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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Oceanfirst Financial (OCFC) Interest Coverage Ratio (2016 - 2025)

Oceanfirst Financial has reported Interest Coverage Ratio over the past 10 years, most recently at 1.35 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 1.35 for Q4 2025, down 57.77% from a year ago — trailing twelve months through Dec 2025 was 1.13 (down 45.99% YoY), and the annual figure for FY2025 was 1.08, down 34.61%.
  • Interest Coverage Ratio for Q4 2025 was 1.35 at Oceanfirst Financial, down from 1.16 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for OCFC hit a ceiling of 0.73 in Q1 2024 and a floor of 8.51 in Q1 2022.
  • Median Interest Coverage Ratio over the past 5 years was 1.25 (2025), compared with a mean of 2.98.
  • Biggest five-year swings in Interest Coverage Ratio: crashed 111.65% in 2021 and later surged 85.31% in 2023.
  • Oceanfirst Financial's Interest Coverage Ratio stood at 8.48 in 2021, then soared by 70.83% to 2.47 in 2022, then soared by 56.28% to 1.08 in 2023, then rose by 20.79% to 0.86 in 2024, then crashed by 57.77% to 1.35 in 2025.
  • The last three reported values for Interest Coverage Ratio were 1.35 (Q4 2025), 1.16 (Q3 2025), and 1.08 (Q2 2025) per Business Quant data.