Porch (PRCH) Net Margin (2020 - 2026)
Porch (PRCH) recorded Net Margin of 3.98% in Q2 2026, up 1.93 percentage points from 2.05% a year earlier and up 7.87 percentage points from the prior quarter.
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Analysis
Porch (PRCH) Net Margin (2020 - 2026) Analysis & Trends
On a TTM basis, Porch's Net Margin came in at -2.58% as of Jun 30, 2026, down 15.20 percentage points year-over-year; for FY2025, it came in at -0.70%, up 6.80 percentage points from FY2024.
- Annual Net Margin has increased for three straight years, with a five-year change of +97.94 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at -7.50% in FY2024 (+23.63 pp), -31.13% in FY2023 (+25.61 pp), -56.73% in FY2022 (-1.34 pp) and -55.40% in FY2021 (+43.24 pp).
- The Q2 2026 figure is the highest quarterly Net Margin since Q1 2025.
- On a year-over-year basis, Net Margin rose in five of the last eight quarters, with an average year-over-year change of +8.08 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 228.83 percentage points in Q1 2022, against a drop of 101.08 percentage points in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at -3.89% (Q1 2026), -2.48% (Q4 2025) and -9.19% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | 25.21% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 18.05% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 14.02% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 17.10% |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 18.17% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 10.52% |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 3.68% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 12.98% |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | 8.09% |
| 10 | Porch | 2.18 Bn | 1.42 Bn | 87.58 Mn | 3.98% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.98% |
| Mar 31, 2026 | -3.89% |
| Dec 31, 2025 | -2.48% |
| Sep 30, 2025 | -9.19% |
| Jun 30, 2025 | 2.05% |
| Mar 31, 2025 | 8.01% |
| Dec 31, 2024 | 30.36% |
| Sep 30, 2024 | 12.93% |
| Jun 30, 2024 | -58.03% |
| Mar 31, 2024 | -11.57% |
| Dec 31, 2023 | -2.17% |
| Sep 30, 2023 | -4.43% |
| Jun 30, 2023 | -88.05% |
| Mar 31, 2023 | -44.34% |
| Dec 31, 2022 | -55.33% |
| Sep 30, 2022 | -109.21% |
| Jun 30, 2022 | -38.53% |
| Mar 31, 2022 | -14.61% |
| Dec 31, 2021 | -38.99% |
| Sep 30, 2021 | -8.12% |
API Access
Porch Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PRCH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PRCH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PRCH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();