Porch (PRCH) Gross Margin (2020 - 2026)
Porch (PRCH) posted quarterly Gross Margin of 75.0% for Q1 2026, up 1252.0% YoY from 5.55% in Q1 2025, and down 67.52% sequentially from 230.94% in Q4 2025.
Porch (PRCH) Gross Margin (2020 - 2026) Analysis & Trends
Porch has disclosed Gross Margin across 7 years of filings, most recently posting 75.0% for Q1 2026.
- In Q1 2026, Gross Margin rose 1252.0% year-over-year to 75.0%; the TTM figure through Mar 2026 stood at 86.38% (up 3246.0% YoY), while the FY2025 annual figure was 70.48%, up 2436.0% from the prior year.
- Gross Margin retreated to 75.0% in Q1 2026, from 230.94% in the prior quarter.
- Over the last five years, Gross Margin for PRCH reached as high as 230.94% in Q4 2025 and fell as low as 5.7% in Q2 2025.
- The 5-year median for Gross Margin is 60.33% (2022), against an average of 62.29%.
- Annual changes were most pronounced in 2024 — Gross Margin sank 4978 bps — and 2025, when it soared 14491 bps.
- A 5-year view of Gross Margin shows it stood at 68.54% in 2022, then retreated by 1 bps to 67.76% in 2023, then gained by 27 bps to 86.03% in 2024, then jumped by 168 bps to 230.94% in 2025, then sank by 68 bps to 75.0% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 75.0%, 230.94%, and 7.79% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 67.14% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 37.68% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 58.50% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 99.65% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 46.48% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 86.87% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -153.50% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 39.99% |
| 10 | Porch | 1.70 Bn | 1.56 Bn | 90.85 Mn | 75.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 75.00% |
| Dec 31, 2025 | 230.94% |
| Sep 30, 2025 | 7.79% |
| Jun 30, 2025 | 5.70% |
| Mar 31, 2025 | 62.48% |
| Dec 31, 2024 | 86.03% |
| Sep 30, 2024 | 55.50% |
| Jun 30, 2024 | 15.15% |
| Mar 31, 2024 | 32.12% |
| Dec 31, 2023 | 67.76% |
| Sep 30, 2023 | 69.02% |
| Jun 30, 2023 | 64.93% |
| Mar 31, 2023 | 41.31% |
| Dec 31, 2022 | 68.54% |
| Sep 30, 2022 | 57.42% |
| Jun 30, 2022 | 58.88% |
| Mar 31, 2022 | 60.33% |
| Dec 31, 2021 | 103.70% |
| Sep 30, 2021 | 63.56% |
| Jun 30, 2021 | 62.02% |