Porch (PRCH) Operating Margin (2020 - 2026)
Porch (PRCH) reported Operating Margin of 9.75% for Q1 2026, up 1096.0% year-over-year from 0.82% in Q1 2025, and down 16.82% quarter-over-quarter from 11.73% in Q4 2025.
Porch (PRCH) Operating Margin (2020 - 2026) Analysis & Trends
Porch (PRCH) has 7 years of Operating Margin data on file, last reported at 9.75% in Q1 2026.
- Operating Margin for Q1 2026 came in at 9.75%, up 1096.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.95% (up 1725.0% YoY), and the FY2025 annual result was 7.58%, up 2233.0% from the prior year.
- Operating Margin eased to 9.75% in Q1 2026 per PRCH's latest filing, from 11.73% in the prior quarter.
- Over five years, Operating Margin peaked at 24.99% in Q4 2024 and troughed at 161.4% in Q2 2023.
- A 5-year average of 27.34% and a median of 2.25% in 2024 frame the typical range for Operating Margin.
- The sharpest annual moves came in 2023 and 2024: Operating Margin slumped 11673 bps in 2023, then soared 11405 bps in 2024.
- A 5-year view of Operating Margin shows it stood at 52.71% in 2022, then soared by 112 bps to 6.44% in 2023, then jumped by 288 bps to 24.99% in 2024, then slumped by 53 bps to 11.73% in 2025, then declined by 17 bps to 9.75% in 2026.
- Business Quant data shows PRCH's Operating Margin at 9.75% in Q1 2026, 11.73% in Q4 2025, and 13.83% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 126.86 Bn | 119.44 Bn | 8.64 Bn | 11.57% |
| 2 | Progressive | 116.93 Bn | 112.58 Bn | 8.36 Bn | -46.25% |
| 3 | Travelers Companies | 64.54 Bn | 40.61 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 56.31 Bn | 31.72 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.33 Bn | 22.59 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.41 Bn | 24.15 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.92 Bn | 7.45 Bn | 2.38 Bn | -7.70% |
| 8 | Loews | 22.06 Bn | 9.80 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.42 Bn | 10.50 Bn | 2.01 Bn | 5.74% |
| 10 | Porch | 1.01 Bn | 878.48 Mn | 90.85 Mn | 9.75% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.75% |
| Dec 31, 2025 | 11.73% |
| Sep 30, 2025 | 13.83% |
| Jun 30, 2025 | 4.23% |
| Mar 31, 2025 | -1.21% |
| Dec 31, 2024 | 24.99% |
| Sep 30, 2024 | -2.25% |
| Jun 30, 2024 | -47.34% |
| Mar 31, 2024 | -30.03% |
| Dec 31, 2023 | 6.44% |
| Sep 30, 2023 | 0.15% |
| Jun 30, 2023 | -161.40% |
| Mar 31, 2023 | -44.10% |
| Dec 31, 2022 | -52.71% |
| Sep 30, 2022 | -107.19% |
| Jun 30, 2022 | -44.67% |
| Mar 31, 2022 | -45.08% |
| Dec 31, 2021 | -35.62% |
| Sep 30, 2021 | -20.10% |
| Jun 30, 2021 | -44.69% |