Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Gross Margin of 76.32% for Q1 2026, up 352.0% year-over-year from 16.89% in Q1 2025, and up 11.6% quarter-over-quarter from 68.39% in Q4 2025.
Analysis
Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026) Analysis & Trends
Atlanticus Holdings' Gross Margin history runs 10 years deep, the most recent figure standing at 76.32% for Q1 2026.
- In Q1 2026, Gross Margin rose 352.0% year-over-year to 76.32%; the TTM figure through Mar 2026 stood at 82.33% (down 1084.0% YoY), while the FY2025 annual figure was 71.13%, down 1984.0% from the prior year.
- Gross Margin for Q1 2026 stood at 76.32%, up from 68.39% in the prior quarter.
- The five-year high for Gross Margin was 105.41% in Q4 2023, with the low at 68.39% in Q4 2025.
- The 5-year median for Gross Margin is 78.93% (2022), against an average of 82.94%.
- The sharpest annual moves came in 2022 and 2023: Gross Margin plunged 5146 bps in 2022, then soared 3453 bps in 2023.
- Atlanticus Holdings' Gross Margin stood at 70.88% in 2022, then surged by 49 bps to 105.41% in 2023, then retreated by 8 bps to 96.51% in 2024, then retreated by 29 bps to 68.39% in 2025, then gained by 12 bps to 76.32% in 2026.
- Business Quant data shows ATLC's Gross Margin at 76.32% in Q1 2026, 68.39% in Q4 2025, and 92.11% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 83.58% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 90.90% |
| 10 | Atlanticus Holdings | 1.38 Bn | 822.07 Mn | 686.46 Mn | 92.23% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.23% |
| Mar 31, 2026 | 93.39% |
| Dec 31, 2025 | 92.43% |
| Sep 30, 2025 | 92.11% |
| Jun 30, 2025 | 91.35% |
| Mar 31, 2025 | 90.69% |
| Dec 31, 2024 | 89.87% |
| Sep 30, 2024 | 92.01% |
| Jun 30, 2024 | 91.24% |
| Mar 31, 2024 | 90.77% |
| Dec 31, 2023 | 91.39% |
| Sep 30, 2023 | 91.23% |
| Jun 30, 2023 | 91.81% |
| Mar 31, 2023 | 90.68% |
| Dec 31, 2022 | 91.09% |
| Sep 30, 2022 | 91.09% |
| Jun 30, 2022 | 91.11% |
| Mar 31, 2022 | 90.13% |
| Dec 31, 2021 | 90.54% |
| Sep 30, 2021 | 90.57% |