Porch (PRCH) Debt Ratio (2019 - 2026)
Porch's (PRCH) Debt Ratio came in at 0.47 for Q3 2026, down 5.1% from 0.49 a year earlier and down 5.7% from the prior quarter.
Analysis
Porch (PRCH) Debt Ratio (2019 - 2026) Analysis & Trends
For FY2025, Porch's Debt Ratio stood at 0.49, down 0.7% from FY2024.
- In prior years, Porch's Debt Ratio was 0.50 in FY2024 (+2.4%), 0.48 in FY2023 (+15.0%), 0.42 in FY2022 (+5.5%) and 0.40 in FY2021 (+123.3%).
- The Q3 2026 figure stands as the lowest quarterly Debt Ratio since Q3 2024.
- On a year-over-year basis, Debt Ratio has declined in each of the last four quarters, with growth averaging 0.5% over the last eight quarters.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q2 2022, with growth of 578.6%; the weakest was Q3 2026, with a decline of 5.1%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.49 (Q2 2026), 0.49 (Q1 2026) and 0.49 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.20 Bn | 85.84 Bn | 8.67 Bn | 0.07 |
| 2 | Progressive | 132.02 Bn | 107.54 Bn | 8.29 Bn | 0.07 |
| 3 | Marsh & Mclennan Companies | 98.03 Bn | 90.19 Bn | - | 0.34 |
| 4 | Travelers Companies | 81.31 Bn | 58.79 Bn | 5.93 Bn | 0.07 |
| 5 | Manulife Financial | 75.47 Bn | -20.04 Bn | - | 0.06 |
| 6 | Arthur J. Gallagher | 72.27 Bn | 66.86 Bn | - | 0.16 |
| 7 | Aon | 71.62 Bn | 50.83 Bn | - | 0.43 |
| 8 | Metlife | 66.07 Bn | -40.71 Bn | 7.82 Bn | 0.01 |
| 9 | Allstate | 63.47 Bn | 23.31 Bn | 7.41 Bn | 0.06 |
| 10 | Porch | 2.28 Bn | 1.43 Bn | 107.87 Mn | 0.47 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.47 |
| Jun 30, 2026 | 0.49 |
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | 0.49 |
| Jun 30, 2025 | 0.51 |
| Mar 31, 2025 | 0.51 |
| Dec 31, 2024 | 0.50 |
| Sep 30, 2024 | 0.46 |
| Jun 30, 2024 | 0.50 |
| Mar 31, 2024 | 0.49 |
| Dec 31, 2023 | 0.48 |
| Sep 30, 2023 | 0.45 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 0.43 |
| Dec 31, 2022 | 0.42 |
| Sep 30, 2022 | 0.41 |
| Jun 30, 2022 | 0.38 |
| Mar 31, 2022 | 0.41 |
| Dec 31, 2021 | 0.40 |
API Access
Porch Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=PRCH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "PRCH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=PRCH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();