Porch (PRCH) Interest Coverage Ratio (2020 - 2026)
Porch (PRCH) posted quarterly Interest Coverage Ratio of 0.81 for Q1 2026, up 818.57% YoY from 0.09 in Q1 2025, and down 29.66% sequentially from 1.15 in Q4 2025.
Porch (PRCH) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Porch has disclosed Interest Coverage Ratio across 7 years of filings, most recently posting 0.81 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 818.57% year-over-year to 0.81; the TTM figure through Mar 2026 stood at 0.9 (up 224.68% YoY), while the FY2025 annual figure was 0.71, up 146.71% from the prior year.
- Interest Coverage Ratio declined to 0.81 in Q1 2026, from 1.15 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for PRCH reached as high as 2.33 in Q4 2024 and fell as low as 38.53 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 0.24 (2024), against an average of 7.05.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio sank 1313.61% — and 2026, when it surged 818.57%.
- A 5-year view of Interest Coverage Ratio shows it stood at 15.23 in 2022, then surged by 104.57% to 0.7 in 2023, then soared by 234.16% to 2.33 in 2024, then tumbled by 50.58% to 1.15 in 2025, then fell by 29.66% to 0.81 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.81, 1.15, and 1.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.37 |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -146.59 |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 8.63 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 24.46 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.69 |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 9.57 |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | -3.92 |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 5.42 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.77 |
| 10 | Porch | 1.70 Bn | 1.56 Bn | 90.85 Mn | 0.81 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.81 |
| Dec 31, 2025 | 1.15 |
| Sep 30, 2025 | 1.17 |
| Jun 30, 2025 | 0.42 |
| Mar 31, 2025 | -0.11 |
| Dec 31, 2024 | 2.33 |
| Sep 30, 2024 | -0.24 |
| Jun 30, 2024 | -5.08 |
| Mar 31, 2024 | -3.21 |
| Dec 31, 2023 | 0.70 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | -18.17 |
| Mar 31, 2023 | -17.61 |
| Dec 31, 2022 | -15.23 |
| Sep 30, 2022 | -38.53 |
| Jun 30, 2022 | -16.46 |
| Mar 31, 2022 | -11.81 |
| Dec 31, 2021 | -12.58 |
| Sep 30, 2021 | -6.79 |
| Jun 30, 2021 | -18.87 |