Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026)
Oceanfirst Financial's (OCFC) quarterly Interest Expense - Deposits came in at $53.7 million in Q1 2026, up 5.19% year-on-year from $51.0 million in Q1 2025, and up 169.77% quarter-over-quarter from -$77.0 million in Q4 2025.
Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $53.7 million for Q1 2026.
- On a quarterly basis, Interest Expense - Deposits rose 5.19% year-over-year to $53.7 million in Q1 2026; TTM through Mar 2026 was $82.3 million, a 64.75% decrease from a year earlier, with the FY2025 full-year figure at $216.2 million, down 10.72% from the prior year.
- Interest Expense - Deposits grew to $53.7 million in Q1 2026 per OCFC's latest filing, from -$77.0 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $62.3 million in Q3 2024 and bottomed at -$77.0 million in Q4 2025.
- The 5-year median for Interest Expense - Deposits is $52.3 million (2025), against an average of $32.2 million.
- Across the five-year window, Interest Expense - Deposits soared 778.71% in 2023 and plunged 228.5% in 2025, its largest moves.
- Year by year, Interest Expense - Deposits stood at -$16.8 million in 2022, then soared by 453.17% to $59.5 million in 2023, then advanced by 0.71% to $59.9 million in 2024, then plunged by 228.5% to -$77.0 million in 2025, then jumped by 169.77% to $53.7 million in 2026.
- Per Business Quant, the three latest OCFC Interest Expense - Deposits figures stand at $53.7 million (Q1 2026), -$77.0 million (Q4 2025), and $53.2 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 5.24 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 3.51 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.74 Bn |
| 10 | Oceanfirst Financial | 1.23 Bn | 1.23 Bn | -530,000.00 | 53.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 53.70 Mn |
| Dec 31, 2025 | -76.96 Mn |
| Sep 30, 2025 | 53.25 Mn |
| Jun 30, 2025 | 52.27 Mn |
| Mar 31, 2025 | 51.05 Mn |
| Dec 31, 2024 | 59.89 Mn |
| Sep 30, 2024 | 62.32 Mn |
| Jun 30, 2024 | 60.07 Mn |
| Mar 31, 2024 | 59.86 Mn |
| Dec 31, 2023 | 59.47 Mn |
| Sep 30, 2023 | 53.29 Mn |
| Jun 30, 2023 | 37.93 Mn |
| Mar 31, 2023 | 21.33 Mn |
| Dec 31, 2022 | -16.84 Mn |
| Sep 30, 2022 | 9.24 Mn |
| Jun 30, 2022 | 4.32 Mn |
| Mar 31, 2022 | 4.04 Mn |
| Dec 31, 2021 | -10.13 Mn |
| Sep 30, 2021 | 5.38 Mn |
| Jun 30, 2021 | 6.33 Mn |