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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026)

Atlanticus Holdings has reported Gross Margin over the past 9 years, most recently at 68.39% for Q4 2025.

  • For Q4 2025, Gross Margin fell 3804.0% year-over-year to 68.39%; the TTM value through Dec 2025 reached 88.59%, up 6723.0%, while the annual FY2025 figure was 71.13%, 63.0% up from the prior year.
  • Gross Margin for Q4 2025 was 68.39% at Atlanticus Holdings, down from 92.11% in the prior quarter.
  • Over five years, Gross Margin peaked at 106.43% in Q4 2024 and troughed at 68.39% in Q4 2025.
  • A 5-year average of 85.04% and a median of 88.99% in 2021 define the central range for Gross Margin.
  • On a YoY basis, Gross Margin climbed as much as 2008bps in 2025 and fell as far as -3804bps in 2025.
  • Year by year, Gross Margin stood at 82.26% in 2021, then increased by 18bps to 96.77% in 2022, then increased by 9bps to 105.41% in 2023, then increased by 1bps to 106.43% in 2024, then plummeted by -36bps to 68.39% in 2025.
  • Business Quant data shows Gross Margin for ATLC at 68.39% in Q4 2025, 92.11% in Q3 2025, and 91.35% in Q2 2025.