Porch (PRCH) FCF Margin (2020 - 2026)
Porch (PRCH) posted quarterly FCF Margin of 25.91% for Q2 2026, up 45.0% year-over-year from 17.87% in Q2 2025, and up 231.49% quarter-over-quarter from 7.82% in Q1 2026.
Porch (PRCH) FCF Margin (2020 - 2026) Analysis & Trends
Porch (PRCH) has reported FCF Margin for 7 consecutive years, with 25.91% the latest figure, recorded in Q2 2026.
- In Q2 2026, FCF Margin rose 45.0% year-over-year to 25.91%; the TTM figure through Jun 2026 stood at 15.54% (up 1629.0% YoY), while the FY2025 annual figure was 10.89%, up 2092.0% from the prior year.
- FCF Margin climbed to 25.91% in Q2 2026 per PRCH's latest filing, from 7.82% in the prior quarter.
- Across five years, FCF Margin topped out at 62.9% in Q3 2023 and bottomed at 37.77% in Q4 2023.
- Historically, FCF Margin has averaged 0.06% across 5 years, with a median of 1.88% in 2025.
- Annual changes were most pronounced in 2023 — FCF Margin jumped 7389 bps — and 2024, when it tumbled 5454 bps.
- Porch's FCF Margin stood at 15.1% in 2022, then tumbled by 150 bps to 37.77% in 2023, then climbed by 20 bps to 30.18% in 2024, then jumped by 95 bps to 1.56% in 2025, then surged by 1758 bps to 25.91% in 2026.
- Business Quant data shows PRCH's FCF Margin at 25.91% in Q2 2026, 7.82% in Q1 2026, and 1.56% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.03 Bn | 121.26 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 124.11 Bn | 119.11 Bn | 9.04 Bn | 14.69% |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 17.73% |
| 4 | Allstate | 67.36 Bn | 28.63 Bn | 16.28 Bn | 13.93% |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | - |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 16.33% |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 14.96% |
| 8 | Markel | 23.15 Bn | 6.26 Bn | 2.83 Bn | 9.57% |
| 9 | Assurant | 14.05 Bn | 12.02 Bn | 2.71 Bn | 11.85% |
| 10 | Porch | 1.76 Bn | 1.55 Bn | 87.58 Mn | 25.91% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 25.91% |
| Mar 31, 2026 | 7.82% |
| Dec 31, 2025 | -1.56% |
| Sep 30, 2025 | 31.39% |
| Jun 30, 2025 | 25.46% |
| Mar 31, 2025 | -13.80% |
| Dec 31, 2024 | -30.18% |
| Sep 30, 2024 | 8.36% |
| Jun 30, 2024 | -26.26% |
| Mar 31, 2024 | 5.33% |
| Dec 31, 2023 | -37.77% |
| Sep 30, 2023 | 62.90% |
| Jun 30, 2023 | 11.08% |
| Mar 31, 2023 | -27.99% |
| Dec 31, 2022 | -15.10% |
| Sep 30, 2022 | -10.99% |
| Jun 30, 2022 | 13.15% |
| Mar 31, 2022 | -26.70% |
| Dec 31, 2021 | 11.34% |
| Sep 30, 2021 | -19.22% |