Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026)
Oceanfirst Financial's (OCFC) quarterly Times Interest Earned came in at -$1.03 in Q1 2026, down 13.69% year-on-year from -$1.19 in Q1 2025, and up 27.25% quarter-over-quarter from -$1.41 in Q4 2025.
Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Times Interest Earned history runs 17 years deep, the most recent figure standing at -$1.03 for Q1 2026.
- On a quarterly basis, Times Interest Earned fell 13.69% year-over-year to -$1.03 in Q1 2026; TTM through Mar 2026 was -$1.19, a 55.36% decrease from a year earlier, with the FY2025 full-year figure at -$1.14, down 58.93% from the prior year.
- Times Interest Earned grew to -$1.03 in Q1 2026 per OCFC's latest filing, from -$1.41 in the prior quarter.
- Across five years, Times Interest Earned topped out at -$0.6 in Q4 2024 and bottomed at -$8.15 in Q1 2022.
- The 5-year median for Times Interest Earned is -$1.09 (2023), against an average of -$1.97.
- Across the five-year window, Times Interest Earned jumped 84.98% in 2023 and slumped 134.59% in 2025, its largest moves.
- Year by year, Times Interest Earned stood at -$1.12 in 2022, then grew by 8.7% to -$1.03 in 2023, then jumped by 41.29% to -$0.6 in 2024, then slumped by 134.59% to -$1.41 in 2025, then advanced by 27.25% to -$1.03 in 2026.
- Per Business Quant, the three latest OCFC Times Interest Earned figures stand at -$1.03 (Q1 2026), -$1.41 (Q4 2025), and -$1.16 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Oceanfirst Financial | 1.23 Bn | 1.23 Bn | -530,000.00 | -1.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.03 |
| Dec 31, 2025 | -1.41 |
| Sep 30, 2025 | -1.16 |
| Jun 30, 2025 | -1.17 |
| Mar 31, 2025 | -0.91 |
| Dec 31, 2024 | -0.60 |
| Sep 30, 2024 | -0.82 |
| Jun 30, 2024 | -0.76 |
| Mar 31, 2024 | -0.78 |
| Dec 31, 2023 | -1.03 |
| Sep 30, 2023 | -0.96 |
| Jun 30, 2023 | -1.09 |
| Mar 31, 2023 | -1.53 |
| Dec 31, 2022 | -1.12 |
| Sep 30, 2022 | -3.67 |
| Jun 30, 2022 | -7.26 |
| Mar 31, 2022 | -8.15 |
| Dec 31, 2021 | -6.78 |
| Sep 30, 2021 | -6.78 |
| Jun 30, 2021 | -5.54 |