Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026)
Oceanfirst Financial (OCFC) posted quarterly Interest Coverage Ratio of 1.03 for Q1 2026, down 13.69% year-over-year from 1.19 in Q1 2025, and up 24.09% quarter-over-quarter from 1.36 in Q4 2025.
Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.03 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 13.69% year-over-year to 1.03; the TTM figure through Mar 2026 stood at 1.18 (down 170.74% YoY), while the FY2025 annual figure was 1.14, down 58.93% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.03, up from 1.36 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 0.15 in Q4 2024, with the low at 8.15 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 1.09 (2023), against an average of 1.92.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio surged 91.52% in 2022, then plunged 798.27% in 2025.
- Oceanfirst Financial's Interest Coverage Ratio stood at 0.58 in 2022, then tumbled by 128.31% to 1.31 in 2023, then surged by 88.51% to 0.15 in 2024, then slumped by 798.27% to 1.36 in 2025, then climbed by 24.09% to 1.03 in 2026.
- Business Quant data shows OCFC's Interest Coverage Ratio at 1.03 in Q1 2026, 1.36 in Q4 2025, and 1.16 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Oceanfirst Financial | 1.34 Bn | 1.34 Bn | -4.36 Mn | -1.51 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.51 |
| Mar 31, 2026 | -1.03 |
| Dec 31, 2025 | -1.36 |
| Sep 30, 2025 | -1.16 |
| Jun 30, 2025 | -1.17 |
| Mar 31, 2025 | -0.91 |
| Dec 31, 2024 | -0.15 |
| Sep 30, 2024 | -0.82 |
| Jun 30, 2024 | -0.76 |
| Mar 31, 2024 | -0.78 |
| Dec 31, 2023 | -1.31 |
| Sep 30, 2023 | -0.96 |
| Jun 30, 2023 | -1.09 |
| Mar 31, 2023 | -1.53 |
| Dec 31, 2022 | -0.58 |
| Sep 30, 2022 | -3.67 |
| Jun 30, 2022 | -7.26 |
| Mar 31, 2022 | -8.15 |
| Dec 31, 2021 | -6.78 |
| Sep 30, 2021 | -6.78 |