atlanticus Holdings (ATLC) Operating Margin (2017 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Operating Margin of 7.34% for Q1 2026, down 3.0% year-over-year from 7.57% in Q1 2025, and up 237.88% quarter-over-quarter from 5.33% in Q4 2025.
Atlanticus Holdings (ATLC) Operating Margin (2017 - 2026) Analysis & Trends
Atlanticus Holdings' Operating Margin history runs 10 years deep, the most recent figure standing at 7.34% for Q1 2026.
- In Q1 2026, Operating Margin fell 3.0% year-over-year to 7.34%; the TTM figure through Mar 2026 stood at 36.43% (down 4133.0% YoY), while the FY2025 annual figure was 0.2%, down 7113.0% from the prior year.
- Operating Margin for Q1 2026 stood at 7.34%, up from 5.33% in the prior quarter.
- The five-year high for Operating Margin was 117.83% in Q4 2023, with the low at 5.33% in Q4 2025.
- The 5-year median for Operating Margin is 17.77% (2022), against an average of 41.43%.
- The sharpest annual moves came in 2022 and 2023: Operating Margin plunged 17277 bps in 2022, then soared 11078 bps in 2023.
- Atlanticus Holdings' Operating Margin stood at 7.04% in 2022, then soared by 1572 bps to 117.83% in 2023, then retreated by 24 bps to 88.96% in 2024, then slumped by 106 bps to 5.33% in 2025, then soared by 238 bps to 7.34% in 2026.
- Business Quant data shows ATLC's Operating Margin at 7.34% in Q1 2026, 5.33% in Q4 2025, and 70.21% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Atlanticus Holdings | 1.67 Bn | 1.02 Bn | 144.79 Mn | 7.34% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.34% |
| Dec 31, 2025 | -5.33% |
| Sep 30, 2025 | 70.21% |
| Jun 30, 2025 | 4.96% |
| Mar 31, 2025 | 7.37% |
| Dec 31, 2024 | 88.96% |
| Sep 30, 2024 | 74.05% |
| Jun 30, 2024 | 71.78% |
| Mar 31, 2024 | 69.89% |
| Dec 31, 2023 | 117.83% |
| Sep 30, 2023 | 6.68% |
| Jun 30, 2023 | 9.27% |
| Mar 31, 2023 | 70.68% |
| Dec 31, 2022 | 7.04% |
| Sep 30, 2022 | 71.98% |
| Jun 30, 2022 | 17.77% |
| Mar 31, 2022 | 13.90% |
| Dec 31, 2021 | 179.81% |
| Sep 30, 2021 | 66.27% |
| Jun 30, 2021 | 64.70% |