Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026)
Oceanfirst Financial (OCFC) posted Times Interest Earned of 1.51 for Q2 2026, down 40.77% on a QoQ basis from 1.07 in Q1 2026, and down 37.55% year-over-year from 2.42 in Q2 2025.
Powered by 
Analysis
Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026) Analysis & Trends
Oceanfirst Financial has reported Times Interest Earned for 17 years, with the latest figure at 1.51 in Q2 2026.
- On a quarterly basis, Times Interest Earned fell 37.55% year-over-year to 1.51 in Q2 2026; TTM through Jun 2026 was 1.22, a 31.82% decrease from a year earlier, with the FY2025 full-year figure at 1.08, down 34.61% from the prior year.
- Times Interest Earned was 1.51 for Q2 2026 at Oceanfirst Financial, down from 1.07 in the prior quarter.
- The five-year high for Times Interest Earned was 0.76 in Q2 2024, with the low at 8.58 in Q1 2022.
- Average Times Interest Earned over 5 years is 2.0, with a median of 1.09 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned tumbled 88.6% in 2022, then jumped 83.21% in 2023.
- Over 5 years, Times Interest Earned stood at 2.47 in 2022, then jumped by 66.7% to 0.82 in 2023, then dropped by 4.01% to 0.86 in 2024, then slumped by 33.57% to 1.14 in 2025, then plunged by 32.01% to 1.51 in 2026.
- The last three Times Interest Earned figures came in at 1.51 (Q2 2026), 1.07 (Q1 2026), and 1.14 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | 0.09 |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 1.90 |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 1.67 |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 1.83 |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 2.52 |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | -1.27 |
| 10 | Oceanfirst Financial | 1.22 Bn | 1.22 Bn | -4.36 Mn | -1.51 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.51 |
| Mar 31, 2026 | -1.07 |
| Dec 31, 2025 | -1.14 |
| Sep 30, 2025 | -1.09 |
| Jun 30, 2025 | -1.10 |
| Mar 31, 2025 | -0.98 |
| Dec 31, 2024 | -0.86 |
| Sep 30, 2024 | -0.80 |
| Jun 30, 2024 | -0.76 |
| Mar 31, 2024 | -0.78 |
| Dec 31, 2023 | -0.82 |
| Sep 30, 2023 | -0.96 |
| Jun 30, 2023 | -1.08 |
| Mar 31, 2023 | -1.51 |
| Dec 31, 2022 | -2.47 |
| Sep 30, 2022 | -3.94 |
| Jun 30, 2022 | -6.45 |
| Mar 31, 2022 | -8.58 |
| Dec 31, 2021 | -8.35 |
| Sep 30, 2021 | -7.26 |
API Access
Oceanfirst Financial Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();