Oceanfirst Financial (OCFC) Interest Expenses (2010 - 2026)
Oceanfirst Financial (OCFC) posted quarterly Interest Expenses of $71.8 million for Q1 2026, up 7.15% year-over-year from $67.1 million in Q1 2025, and down 6.18% quarter-over-quarter from $76.6 million in Q4 2025.
Oceanfirst Financial (OCFC) Interest Expenses (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Interest Expenses history runs 17 years deep, the most recent figure standing at $71.8 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 7.15% year-over-year to $71.8 million; the TTM figure through Mar 2026 stood at $287.1 million (down 45.65% YoY), while the FY2025 annual figure was $282.2 million, down 11.88% from the prior year.
- Interest Expenses for Q1 2026 stood at $71.8 million, down from $76.6 million in the prior quarter.
- The five-year high for Interest Expenses was $304.8 million in Q4 2024, with the low at $6.8 million in Q1 2022.
- The 5-year median for Interest Expenses is $67.2 million (2025), against an average of $70.4 million.
- The sharpest annual moves came in 2023 and 2025: Interest Expenses soared 572.78% in 2023, then slumped 74.88% in 2025.
- Oceanfirst Financial's Interest Expenses stood at $50.3 million in 2022, then increased by 18.76% to $59.8 million in 2023, then surged by 409.94% to $304.8 million in 2024, then plunged by 74.88% to $76.6 million in 2025, then dropped by 6.18% to $71.8 million in 2026.
- Business Quant data shows OCFC's Interest Expenses at $71.8 million in Q1 2026, $76.6 million in Q4 2025, and $71.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.16 Bn |
| 10 | Oceanfirst Financial | 1.34 Bn | 1.34 Bn | -4.36 Mn | 88.87 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 88.87 Mn |
| Jun 30, 2026 | 88.87 Mn |
| Mar 31, 2026 | 71.84 Mn |
| Mar 31, 2026 | 71.84 Mn |
| Dec 31, 2025 | 76.58 Mn |
| Dec 31, 2025 | 76.58 Mn |
| Sep 30, 2025 | 71.54 Mn |
| Sep 30, 2025 | 71.54 Mn |
| Jun 30, 2025 | 67.19 Mn |
| Jun 30, 2025 | 67.19 Mn |
| Mar 31, 2025 | 67.05 Mn |
| Mar 31, 2025 | 67.05 Mn |
| Dec 31, 2024 | 304.80 Mn |
| Dec 31, 2024 | 304.80 Mn |
| Sep 30, 2024 | 79.31 Mn |
| Sep 30, 2024 | 79.31 Mn |
| Jun 30, 2024 | 77.16 Mn |
| Jun 30, 2024 | 77.16 Mn |
| Mar 31, 2024 | 75.38 Mn |
| Mar 31, 2024 | 75.38 Mn |