Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026)
Oceanfirst Financial's quarterly Interest Coverage Ratio came in at 1.03 in Q1 2026, down 13.69% year-on-year from 1.19 in Q1 2025, and up 20.5% quarter-over-quarter from 1.29 in Q4 2025.
Oceanfirst Financial has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.03 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 13.69% year-over-year to 1.03; the trailing twelve-month figure through Mar 2026 stood at 1.13 (down 34.68% YoY), and the FY2025 full-year result was 1.06, down 31.55% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.03, up from 1.29 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 0.76 in Q2 2024, with the low at 8.95 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 2.0, with a median of 1.03 recorded in 2026.
- Year-over-year, Interest Coverage Ratio slumped 96.57% in 2022 and jumped 83.33% in 2023.
- Tracing OCFC's Interest Coverage Ratio over 5 years: stood at 2.3 in 2022, then surged by 62.4% to 0.86 in 2023, then retreated by 2.4% to 0.88 in 2024, then slumped by 46.33% to 1.29 in 2025, then gained by 20.5% to 1.03 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.03 (Q1 2026), 1.29 (Q4 2025), and 1.09 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Oceanfirst Financial | 1.07 Bn | 1.07 Bn | -530,000.00 | -1.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.03 |
| Dec 31, 2025 | -1.29 |
| Sep 30, 2025 | -1.09 |
| Jun 30, 2025 | -1.10 |
| Mar 31, 2025 | -0.91 |
| Dec 31, 2024 | -0.88 |
| Sep 30, 2024 | -0.82 |
| Jun 30, 2024 | -0.76 |
| Mar 31, 2024 | -0.84 |
| Dec 31, 2023 | -0.86 |
| Sep 30, 2023 | -0.96 |
| Jun 30, 2023 | -1.01 |
| Mar 31, 2023 | -1.53 |
| Dec 31, 2022 | -2.30 |
| Sep 30, 2022 | -3.67 |
| Jun 30, 2022 | -6.03 |
| Mar 31, 2022 | -8.95 |
| Dec 31, 2021 | -8.11 |
| Sep 30, 2021 | -7.55 |
| Jun 30, 2021 | -5.20 |
| Mar 31, 2021 | -4.55 |
| Dec 31, 2020 | -5.74 |
| Sep 30, 2020 | -3.71 |
| Jun 30, 2020 | -3.47 |
| Mar 31, 2020 | -3.56 |
| Dec 31, 2019 | -3.50 |
| Sep 30, 2019 | -3.46 |
| Jun 30, 2019 | -3.79 |
| Mar 31, 2019 | -3.83 |
| Dec 31, 2018 | -5.81 |
| Sep 30, 2018 | -3.63 |
| Jun 30, 2018 | -5.93 |
| Mar 31, 2018 | -7.97 |
| Dec 31, 2017 | -3.76 |
| Sep 30, 2017 | -5.59 |
| Jun 30, 2017 | -5.44 |
| Mar 31, 2017 | 4.49 |
| Dec 31, 2016 | 3.18 |
| Sep 30, 2016 | 5.13 |
| Jun 30, 2016 | 2.79 |
| Mar 31, 2016 | 3.65 |
| Dec 31, 2015 | 4.25 |
| Sep 30, 2015 | 4.04 |
| Jun 30, 2015 | 4.69 |
| Mar 31, 2015 | 4.93 |
| Dec 31, 2014 | 4.63 |
| Sep 30, 2014 | 4.90 |
| Jun 30, 2014 | 5.53 |
| Mar 31, 2014 | 5.32 |
| Dec 31, 2013 | 2.59 |
| Sep 30, 2013 | 4.13 |
| Jun 30, 2013 | 3.97 |
| Mar 31, 2013 | 3.39 |
| Dec 31, 2012 | 2.94 |
| Sep 30, 2012 | 3.17 |
| Jun 30, 2012 | 3.29 |
| Mar 31, 2012 | 3.34 |
| Dec 31, 2011 | 3.04 |
| Sep 30, 2011 | 2.79 |
| Jun 30, 2011 | 2.73 |
| Mar 31, 2011 | 2.61 |
| Dec 31, 2010 | 2.27 |
| Sep 30, 2010 | 2.37 |
| Jun 30, 2010 | 2.28 |