Porch (PRCH) EBT Margin (2020 - 2026)
Porch (PRCH) reported EBT Margin of -9.63% for Q2 2026, down 15.31 percentage points from 5.68% a year earlier and down 12.72 percentage points from the prior quarter.
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Analysis
Porch (PRCH) EBT Margin (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Porch's EBT Margin came in at 0.98%, down 12.11 percentage points year-over-year; for FY2025, it came in at 5.54%, up 12.56 percentage points from FY2024.
- EBT Margin has increased for six consecutive years, with a five-year change of +82.61 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at -7.01% in FY2024 (+23.97 pp), -30.98% in FY2023 (+25.45 pp), -56.43% in FY2022 (+4.31 pp) and -60.74% in FY2021 (+16.33 pp).
- The Q2 2026 figure ranks as the lowest quarterly EBT Margin since Q2 2024.
- Year over year, EBT Margin has now declined in each of the last four quarters, with an average year-over-year change of +9.92 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q1 2022 (a gain of 229.86 percentage points); the low point was Q3 2022 (a drop of 98.19 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 3.09% (Q1 2026), 8.27% (Q4 2025) and 2.83% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | 17.83% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | 15.05% |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | 22.77% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | 10.34% |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | 5.40% |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | 22.27% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | 17.05% |
| 10 | Porch | 2.01 Bn | 1.21 Bn | 87.58 Mn | -9.63% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -9.63% |
| Mar 31, 2026 | 3.09% |
| Dec 31, 2025 | 8.27% |
| Sep 30, 2025 | 2.83% |
| Jun 30, 2025 | 5.68% |
| Mar 31, 2025 | 4.43% |
| Dec 31, 2024 | 31.79% |
| Sep 30, 2024 | 12.77% |
| Jun 30, 2024 | -57.41% |
| Mar 31, 2024 | -11.42% |
| Dec 31, 2023 | -1.66% |
| Sep 30, 2023 | -4.34% |
| Jun 30, 2023 | -88.02% |
| Mar 31, 2023 | -44.47% |
| Dec 31, 2022 | -54.43% |
| Sep 30, 2022 | -109.24% |
| Jun 30, 2022 | -37.87% |
| Mar 31, 2022 | -14.89% |
| Dec 31, 2021 | -39.68% |
| Sep 30, 2021 | -11.05% |
API Access
Porch EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PRCH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PRCH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PRCH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();