Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026)
Oceanfirst Financial's (OCFC) quarterly Interest Coverage Ratio came in at 1.03 in Q1 2026, down 13.69% year-on-year from 1.19 in Q1 2025, and up 27.25% quarter-over-quarter from 1.41 in Q4 2025.
Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.03 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 13.69% year-over-year to 1.03 in Q1 2026; TTM through Mar 2026 was 1.19, a 55.36% decrease from a year earlier, with the FY2025 full-year figure at 1.14, down 58.93% from the prior year.
- Interest Coverage Ratio grew to 1.03 in Q1 2026 per OCFC's latest filing, from 1.41 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.6 in Q4 2024 and bottomed at 8.15 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 1.09 (2023), against an average of 1.97.
- Across the five-year window, Interest Coverage Ratio jumped 84.98% in 2023 and slumped 134.59% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 1.12 in 2022, then grew by 8.7% to 1.03 in 2023, then jumped by 41.29% to 0.6 in 2024, then slumped by 134.59% to 1.41 in 2025, then advanced by 27.25% to 1.03 in 2026.
- Per Business Quant, the three latest OCFC Interest Coverage Ratio figures stand at 1.03 (Q1 2026), 1.41 (Q4 2025), and 1.16 (Q3 2025).
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Oceanfirst Financial | 1.23 Bn | 1.23 Bn | -530,000.00 | -1.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.03 |
| Dec 31, 2025 | -1.41 |
| Sep 30, 2025 | -1.16 |
| Jun 30, 2025 | -1.17 |
| Mar 31, 2025 | -0.91 |
| Dec 31, 2024 | -0.60 |
| Sep 30, 2024 | -0.82 |
| Jun 30, 2024 | -0.76 |
| Mar 31, 2024 | -0.78 |
| Dec 31, 2023 | -1.03 |
| Sep 30, 2023 | -0.96 |
| Jun 30, 2023 | -1.09 |
| Mar 31, 2023 | -1.53 |
| Dec 31, 2022 | -1.12 |
| Sep 30, 2022 | -3.67 |
| Jun 30, 2022 | -7.26 |
| Mar 31, 2022 | -8.15 |
| Dec 31, 2021 | -6.78 |
| Sep 30, 2021 | -6.78 |
| Jun 30, 2021 | -5.54 |