Oceanfirst Financial (OCFC) Interest Expenses (2010 - 2026)
Oceanfirst Financial's (OCFC) quarterly Interest Expenses came in at $71.8 million in Q1 2026, up 7.15% year-on-year from $67.1 million in Q1 2025, and down 2.11% quarter-over-quarter from $73.4 million in Q4 2025.
Oceanfirst Financial (OCFC) Interest Expenses (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Interest Expenses history runs 17 years deep, the most recent figure standing at $71.8 million for Q1 2026.
- On a quarterly basis, Interest Expenses rose 7.15% year-over-year to $71.8 million in Q1 2026; TTM through Mar 2026 was $284.0 million, a 5.29% decrease from a year earlier, with the FY2025 full-year figure at $282.2 million, down 11.88% from the prior year.
- Interest Expenses retreated to $71.8 million in Q1 2026 per OCFC's latest filing, from $73.4 million in the prior quarter.
- Across five years, Interest Expenses topped out at $79.3 million in Q3 2024 and bottomed at $6.8 million in Q1 2022.
- The 5-year median for Interest Expenses is $67.4 million (2023), against an average of $56.3 million.
- Across the five-year window, Interest Expenses sank 40.05% in 2022 and soared 572.78% in 2023, its largest moves.
- Year by year, Interest Expenses stood at $25.7 million in 2022, then surged by 196.97% to $76.5 million in 2023, then declined by 0.21% to $76.3 million in 2024, then fell by 3.8% to $73.4 million in 2025, then slipped by 2.11% to $71.8 million in 2026.
- Per Business Quant, the three latest OCFC Interest Expenses figures stand at $71.8 million (Q1 2026), $73.4 million (Q4 2025), and $71.5 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 259,661.44 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -2.73 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -32,586.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 3.52 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 19.98 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 2.53 Bn |
| 10 | Oceanfirst Financial | 1.23 Bn | 1.23 Bn | -530,000.00 | 71.84 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 71.84 Mn |
| Mar 31, 2026 | 71.84 Mn |
| Dec 31, 2025 | 73.39 Mn |
| Dec 31, 2025 | 73.39 Mn |
| Sep 30, 2025 | 71.54 Mn |
| Sep 30, 2025 | 71.54 Mn |
| Jun 30, 2025 | 67.19 Mn |
| Jun 30, 2025 | 67.19 Mn |
| Mar 31, 2025 | 67.05 Mn |
| Mar 31, 2025 | 67.05 Mn |
| Dec 31, 2024 | 76.29 Mn |
| Dec 31, 2024 | 76.29 Mn |
| Sep 30, 2024 | 79.31 Mn |
| Sep 30, 2024 | 79.31 Mn |
| Jun 30, 2024 | 77.16 Mn |
| Jun 30, 2024 | 77.16 Mn |
| Mar 31, 2024 | 75.38 Mn |
| Mar 31, 2024 | 75.38 Mn |
| Dec 31, 2023 | 76.46 Mn |
| Dec 31, 2023 | 76.46 Mn |