Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026)
Oceanfirst Financial (OCFC) posted Interest Coverage Ratio of 1.51 for Q2 2026, down 40.77% on a QoQ basis from 1.07 in Q1 2026, and down 37.55% year-over-year from 2.42 in Q2 2025.
Powered by 
Analysis
Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Oceanfirst Financial has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.51 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 37.55% year-over-year to 1.51 in Q2 2026; TTM through Jun 2026 was 1.22, a 31.82% decrease from a year earlier, with the FY2025 full-year figure at 1.08, down 34.61% from the prior year.
- Interest Coverage Ratio was 1.51 for Q2 2026 at Oceanfirst Financial, down from 1.07 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 0.76 in Q2 2024, with the low at 8.58 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 2.0, with a median of 1.09 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 88.6% in 2022, then jumped 83.21% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.47 in 2022, then jumped by 66.7% to 0.82 in 2023, then dropped by 4.01% to 0.86 in 2024, then slumped by 33.57% to 1.14 in 2025, then plunged by 32.01% to 1.51 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.51 (Q2 2026), 1.07 (Q1 2026), and 1.14 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | 0.09 |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 1.90 |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 1.67 |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 1.83 |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 2.52 |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | -1.27 |
| 10 | Oceanfirst Financial | 1.22 Bn | 1.22 Bn | -4.36 Mn | -1.51 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.51 |
| Mar 31, 2026 | -1.07 |
| Dec 31, 2025 | -1.14 |
| Sep 30, 2025 | -1.09 |
| Jun 30, 2025 | -1.10 |
| Mar 31, 2025 | -0.98 |
| Dec 31, 2024 | -0.86 |
| Sep 30, 2024 | -0.80 |
| Jun 30, 2024 | -0.76 |
| Mar 31, 2024 | -0.78 |
| Dec 31, 2023 | -0.82 |
| Sep 30, 2023 | -0.96 |
| Jun 30, 2023 | -1.08 |
| Mar 31, 2023 | -1.51 |
| Dec 31, 2022 | -2.47 |
| Sep 30, 2022 | -3.94 |
| Jun 30, 2022 | -6.45 |
| Mar 31, 2022 | -8.58 |
| Dec 31, 2021 | -8.35 |
| Sep 30, 2021 | -7.26 |
API Access
Oceanfirst Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();