Oceanfirst Financial (OCFC) Change in Net Loans (2010 - 2026)

Oceanfirst Financial's (OCFC) quarterly Change in Net Loans came in at -$89.7 million in Q1 2026, down 753.69% year-on-year from $13.7 million in Q1 2025, and up 81.6% quarter-over-quarter from -$487.6 million in Q4 2025.

Oceanfirst Financial (OCFC) Change in Net Loans (2010 - 2026) Analysis & Trends

Oceanfirst Financial's Change in Net Loans history runs 15 years deep, the most recent figure standing at -$89.7 million for Q1 2026.

  • On a quarterly basis, Change in Net Loans fell 753.69% year-over-year to -$89.7 million in Q1 2026; TTM through Mar 2026 was -$1.0 billion, a 809.91% decrease from a year earlier, with the FY2025 full-year figure at -$914.0 million, down 559.07% from the prior year.
  • Change in Net Loans rose to -$89.7 million in Q1 2026 per OCFC's latest filing, from -$487.6 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $105.5 million in Q2 2024 and bottomed at -$487.6 million in Q4 2025.
  • The 5-year median for Change in Net Loans is -$70.0 million (2025), against an average of -$127.9 million.
  • Across the five-year window, Change in Net Loans jumped 344.05% in 2024 and plunged 24413.05% in 2025, its largest moves.
  • Year by year, Change in Net Loans stood at -$188.1 million in 2022, then soared by 82.38% to -$33.1 million in 2023, then soared by 177.42% to $25.6 million in 2024, then sank by 2000.85% to -$487.6 million in 2025, then surged by 81.6% to -$89.7 million in 2026.
  • Per Business Quant, the three latest OCFC Change in Net Loans figures stand at -$89.7 million (Q1 2026), -$487.6 million (Q4 2025), and -$370.1 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 1.12 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.65 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -12.69 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 13.77 Bn
10 Oceanfirst Financial 1.23 Bn 1.23 Bn -530,000.00 -89.71 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -89.71 Mn
Dec 31, 2025 -487.57 Mn
Sep 30, 2025 -370.15 Mn
Jun 30, 2025 -70.00 Mn
Mar 31, 2025 13.72 Mn
Dec 31, 2024 25.65 Mn
Sep 30, 2024 -1.51 Mn
Jun 30, 2024 105.45 Mn
Mar 31, 2024 69.50 Mn
Dec 31, 2023 -33.13 Mn
Sep 30, 2023 -46.70 Mn
Jun 30, 2023 -43.21 Mn
Mar 31, 2023 -120.51 Mn
Dec 31, 2022 -188.08 Mn
Sep 30, 2022 -292.49 Mn
Jun 30, 2022 -314.86 Mn
Mar 31, 2022 -331.57 Mn
Dec 31, 2021 -353.35 Mn
Sep 30, 2021 -145.67 Mn
Jun 30, 2021 53.87 Mn