Porch (PRCH) Gross Margin (2020 - 2026)

Porch (PRCH) posted quarterly Gross Margin of 62.17% for Q2 2026, down 339.0% year-over-year from 26.01% in Q2 2025, and down 17.12% quarter-over-quarter from 75.0% in Q1 2026.

Porch (PRCH) Gross Margin (2020 - 2026) Analysis & Trends

Porch (PRCH) has reported Gross Margin for 7 consecutive years, with 62.17% the latest figure, recorded in Q2 2026.

  • In Q2 2026, Gross Margin fell 339.0% year-over-year to 62.17%; the TTM figure through Jun 2026 stood at 98.32% (up 3137.0% YoY), while the FY2025 annual figure was 70.48%, up 2436.0% from the prior year.
  • Gross Margin retreated to 62.17% in Q2 2026 per PRCH's latest filing, from 75.0% in the prior quarter.
  • Across five years, Gross Margin topped out at 230.94% in Q4 2025 and bottomed at 7.79% in Q3 2025.
  • Historically, Gross Margin has averaged 62.09% across 5 years, with a median of 59.73% in 2022.
  • On a YoY basis, Gross Margin climbed as much as 14491 bps in 2025 and fell as far as 4771 bps in 2025.
  • Porch's Gross Margin stood at 68.54% in 2022, then retreated by 10 bps to 61.75% in 2023, then surged by 39 bps to 86.03% in 2024, then surged by 168 bps to 230.94% in 2025, then tumbled by 73 bps to 62.17% in 2026.
  • Business Quant data shows PRCH's Gross Margin at 62.17% in Q2 2026, 75.0% in Q1 2026, and 230.94% in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chubb 134.48 Bn 120.72 Bn 9.13 Bn 57.69%
2 Progressive 123.71 Bn 118.71 Bn 9.04 Bn 38.28%
3 Travelers Companies 79.14 Bn 55.39 Bn 4.83 Bn 44.93%
4 Allstate 67.04 Bn 28.31 Bn 16.28 Bn 87.55%
5 Fairfax Financial Holdings 35.29 Bn 35.29 Bn - -
6 Cincinnati Financial 26.69 Bn 24.80 Bn 2.39 Bn 55.85%
7 Loews 23.25 Bn 947.16 Mn 2.57 Bn 54.18%
8 Markel 23.10 Bn 6.22 Bn 2.83 Bn 70.46%
9 Assurant 13.92 Bn 11.89 Bn 2.71 Bn 78.34%
10 Porch 1.75 Bn 1.55 Bn 87.58 Mn 62.17%

Historic Data

Download Data
DateValue
Jun 30, 2026 62.17%
Mar 31, 2026 75.00%
Dec 31, 2025 230.94%
Sep 30, 2025 7.79%
Jun 30, 2025 65.56%
Mar 31, 2025 62.48%
Dec 31, 2024 86.03%
Sep 30, 2024 55.50%
Jun 30, 2024 15.15%
Mar 31, 2024 32.12%
Dec 31, 2023 61.75%
Sep 30, 2023 59.12%
Jun 30, 2023 17.65%
Mar 31, 2023 41.31%
Dec 31, 2022 68.54%
Sep 30, 2022 57.42%
Jun 30, 2022 58.75%
Mar 31, 2022 60.33%
Dec 31, 2021 72.59%
Sep 30, 2021 69.48%