Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026)
Oceanfirst Financial (OCFC) recorded quarterly Times Interest Earned of -$1.03 in Q1 2026, up 20.5% quarter-over-quarter from -$1.29 in Q4 2025, and down 13.69% on a YoY basis from -$1.19 in Q1 2025.
Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Times Interest Earned history runs 17 years deep, the most recent figure standing at -$1.03 for Q1 2026.
- In Q1 2026, Times Interest Earned fell 13.69% year-over-year to -$1.03; the TTM figure through Mar 2026 stood at -$1.13 (down 34.68% YoY), while the FY2025 annual figure was -$1.06, down 31.55% from the prior year.
- Times Interest Earned was -$1.03 for Q1 2026 at Oceanfirst Financial, up from -$1.29 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of -$0.76 in Q2 2024 to a low of -$8.95 in Q1 2022.
- Historically, Times Interest Earned has averaged -$2.0 across 5 years, with a median of -$1.03 in 2026.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned slumped 96.57% in 2022, then surged 83.33% in 2023.
- A 5-year view of Times Interest Earned shows it stood at -$2.3 in 2022, then jumped by 62.4% to -$0.86 in 2023, then fell by 2.4% to -$0.88 in 2024, then tumbled by 46.33% to -$1.29 in 2025, then rose by 20.5% to -$1.03 in 2026.
- The last three Times Interest Earned figures came in at -$1.03 (Q1 2026), -$1.29 (Q4 2025), and -$1.09 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Oceanfirst Financial | 1.06 Bn | 1.06 Bn | -530,000.00 | -1.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.03 |
| Dec 31, 2025 | -1.29 |
| Sep 30, 2025 | -1.09 |
| Jun 30, 2025 | -1.10 |
| Mar 31, 2025 | -0.91 |
| Dec 31, 2024 | -0.88 |
| Sep 30, 2024 | -0.82 |
| Jun 30, 2024 | -0.76 |
| Mar 31, 2024 | -0.84 |
| Dec 31, 2023 | -0.86 |
| Sep 30, 2023 | -0.96 |
| Jun 30, 2023 | -1.01 |
| Mar 31, 2023 | -1.53 |
| Dec 31, 2022 | -2.30 |
| Sep 30, 2022 | -3.67 |
| Jun 30, 2022 | -6.03 |
| Mar 31, 2022 | -8.95 |
| Dec 31, 2021 | -8.11 |
| Sep 30, 2021 | -7.55 |
| Jun 30, 2021 | -5.20 |