Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Gross Margin of 76.32% for Q1 2026, up 352.0% year-over-year from 16.89% in Q1 2025, and down 20.91% on a QoQ basis from 96.5% in Q4 2025.
Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026) Analysis & Trends
Atlanticus Holdings (ATLC) has reported Gross Margin for 10 consecutive years, with 76.32% the latest figure, recorded in Q1 2026.
- In Q1 2026, Gross Margin rose 352.0% year-over-year to 76.32%; the TTM figure through Mar 2026 stood at 92.49% (up 411133.0% YoY), while the FY2025 annual figure was 91.83%, up 2132.0% from the prior year.
- Gross Margin came in at 76.32% for Q1 2026 at Atlanticus Holdings, down from 96.5% in the prior quarter.
- The five-year high for Gross Margin was 106.43% in Q4 2024, with the low at 69.25% in Q2 2024.
- Average Gross Margin over 5 years is 88.02%, with a median of 91.09% recorded in 2022.
- Across the five-year window, Gross Margin jumped 2388 bps in 2022 and tumbled 2256 bps in 2024, its largest moves.
- Year by year, Gross Margin stood at 106.13% in 2022, then dropped by 9 bps to 97.02% in 2023, then climbed by 10 bps to 106.43% in 2024, then dropped by 9 bps to 96.5% in 2025, then dropped by 21 bps to 76.32% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 76.32%, 96.5%, and 72.29% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | Atlanticus Holdings | 1.55 Bn | 898.06 Mn | 144.79 Mn | 76.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 76.32% |
| Dec 31, 2025 | 96.50% |
| Sep 30, 2025 | 72.29% |
| Jun 30, 2025 | 91.35% |
| Mar 31, 2025 | 72.80% |
| Dec 31, 2024 | 106.43% |
| Sep 30, 2024 | 92.01% |
| Jun 30, 2024 | 69.25% |
| Mar 31, 2024 | 90.77% |
| Dec 31, 2023 | 97.02% |
| Sep 30, 2023 | 70.69% |
| Jun 30, 2023 | 91.81% |
| Mar 31, 2023 | 90.68% |
| Dec 31, 2022 | 106.13% |
| Sep 30, 2022 | 91.09% |
| Jun 30, 2022 | 91.11% |
| Mar 31, 2022 | 90.13% |
| Dec 31, 2021 | 82.26% |
| Sep 30, 2021 | 84.44% |
| Jun 30, 2021 | 90.00% |