Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026)
Oceanfirst Financial (OCFC) posted quarterly Interest Expense - Deposits of $53.7 million for Q1 2026, up 5.19% year-over-year from $51.0 million in Q1 2025, and up 169.77% quarter-over-quarter from -$77.0 million in Q4 2025.
Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $53.7 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 5.19% year-over-year to $53.7 million; the TTM figure through Mar 2026 stood at $82.3 million (up 3047.91% YoY), while the FY2025 annual figure was $216.2 million, down 10.72% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $53.7 million, up from -$77.0 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $62.3 million in Q3 2024, with the low at -$170.8 million in Q4 2024.
- The 5-year median for Interest Expense - Deposits is $51.0 million (2025), against an average of $18.7 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits sank 436.09% in 2022, then soared 778.71% in 2023.
- Oceanfirst Financial's Interest Expense - Deposits stood at -$16.8 million in 2022, then surged by 453.17% to $59.5 million in 2023, then tumbled by 387.26% to -$170.8 million in 2024, then jumped by 54.95% to -$77.0 million in 2025, then soared by 169.77% to $53.7 million in 2026.
- Business Quant data shows OCFC's Interest Expense - Deposits at $53.7 million in Q1 2026, -$77.0 million in Q4 2025, and $53.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Oceanfirst Financial | 1.34 Bn | 1.34 Bn | -4.36 Mn | 68.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 68.31 Mn |
| Mar 31, 2026 | 53.70 Mn |
| Dec 31, 2025 | -76.96 Mn |
| Sep 30, 2025 | 53.25 Mn |
| Jun 30, 2025 | 52.27 Mn |
| Mar 31, 2025 | 51.05 Mn |
| Dec 31, 2024 | -170.82 Mn |
| Sep 30, 2024 | 62.32 Mn |
| Jun 30, 2024 | 60.07 Mn |
| Mar 31, 2024 | 59.86 Mn |
| Dec 31, 2023 | 59.47 Mn |
| Sep 30, 2023 | 53.29 Mn |
| Jun 30, 2023 | 37.93 Mn |
| Mar 31, 2023 | 21.33 Mn |
| Dec 31, 2022 | -16.84 Mn |
| Sep 30, 2022 | 9.24 Mn |
| Jun 30, 2022 | 4.32 Mn |
| Mar 31, 2022 | 4.04 Mn |
| Dec 31, 2021 | 5.01 Mn |
| Sep 30, 2021 | 5.38 Mn |