Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026)
Oceanfirst Financial's Interest Expense - Deposits came in at $97 million for Q3 2026, up 82.2% from $53.25 million a year earlier and up 42.0% from the prior quarter.
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Analysis
Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Oceanfirst Financial reported Interest Expense - Deposits of $278.62 million, up 28.7% year-over-year; for FY2025, it was $216.18 million, down 10.7% from FY2024.
- Interest Expense - Deposits carries a five-year compound annual growth rate of 35.0% (FY2020 to FY2025).
- Going back by year, Interest Expense - Deposits was $242.13 million in FY2024 (+40.8%), $172.02 million in FY2023 (+454.5%), $31.02 million in FY2022 (+23.1%) and $25.21 million in FY2021 (-47.8%).
- The Q3 2026 figure represents the highest quarterly Interest Expense - Deposits in data going back to Q2 2010.
- Year-over-year, Interest Expense - Deposits has increased for three consecutive quarters, with growth averaging 9.5% over the last eight quarters.
- The fastest year-over-year change in Interest Expense - Deposits over five years came in Q2 2023 (growth of 778.7%), and the weakest in Q4 2021 (a decline of 53.1%).
- Business Quant data shows OCFC's Interest Expense - Deposits at $68.31 million (Q2 2026), $53.7 million (Q1 2026) and $59.62 million (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Oceanfirst Financial | 1.27 Bn | 1.27 Bn | - | 68.31 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 68.31 Mn |
| Mar 31, 2026 | 53.70 Mn |
| Dec 31, 2025 | 59.62 Mn |
| Sep 30, 2025 | 53.25 Mn |
| Jun 30, 2025 | 52.27 Mn |
| Mar 31, 2025 | 51.05 Mn |
| Dec 31, 2024 | 59.89 Mn |
| Sep 30, 2024 | 62.32 Mn |
| Jun 30, 2024 | 60.07 Mn |
| Mar 31, 2024 | 59.86 Mn |
| Dec 31, 2023 | 59.47 Mn |
| Sep 30, 2023 | 53.29 Mn |
| Jun 30, 2023 | 37.93 Mn |
| Mar 31, 2023 | 21.33 Mn |
| Dec 31, 2022 | 13.43 Mn |
| Sep 30, 2022 | 9.24 Mn |
| Jun 30, 2022 | 4.32 Mn |
| Mar 31, 2022 | 4.04 Mn |
| Dec 31, 2021 | 5.01 Mn |
| Sep 30, 2021 | 5.38 Mn |
API Access
Oceanfirst Financial Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();