Porch (PRCH) Net Margin (2020 - 2026)
Porch (PRCH) posted quarterly Net Margin of 10.05% for Q2 2026, down 1661.0% year-over-year from 0.64% in Q2 2025, and down 729.05% quarter-over-quarter from 1.6% in Q1 2026.
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Analysis
Porch (PRCH) Net Margin (2020 - 2026) Analysis & Trends
Porch (PRCH) has reported Net Margin for 7 consecutive years, with 10.05% the latest figure, recorded in Q2 2026.
- In Q2 2026, Net Margin fell 1661.0% year-over-year to 10.05%; the TTM figure through Jun 2026 stood at 1.71% (down 1457.0% YoY), while the FY2025 annual figure was 3.18%, up 1067.0% from the prior year.
- Net Margin eased to 10.05% in Q2 2026 per PRCH's latest filing, from 1.6% in the prior quarter.
- Across five years, Net Margin topped out at 30.38% in Q4 2024 and bottomed at 109.21% in Q3 2022.
- Historically, Net Margin has averaged 21.06% across 5 years, with a median of 7.24% in 2023.
- On a YoY basis, Net Margin climbed as much as 22865 bps in 2022 and fell as far as 10108 bps in 2022.
- Porch's Net Margin stood at 55.33% in 2022, then jumped by 96 bps to 2.17% in 2023, then jumped by 1501 bps to 30.38% in 2024, then sank by 90 bps to 3.08% in 2025, then plunged by 427 bps to 10.05% in 2026.
- Business Quant data shows PRCH's Net Margin at 10.05% in Q2 2026, 1.6% in Q1 2026, and 3.08% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.04 Bn | 121.28 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 130.86 Bn | 125.86 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.11 Bn | 55.36 Bn | 6.23 Bn | 18.17% |
| 4 | Allstate | 67.98 Bn | 29.25 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 36.04 Bn | 36.04 Bn | - | - |
| 6 | Cincinnati Financial | 26.94 Bn | 25.05 Bn | 2.39 Bn | 29.36% |
| 7 | Markel | 23.13 Bn | 6.25 Bn | 2.83 Bn | 29.09% |
| 8 | Loews | 22.70 Bn | 398.47 Mn | 2.57 Bn | 9.95% |
| 9 | Assurant | 14.25 Bn | 12.21 Bn | 2.71 Bn | 8.64% |
| 10 | Porch | 2.01 Bn | 1.80 Bn | 87.58 Mn | -10.05% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -10.05% |
| Mar 31, 2026 | 1.60% |
| Dec 31, 2025 | 3.08% |
| Sep 30, 2025 | -0.83% |
| Jun 30, 2025 | 6.55% |
| Mar 31, 2025 | 3.57% |
| Dec 31, 2024 | 30.38% |
| Sep 30, 2024 | 12.95% |
| Jun 30, 2024 | -58.04% |
| Mar 31, 2024 | -11.59% |
| Dec 31, 2023 | -2.17% |
| Sep 30, 2023 | -4.43% |
| Jun 30, 2023 | -88.05% |
| Mar 31, 2023 | -44.34% |
| Dec 31, 2022 | -55.33% |
| Sep 30, 2022 | -109.21% |
| Jun 30, 2022 | -38.53% |
| Mar 31, 2022 | -14.61% |
| Dec 31, 2021 | -38.99% |
| Sep 30, 2021 | -8.12% |