KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Oceanfirst Financial (OCFC) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for Oceanfirst Financial (OCFC) over the last 10 years, with Sep 2025 value amounting to -1.09.

  • Oceanfirst Financial's Interest Coverage Ratio fell 35.59% to -1.09 in Q3 2025 from the same period last year, while for Sep 2025 it was -1.00, marking a year-over-year decrease of 26.26%. This contributed to the annual value of -0.80 for FY2024, which is 22.85% up from last year.
  • According to the latest figures from Q3 2025, Oceanfirst Financial's Interest Coverage Ratio is -1.09, which was up 0.63% from -1.10 recorded in Q2 2025.
  • In the past 5 years, Oceanfirst Financial's Interest Coverage Ratio ranged from a high of -0.76 in Q2 2024 and a low of -8.58 during Q1 2022.
  • Over the past 3 years, Oceanfirst Financial's median Interest Coverage Ratio value was -0.96 (recorded in 2023), while the average stood at -0.98.
  • Per our database at Business Quant, Oceanfirst Financial's Interest Coverage Ratio tumbled by 107.12% in 2021 and then surged by 83.21% in 2023.
  • Oceanfirst Financial's Interest Coverage Ratio (Quarterly) stood at -8.35 in 2021, then skyrocketed by 70.38% to -2.47 in 2022, then soared by 66.70% to -0.82 in 2023, then decreased by 4.01% to -0.86 in 2024, then plummeted by 35.59% to -1.09 in 2025.
  • Its Interest Coverage Ratio stands at -1.09 for Q3 2025, versus -1.10 for Q2 2025 and -0.98 for Q1 2025.