Porch (PRCH) Debt Ratio (2019 - 2026)
Porch (PRCH) posted quarterly Debt Ratio of 0.49 for Q1 2026, down 2.99% YoY from 0.51 in Q1 2025, and little changed sequentially from 0.49 in Q4 2025.
Porch (PRCH) Debt Ratio (2019 - 2026) Analysis & Trends
Porch has disclosed Debt Ratio across 8 years of filings, most recently posting 0.49 for Q1 2026.
- In Q1 2026, Debt Ratio fell 2.99% year-over-year to 0.49; the TTM figure through Mar 2026 stood at 0.49 (down 2.99% YoY), while the FY2025 annual figure was 0.49, down 0.73% from the prior year.
- Debt Ratio steadied at 0.49 in Q1 2026, from 0.49 in the prior quarter.
- Over the last five years, Debt Ratio for PRCH reached as high as 34.88 in Q2 2025 and fell as low as 0.38 in Q2 2022.
- The 5-year median for Debt Ratio is 0.48 (2023), against an average of 4.28.
- Annual changes were most pronounced in 2025 — Debt Ratio soared 6895.97% — and 2026, when it retreated 2.99%.
- A 5-year view of Debt Ratio shows it stood at 0.42 in 2022, then gained by 15.05% to 0.48 in 2023, then increased by 2.43% to 0.5 in 2024, then declined by 0.73% to 0.49 in 2025, then increased by 0.43% to 0.49 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.49, 0.49, and 30.97 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | - |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | - |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 0.01 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 0.02 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | - |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | - |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 0.10 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | - |
| 10 | Porch | 1.70 Bn | 1.56 Bn | 90.85 Mn | 0.49 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | 30.97 |
| Jun 30, 2025 | 34.88 |
| Mar 31, 2025 | 0.51 |
| Dec 31, 2024 | 0.50 |
| Sep 30, 2024 | 0.46 |
| Jun 30, 2024 | 0.50 |
| Mar 31, 2024 | 0.49 |
| Dec 31, 2023 | 0.48 |
| Sep 30, 2023 | 0.45 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 0.43 |
| Dec 31, 2022 | 0.42 |
| Sep 30, 2022 | 0.41 |
| Jun 30, 2022 | 0.38 |
| Mar 31, 2022 | 0.41 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 0.40 |
| Jun 30, 2021 | 0.06 |