Porch (PRCH) Gross Margin (2020 - 2026)
Porch (PRCH) posted quarterly Gross Margin of 62.17% for Q2 2026, down 339.0% year-over-year from 26.01% in Q2 2025, and down 17.12% quarter-over-quarter from 75.0% in Q1 2026.
Porch (PRCH) Gross Margin (2020 - 2026) Analysis & Trends
Porch (PRCH) has reported Gross Margin for 7 consecutive years, with 62.17% the latest figure, recorded in Q2 2026.
- In Q2 2026, Gross Margin fell 339.0% year-over-year to 62.17%; the TTM figure through Jun 2026 stood at 98.32% (up 3137.0% YoY), while the FY2025 annual figure was 70.48%, up 2436.0% from the prior year.
- Gross Margin retreated to 62.17% in Q2 2026 per PRCH's latest filing, from 75.0% in the prior quarter.
- Across five years, Gross Margin topped out at 230.94% in Q4 2025 and bottomed at 7.79% in Q3 2025.
- Historically, Gross Margin has averaged 62.09% across 5 years, with a median of 59.73% in 2022.
- On a YoY basis, Gross Margin climbed as much as 14491 bps in 2025 and fell as far as 4771 bps in 2025.
- Porch's Gross Margin stood at 68.54% in 2022, then retreated by 10 bps to 61.75% in 2023, then surged by 39 bps to 86.03% in 2024, then surged by 168 bps to 230.94% in 2025, then tumbled by 73 bps to 62.17% in 2026.
- Business Quant data shows PRCH's Gross Margin at 62.17% in Q2 2026, 75.0% in Q1 2026, and 230.94% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 78.34% |
| 10 | Porch | 1.75 Bn | 1.55 Bn | 87.58 Mn | 62.17% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 62.17% |
| Mar 31, 2026 | 75.00% |
| Dec 31, 2025 | 230.94% |
| Sep 30, 2025 | 7.79% |
| Jun 30, 2025 | 65.56% |
| Mar 31, 2025 | 62.48% |
| Dec 31, 2024 | 86.03% |
| Sep 30, 2024 | 55.50% |
| Jun 30, 2024 | 15.15% |
| Mar 31, 2024 | 32.12% |
| Dec 31, 2023 | 61.75% |
| Sep 30, 2023 | 59.12% |
| Jun 30, 2023 | 17.65% |
| Mar 31, 2023 | 41.31% |
| Dec 31, 2022 | 68.54% |
| Sep 30, 2022 | 57.42% |
| Jun 30, 2022 | 58.75% |
| Mar 31, 2022 | 60.33% |
| Dec 31, 2021 | 72.59% |
| Sep 30, 2021 | 69.48% |