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Oceanfirst Financial (OCFC) Interest Coverage Ratio: 2009-2024

Historic Interest Coverage Ratio for Oceanfirst Financial (OCFC) over the last 16 years, with Dec 2024 value amounting to -0.80.

  • Oceanfirst Financial's Interest Coverage Ratio fell 35.59% to -1.09 in Q3 2025 from the same period last year, while for Sep 2025 it was -1.00, marking a year-over-year decrease of 26.26%. This contributed to the annual value of -0.80 for FY2024, which is 22.85% up from last year.
  • Per Oceanfirst Financial's latest filing, its Interest Coverage Ratio stood at -0.80 for FY2024, which was up 22.85% from -1.04 recorded in FY2023.
  • In the past 5 years, Oceanfirst Financial's Interest Coverage Ratio ranged from a high of -0.80 in FY2024 and a low of -6.22 during FY2021.
  • Its 3-year average for Interest Coverage Ratio is -2.04, with a median of -1.04 in 2023.
  • As far as peak fluctuations go, Oceanfirst Financial's Interest Coverage Ratio tumbled by 67.68% in 2021, and later spiked by 75.70% in 2023.
  • Over the past 5 years, Oceanfirst Financial's Interest Coverage Ratio (Yearly) stood at -3.71 in 2020, then slumped by 67.68% to -6.22 in 2021, then skyrocketed by 31.20% to -4.28 in 2022, then surged by 75.70% to -1.04 in 2023, then increased by 22.85% to -0.80 in 2024.