KPIs & Operating Metrics(New)

Oceanfirst Financial (OCFC) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for Oceanfirst Financial (OCFC) over the last 10 years, with Q3 2025 value amounting to 1.09.

  • Oceanfirst Financial's Interest Coverage Ratio fell 3559.09% to 1.09 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.0, marking a year-over-year decrease of 2625.53%. This contributed to the annual value of 0.8 for FY2024, which is 2284.94% up from last year.
  • Per Oceanfirst Financial's latest filing, its Interest Coverage Ratio stood at 1.09 for Q3 2025, which was down 3559.09% from 1.1 recorded in Q2 2025.
  • Over the past 5 years, Oceanfirst Financial's Interest Coverage Ratio peaked at 0.76 during Q2 2024, and registered a low of 8.58 during Q1 2022.
  • Its 5-year average for Interest Coverage Ratio is 3.05, with a median of 1.1 in 2025.
  • In the last 5 years, Oceanfirst Financial's Interest Coverage Ratio tumbled by 10712.04% in 2021 and then soared by 8321.26% in 2023.
  • Over the past 5 years, Oceanfirst Financial's Interest Coverage Ratio (Quarter) stood at 8.35 in 2021, then soared by 70.38% to 2.47 in 2022, then soared by 66.7% to 0.82 in 2023, then dropped by 4.01% to 0.86 in 2024, then fell by 27.37% to 1.09 in 2025.
  • Its Interest Coverage Ratio was 1.09 in Q3 2025, compared to 1.1 in Q2 2025 and 0.98 in Q1 2025.