Oceanfirst Financial Corp (OCFC) Times Interest Earned (2010 - 2026)
Oceanfirst Financial's Times Interest Earned came in at 0.97 for Q2 2026, down 29.1% from 1.37 a year earlier and down 29.4% from the prior quarter.
Oceanfirst Financial Corp (OCFC) Times Interest Earned (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Oceanfirst Financial reported Times Interest Earned of 1.21, down 13.2% year-over-year; for FY2025, it came in at 1.33, down 6.8% from FY2024.
- Times Interest Earned has declined in each of the last four years.
- Going back by year, Times Interest Earned was 1.42 in FY2024 (-9.5%), 1.57 in FY2023 (-65.9%), 4.61 in FY2022 (-5.3%) and 4.87 in FY2021 (+119.8%).
- The Q2 2026 figure represents the lowest quarterly Times Interest Earned since Q3 2020.
- Year-over-year, Times Interest Earned has declined for seven consecutive quarters, with an average decline of 8.4% over the last eight quarters.
- The fastest year-over-year change in Times Interest Earned over five years came in Q3 2021 (growth of 799.2%), and the weakest in Q2 2023 (a decline of 70.0%).
- Business Quant data shows OCFC's Times Interest Earned at 1.38 (Q1 2026), 1.22 (Q4 2025) and 1.32 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.97 |
| Mar 31, 2026 | 1.38 |
| Dec 31, 2025 | 1.22 |
| Sep 30, 2025 | 1.32 |
| Jun 30, 2025 | 1.37 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.36 |
| Sep 30, 2024 | 1.41 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.52 |
| Dec 31, 2023 | 1.50 |
| Sep 30, 2023 | 1.40 |
| Jun 30, 2023 | 1.64 |
| Mar 31, 2023 | 1.91 |
| Dec 31, 2022 | 3.97 |
| Sep 30, 2022 | 4.52 |
| Jun 30, 2022 | 5.46 |
| Mar 31, 2022 | 5.99 |
| Dec 31, 2021 | 4.40 |
| Sep 30, 2021 | 4.80 |
Oceanfirst Financial Corp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OCFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();