Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026)
Oceanfirst Financial (OCFC) recorded quarterly Interest Expense - Deposits of $53.7 million in Q1 2026, up 169.77% quarter-over-quarter from -$77.0 million in Q4 2025, and up 5.19% on a YoY basis from $51.0 million in Q1 2025.
Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $53.7 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 5.19% year-over-year to $53.7 million; the TTM figure through Mar 2026 stood at $82.3 million (down 64.75% YoY), while the FY2025 annual figure was $79.6 million, down 67.12% from the prior year.
- Interest Expense - Deposits was $53.7 million for Q1 2026 at Oceanfirst Financial, up from -$77.0 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $62.3 million in Q3 2024 to a low of -$77.0 million in Q4 2025.
- Historically, Interest Expense - Deposits has averaged $34.0 million across 5 years, with a median of $52.3 million in 2025.
- The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits jumped 778.71% in 2023, then plunged 228.5% in 2025.
- A 5-year view of Interest Expense - Deposits shows it stood at $13.4 million in 2022, then soared by 342.96% to $59.5 million in 2023, then advanced by 0.71% to $59.9 million in 2024, then slumped by 228.5% to -$77.0 million in 2025, then jumped by 169.77% to $53.7 million in 2026.
- The last three Interest Expense - Deposits figures came in at $53.7 million (Q1 2026), -$77.0 million (Q4 2025), and $53.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | Oceanfirst Financial | 1.06 Bn | 1.06 Bn | -530,000.00 | 53.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 53.70 Mn |
| Dec 31, 2025 | -76.96 Mn |
| Sep 30, 2025 | 53.25 Mn |
| Jun 30, 2025 | 52.27 Mn |
| Mar 31, 2025 | 51.05 Mn |
| Dec 31, 2024 | 59.89 Mn |
| Sep 30, 2024 | 62.32 Mn |
| Jun 30, 2024 | 60.07 Mn |
| Mar 31, 2024 | 59.86 Mn |
| Dec 31, 2023 | 59.47 Mn |
| Sep 30, 2023 | 53.29 Mn |
| Jun 30, 2023 | 37.93 Mn |
| Mar 31, 2023 | 21.33 Mn |
| Dec 31, 2022 | 13.43 Mn |
| Sep 30, 2022 | 9.24 Mn |
| Jun 30, 2022 | 4.32 Mn |
| Mar 31, 2022 | 4.04 Mn |
| Dec 31, 2021 | -10.13 Mn |
| Sep 30, 2021 | 5.38 Mn |
| Jun 30, 2021 | 6.33 Mn |