Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026)

Oceanfirst Financial's (OCFC) quarterly Interest Expense - Deposits came in at $53.7 million in Q1 2026, up 5.19% year-on-year from $51.0 million in Q1 2025, and up 169.77% quarter-over-quarter from -$77.0 million in Q4 2025.

Oceanfirst Financial (OCFC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Oceanfirst Financial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $53.7 million for Q1 2026.

  • On a quarterly basis, Interest Expense - Deposits rose 5.19% year-over-year to $53.7 million in Q1 2026; TTM through Mar 2026 was $82.3 million, a 64.75% decrease from a year earlier, with the FY2025 full-year figure at $216.2 million, down 10.72% from the prior year.
  • Interest Expense - Deposits grew to $53.7 million in Q1 2026 per OCFC's latest filing, from -$77.0 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $62.3 million in Q3 2024 and bottomed at -$77.0 million in Q4 2025.
  • The 5-year median for Interest Expense - Deposits is $52.3 million (2025), against an average of $32.2 million.
  • Across the five-year window, Interest Expense - Deposits soared 778.71% in 2023 and plunged 228.5% in 2025, its largest moves.
  • Year by year, Interest Expense - Deposits stood at -$16.8 million in 2022, then soared by 453.17% to $59.5 million in 2023, then advanced by 0.71% to $59.9 million in 2024, then plunged by 228.5% to -$77.0 million in 2025, then jumped by 169.77% to $53.7 million in 2026.
  • Per Business Quant, the three latest OCFC Interest Expense - Deposits figures stand at $53.7 million (Q1 2026), -$77.0 million (Q4 2025), and $53.2 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 5.24 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 3.51 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 4.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.74 Bn
10 Oceanfirst Financial 1.23 Bn 1.23 Bn -530,000.00 53.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 53.70 Mn
Dec 31, 2025 -76.96 Mn
Sep 30, 2025 53.25 Mn
Jun 30, 2025 52.27 Mn
Mar 31, 2025 51.05 Mn
Dec 31, 2024 59.89 Mn
Sep 30, 2024 62.32 Mn
Jun 30, 2024 60.07 Mn
Mar 31, 2024 59.86 Mn
Dec 31, 2023 59.47 Mn
Sep 30, 2023 53.29 Mn
Jun 30, 2023 37.93 Mn
Mar 31, 2023 21.33 Mn
Dec 31, 2022 -16.84 Mn
Sep 30, 2022 9.24 Mn
Jun 30, 2022 4.32 Mn
Mar 31, 2022 4.04 Mn
Dec 31, 2021 -10.13 Mn
Sep 30, 2021 5.38 Mn
Jun 30, 2021 6.33 Mn