Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026)
Oceanfirst Financial's (OCFC) Interest Coverage Ratio stood at 0.97 in Q2 2026, down 29.1% from 1.37 a year earlier and down 29.4% from the prior quarter.
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Analysis
Oceanfirst Financial (OCFC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a TTM basis, Oceanfirst Financial's Interest Coverage Ratio came in at 1.21 as of Jun 30, 2026, down 13.2% year-over-year; for FY2025, it came in at 1.33, down 6.8% from FY2024.
- Annual Interest Coverage Ratio has declined for four straight years.
- Across earlier years, Interest Coverage Ratio came in at 1.42 in FY2024 (-9.5%), 1.57 in FY2023 (-65.9%), 4.61 in FY2022 (-5.3%) and 4.87 in FY2021 (+119.8%).
- The Q2 2026 figure is the lowest quarterly Interest Coverage Ratio since Q3 2020.
- On a year-over-year basis, Interest Coverage Ratio has declined for seven consecutive quarters, with an average decline of 8.4% over the last eight quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 799.2% in Q3 2021, against a decline of 70.0% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.38 (Q1 2026), 1.22 (Q4 2025) and 1.32 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 1.43 |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Oceanfirst Financial | 1.27 Bn | 1.27 Bn | - | 0.97 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.97 |
| Mar 31, 2026 | 1.38 |
| Dec 31, 2025 | 1.22 |
| Sep 30, 2025 | 1.32 |
| Jun 30, 2025 | 1.37 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.36 |
| Sep 30, 2024 | 1.41 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.52 |
| Dec 31, 2023 | 1.50 |
| Sep 30, 2023 | 1.40 |
| Jun 30, 2023 | 1.64 |
| Mar 31, 2023 | 1.91 |
| Dec 31, 2022 | 3.97 |
| Sep 30, 2022 | 4.52 |
| Jun 30, 2022 | 5.46 |
| Mar 31, 2022 | 5.99 |
| Dec 31, 2021 | 4.40 |
| Sep 30, 2021 | 4.80 |
API Access
Oceanfirst Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();