Porch (PRCH) Gross Margin (2020 - 2026)
Porch (PRCH) recorded Gross Margin of 62.17% in Q2 2026, down 3.39 percentage points from 65.56% a year earlier and down 12.84 percentage points from the prior quarter.
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Analysis
Porch (PRCH) Gross Margin (2020 - 2026) Analysis & Trends
On a TTM basis, Porch's Gross Margin came in at 72.47% as of Jun 30, 2026, up 5.52 percentage points year-over-year; for FY2025, it came in at 70.48%, up 24.36 percentage points from FY2024.
- Annual Gross Margin has a five-year change of -5.23 percentage points (FY2020 to FY2025).
- Across earlier years, Gross Margin came in at 46.12% in FY2024 (-0.57 pp), 46.69% in FY2023 (-14.33 pp), 61.02% in FY2022 (-8.47 pp) and 69.48% in FY2021 (-6.23 pp).
- The Q2 2026 figure is the lowest quarterly Gross Margin since Q3 2024.
- On a year-over-year basis, Gross Margin rose in five of the last eight quarters, with an average year-over-year change of +15.29 percentage points.
- Peak year-over-year performance for Gross Margin in the last five years was a gain of 50.40 percentage points in Q2 2025, against a drop of 41.10 percentage points in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 75.00% (Q1 2026), 79.64% (Q4 2025) and 73.63% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | 38.28% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | - |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | 51.27% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | - |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | - |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | 40.82% |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | 46.97% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | - |
| 10 | Porch | 2.01 Bn | 1.21 Bn | 87.58 Mn | 62.17% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 62.17% |
| Mar 31, 2026 | 75.00% |
| Dec 31, 2025 | 79.64% |
| Sep 30, 2025 | 73.63% |
| Jun 30, 2025 | 65.56% |
| Mar 31, 2025 | 62.48% |
| Dec 31, 2024 | 86.03% |
| Sep 30, 2024 | 55.50% |
| Jun 30, 2024 | 15.15% |
| Mar 31, 2024 | 32.12% |
| Dec 31, 2023 | 61.75% |
| Sep 30, 2023 | 59.12% |
| Jun 30, 2023 | 17.65% |
| Mar 31, 2023 | 41.31% |
| Dec 31, 2022 | 68.54% |
| Sep 30, 2022 | 57.42% |
| Jun 30, 2022 | 58.75% |
| Mar 31, 2022 | 60.33% |
| Dec 31, 2021 | 72.59% |
| Sep 30, 2021 | 69.48% |
API Access
Porch Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=PRCH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "PRCH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=PRCH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();