Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026)

Atlanticus Holdings (ATLC) posted quarterly Gross Margin of 76.32% for Q1 2026, up 352.0% year-over-year from 16.89% in Q1 2025, and up 11.6% quarter-over-quarter from 68.39% in Q4 2025.

Atlanticus Holdings (ATLC) Gross Margin (2017 - 2026) Analysis & Trends

Atlanticus Holdings' Gross Margin history runs 10 years deep, the most recent figure standing at 76.32% for Q1 2026.

  • In Q1 2026, Gross Margin rose 352.0% year-over-year to 76.32%; the TTM figure through Mar 2026 stood at 82.33% (down 1084.0% YoY), while the FY2025 annual figure was 71.13%, down 1984.0% from the prior year.
  • Gross Margin for Q1 2026 stood at 76.32%, up from 68.39% in the prior quarter.
  • The five-year high for Gross Margin was 105.41% in Q4 2023, with the low at 68.39% in Q4 2025.
  • The 5-year median for Gross Margin is 78.93% (2022), against an average of 82.94%.
  • The sharpest annual moves came in 2022 and 2023: Gross Margin plunged 5146 bps in 2022, then soared 3453 bps in 2023.
  • Atlanticus Holdings' Gross Margin stood at 70.88% in 2022, then surged by 49 bps to 105.41% in 2023, then retreated by 8 bps to 96.51% in 2024, then retreated by 29 bps to 68.39% in 2025, then gained by 12 bps to 76.32% in 2026.
  • Business Quant data shows ATLC's Gross Margin at 76.32% in Q1 2026, 68.39% in Q4 2025, and 92.11% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 91.60%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -32.14%
10 Atlanticus Holdings 1.67 Bn 1.02 Bn 144.79 Mn 76.32%

Historic Data

Download Data
DateValue
Mar 31, 2026 76.32%
Dec 31, 2025 68.39%
Sep 30, 2025 92.11%
Jun 30, 2025 72.13%
Mar 31, 2025 72.80%
Dec 31, 2024 96.51%
Sep 30, 2024 92.01%
Jun 30, 2024 91.24%
Mar 31, 2024 90.77%
Dec 31, 2023 105.41%
Sep 30, 2023 70.69%
Jun 30, 2023 73.09%
Mar 31, 2023 90.68%
Dec 31, 2022 70.88%
Sep 30, 2022 91.09%
Jun 30, 2022 77.01%
Mar 31, 2022 78.93%
Dec 31, 2021 122.34%
Sep 30, 2021 90.57%
Jun 30, 2021 90.00%