Porch (PRCH) Debt Ratio (2019 - 2026)
Porch (PRCH) posted quarterly Debt Ratio of 0.5 for Q2 2026, down 98.55% year-over-year from 34.88 in Q2 2025, and little changed quarter-over-quarter from 0.5 in Q1 2026.
Porch (PRCH) Debt Ratio (2019 - 2026) Analysis & Trends
Porch (PRCH) has reported Debt Ratio for 8 consecutive years, with 0.5 the latest figure, recorded in Q2 2026.
- In Q2 2026, Debt Ratio fell 98.55% year-over-year to 0.5; the TTM figure through Jun 2026 stood at 0.5 (down 98.55% YoY), while the FY2025 annual figure was 0.5, up 1.19% from the prior year.
- Debt Ratio held at 0.5 in Q2 2026 per PRCH's latest filing, from 0.5 in the prior quarter.
- Across five years, Debt Ratio topped out at 34.88 in Q2 2025 and bottomed at 0.38 in Q2 2022.
- Historically, Debt Ratio has averaged 4.1 across 5 years, with a median of 0.49 in 2023.
- Annual changes were most pronounced in 2025 — Debt Ratio jumped 6893.57% — and 2026, when it sank 98.55%.
- Porch's Debt Ratio stood at 0.44 in 2022, then increased by 10.98% to 0.48 in 2023, then increased by 2.41% to 0.5 in 2024, then grew by 1.19% to 0.5 in 2025, then grew by 0.4% to 0.5 in 2026.
- Business Quant data shows PRCH's Debt Ratio at 0.5 in Q2 2026, 0.5 in Q1 2026, and 0.5 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.05 Bn | 121.29 Bn | 9.13 Bn | 0.06 |
| 2 | Progressive | 123.98 Bn | 118.98 Bn | 9.04 Bn | - |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | - |
| 4 | Allstate | 67.31 Bn | 28.57 Bn | 16.28 Bn | 0.06 |
| 5 | Fairfax Financial Holdings | 35.35 Bn | 35.35 Bn | - | - |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 0.02 |
| 7 | Loews | 23.30 Bn | 996.48 Mn | 2.57 Bn | 0.10 |
| 8 | Markel | 23.20 Bn | 6.31 Bn | 2.83 Bn | 0.06 |
| 9 | Assurant | 14.04 Bn | 12.00 Bn | 2.71 Bn | 0.06 |
| 10 | Porch | 1.76 Bn | 1.56 Bn | 87.58 Mn | 0.50 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.50 |
| Mar 31, 2026 | 0.50 |
| Dec 31, 2025 | 0.50 |
| Sep 30, 2025 | 31.59 |
| Jun 30, 2025 | 34.88 |
| Mar 31, 2025 | 0.51 |
| Dec 31, 2024 | 0.50 |
| Sep 30, 2024 | 0.46 |
| Jun 30, 2024 | 0.50 |
| Mar 31, 2024 | 0.49 |
| Dec 31, 2023 | 0.48 |
| Sep 30, 2023 | 0.45 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 0.43 |
| Dec 31, 2022 | 0.44 |
| Sep 30, 2022 | 0.41 |
| Jun 30, 2022 | 0.38 |
| Mar 31, 2022 | 0.41 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.40 |