Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026)

Atlanticus Holdings (ATLC) posted quarterly Gross Margin of 76.32% for Q1 2026, up 352.0% year-over-year from 16.89% in Q1 2025, and down 20.91% on a QoQ basis from 96.5% in Q4 2025.

Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026) Analysis & Trends

Atlanticus Holdings (ATLC) has reported Gross Margin for 10 consecutive years, with 76.32% the latest figure, recorded in Q1 2026.

  • In Q1 2026, Gross Margin rose 352.0% year-over-year to 76.32%; the TTM figure through Mar 2026 stood at 92.49% (up 411133.0% YoY), while the FY2025 annual figure was 91.83%, up 2132.0% from the prior year.
  • Gross Margin came in at 76.32% for Q1 2026 at Atlanticus Holdings, down from 96.5% in the prior quarter.
  • The five-year high for Gross Margin was 106.43% in Q4 2024, with the low at 69.25% in Q2 2024.
  • Average Gross Margin over 5 years is 88.02%, with a median of 91.09% recorded in 2022.
  • Across the five-year window, Gross Margin jumped 2388 bps in 2022 and tumbled 2256 bps in 2024, its largest moves.
  • Year by year, Gross Margin stood at 106.13% in 2022, then dropped by 9 bps to 97.02% in 2023, then climbed by 10 bps to 106.43% in 2024, then dropped by 9 bps to 96.5% in 2025, then dropped by 21 bps to 76.32% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 76.32%, 96.5%, and 72.29% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.17%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 93.80%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 78.22%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 84.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 94.24%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 97.03%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.98%
10 Atlanticus Holdings 1.55 Bn 898.06 Mn 144.79 Mn 76.32%

Historic Data

Download Data
DateValue
Mar 31, 2026 76.32%
Dec 31, 2025 96.50%
Sep 30, 2025 72.29%
Jun 30, 2025 91.35%
Mar 31, 2025 72.80%
Dec 31, 2024 106.43%
Sep 30, 2024 92.01%
Jun 30, 2024 69.25%
Mar 31, 2024 90.77%
Dec 31, 2023 97.02%
Sep 30, 2023 70.69%
Jun 30, 2023 91.81%
Mar 31, 2023 90.68%
Dec 31, 2022 106.13%
Sep 30, 2022 91.09%
Jun 30, 2022 91.11%
Mar 31, 2022 90.13%
Dec 31, 2021 82.26%
Sep 30, 2021 84.44%
Jun 30, 2021 90.00%