Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026)

Oceanfirst Financial (OCFC) recorded quarterly Interest Expense - Deposits of $53.7 million in Q1 2026, up 169.77% quarter-over-quarter from -$77.0 million in Q4 2025, and up 5.19% on a YoY basis from $51.0 million in Q1 2025.

Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Oceanfirst Financial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $53.7 million for Q1 2026.

  • In Q1 2026, Interest Expense - Deposits rose 5.19% year-over-year to $53.7 million; the TTM figure through Mar 2026 stood at $82.3 million (down 64.75% YoY), while the FY2025 annual figure was $79.6 million, down 67.12% from the prior year.
  • Interest Expense - Deposits was $53.7 million for Q1 2026 at Oceanfirst Financial, up from -$77.0 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $62.3 million in Q3 2024 to a low of -$77.0 million in Q4 2025.
  • Historically, Interest Expense - Deposits has averaged $34.0 million across 5 years, with a median of $52.3 million in 2025.
  • The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits jumped 778.71% in 2023, then plunged 228.5% in 2025.
  • A 5-year view of Interest Expense - Deposits shows it stood at $13.4 million in 2022, then soared by 342.96% to $59.5 million in 2023, then advanced by 0.71% to $59.9 million in 2024, then slumped by 228.5% to -$77.0 million in 2025, then jumped by 169.77% to $53.7 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $53.7 million (Q1 2026), -$77.0 million (Q4 2025), and $53.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 4.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 2.05 Bn
10 Oceanfirst Financial 1.06 Bn 1.06 Bn -530,000.00 53.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 53.70 Mn
Dec 31, 2025 -76.96 Mn
Sep 30, 2025 53.25 Mn
Jun 30, 2025 52.27 Mn
Mar 31, 2025 51.05 Mn
Dec 31, 2024 59.89 Mn
Sep 30, 2024 62.32 Mn
Jun 30, 2024 60.07 Mn
Mar 31, 2024 59.86 Mn
Dec 31, 2023 59.47 Mn
Sep 30, 2023 53.29 Mn
Jun 30, 2023 37.93 Mn
Mar 31, 2023 21.33 Mn
Dec 31, 2022 13.43 Mn
Sep 30, 2022 9.24 Mn
Jun 30, 2022 4.32 Mn
Mar 31, 2022 4.04 Mn
Dec 31, 2021 -10.13 Mn
Sep 30, 2021 5.38 Mn
Jun 30, 2021 6.33 Mn