Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026)

Oceanfirst Financial's (OCFC) quarterly Times Interest Earned came in at -$1.03 in Q1 2026, down 13.69% year-on-year from -$1.19 in Q1 2025, and up 27.25% quarter-over-quarter from -$1.41 in Q4 2025.

Oceanfirst Financial (OCFC) Times Interest Earned (2010 - 2026) Analysis & Trends

Oceanfirst Financial's Times Interest Earned history runs 17 years deep, the most recent figure standing at -$1.03 for Q1 2026.

  • On a quarterly basis, Times Interest Earned fell 13.69% year-over-year to -$1.03 in Q1 2026; TTM through Mar 2026 was -$1.19, a 55.36% decrease from a year earlier, with the FY2025 full-year figure at -$1.14, down 58.93% from the prior year.
  • Times Interest Earned grew to -$1.03 in Q1 2026 per OCFC's latest filing, from -$1.41 in the prior quarter.
  • Across five years, Times Interest Earned topped out at -$0.6 in Q4 2024 and bottomed at -$8.15 in Q1 2022.
  • The 5-year median for Times Interest Earned is -$1.09 (2023), against an average of -$1.97.
  • Across the five-year window, Times Interest Earned jumped 84.98% in 2023 and slumped 134.59% in 2025, its largest moves.
  • Year by year, Times Interest Earned stood at -$1.12 in 2022, then grew by 8.7% to -$1.03 in 2023, then jumped by 41.29% to -$0.6 in 2024, then slumped by 134.59% to -$1.41 in 2025, then advanced by 27.25% to -$1.03 in 2026.
  • Per Business Quant, the three latest OCFC Times Interest Earned figures stand at -$1.03 (Q1 2026), -$1.41 (Q4 2025), and -$1.16 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Oceanfirst Financial 1.23 Bn 1.23 Bn -530,000.00 -1.03

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.03
Dec 31, 2025 -1.41
Sep 30, 2025 -1.16
Jun 30, 2025 -1.17
Mar 31, 2025 -0.91
Dec 31, 2024 -0.60
Sep 30, 2024 -0.82
Jun 30, 2024 -0.76
Mar 31, 2024 -0.78
Dec 31, 2023 -1.03
Sep 30, 2023 -0.96
Jun 30, 2023 -1.09
Mar 31, 2023 -1.53
Dec 31, 2022 -1.12
Sep 30, 2022 -3.67
Jun 30, 2022 -7.26
Mar 31, 2022 -8.15
Dec 31, 2021 -6.78
Sep 30, 2021 -6.78
Jun 30, 2021 -5.54