Porch (PRCH) Debt Ratio (2019 - 2026)

Porch (PRCH) posted quarterly Debt Ratio of 0.49 for Q1 2026, down 2.99% YoY from 0.51 in Q1 2025, and little changed sequentially from 0.49 in Q4 2025.

Porch (PRCH) Debt Ratio (2019 - 2026) Analysis & Trends

Porch has disclosed Debt Ratio across 8 years of filings, most recently posting 0.49 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 2.99% year-over-year to 0.49; the TTM figure through Mar 2026 stood at 0.49 (down 2.99% YoY), while the FY2025 annual figure was 0.49, down 0.73% from the prior year.
  • Debt Ratio steadied at 0.49 in Q1 2026, from 0.49 in the prior quarter.
  • Over the last five years, Debt Ratio for PRCH reached as high as 34.88 in Q2 2025 and fell as low as 0.38 in Q2 2022.
  • The 5-year median for Debt Ratio is 0.48 (2023), against an average of 4.28.
  • Annual changes were most pronounced in 2025 — Debt Ratio soared 6895.97% — and 2026, when it retreated 2.99%.
  • A 5-year view of Debt Ratio shows it stood at 0.42 in 2022, then gained by 15.05% to 0.48 in 2023, then increased by 2.43% to 0.5 in 2024, then declined by 0.73% to 0.49 in 2025, then increased by 0.43% to 0.49 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.49, 0.49, and 30.97 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 0.01
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 0.02
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn -
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn -
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 0.10
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn -
10 Porch 1.70 Bn 1.56 Bn 90.85 Mn 0.49

Historic Data

Download Data
DateValue
Mar 31, 2026 0.49
Dec 31, 2025 0.49
Sep 30, 2025 30.97
Jun 30, 2025 34.88
Mar 31, 2025 0.51
Dec 31, 2024 0.50
Sep 30, 2024 0.46
Jun 30, 2024 0.50
Mar 31, 2024 0.49
Dec 31, 2023 0.48
Sep 30, 2023 0.45
Jun 30, 2023 0.41
Mar 31, 2023 0.43
Dec 31, 2022 0.42
Sep 30, 2022 0.41
Jun 30, 2022 0.38
Mar 31, 2022 0.41
Dec 31, 2021 0.40
Sep 30, 2021 0.40
Jun 30, 2021 0.06