Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Gross Margin of 76.32% for Q1 2026, up 352.0% year-over-year from 16.89% in Q1 2025, and up 11.6% quarter-over-quarter from 68.39% in Q4 2025.
Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026) Analysis & Trends
Atlanticus Holdings' Gross Margin history runs 10 years deep, the most recent figure standing at 76.32% for Q1 2026.
- In Q1 2026, Gross Margin rose 352.0% year-over-year to 76.32%; the TTM figure through Mar 2026 stood at 82.33% (down 1084.0% YoY), while the FY2025 annual figure was 71.13%, down 1984.0% from the prior year.
- Gross Margin for Q1 2026 stood at 76.32%, up from 68.39% in the prior quarter.
- The five-year high for Gross Margin was 105.41% in Q4 2023, with the low at 68.39% in Q4 2025.
- The 5-year median for Gross Margin is 78.93% (2022), against an average of 82.94%.
- The sharpest annual moves came in 2022 and 2023: Gross Margin plunged 5146 bps in 2022, then soared 3453 bps in 2023.
- Atlanticus Holdings' Gross Margin stood at 70.88% in 2022, then surged by 49 bps to 105.41% in 2023, then retreated by 8 bps to 96.51% in 2024, then retreated by 29 bps to 68.39% in 2025, then gained by 12 bps to 76.32% in 2026.
- Business Quant data shows ATLC's Gross Margin at 76.32% in Q1 2026, 68.39% in Q4 2025, and 92.11% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -32.14% |
| 10 | Atlanticus Holdings | 1.67 Bn | 1.02 Bn | 144.79 Mn | 76.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 76.32% |
| Dec 31, 2025 | 68.39% |
| Sep 30, 2025 | 92.11% |
| Jun 30, 2025 | 72.13% |
| Mar 31, 2025 | 72.80% |
| Dec 31, 2024 | 96.51% |
| Sep 30, 2024 | 92.01% |
| Jun 30, 2024 | 91.24% |
| Mar 31, 2024 | 90.77% |
| Dec 31, 2023 | 105.41% |
| Sep 30, 2023 | 70.69% |
| Jun 30, 2023 | 73.09% |
| Mar 31, 2023 | 90.68% |
| Dec 31, 2022 | 70.88% |
| Sep 30, 2022 | 91.09% |
| Jun 30, 2022 | 77.01% |
| Mar 31, 2022 | 78.93% |
| Dec 31, 2021 | 122.34% |
| Sep 30, 2021 | 90.57% |
| Jun 30, 2021 | 90.00% |