Oceanfirst Financial (OCFC) Change in Net Loans (2010 - 2026)
Oceanfirst Financial (OCFC) recorded quarterly Change in Net Loans of -$89.7 million in Q1 2026, up 81.6% quarter-over-quarter from -$487.6 million in Q4 2025, and down 753.69% on a YoY basis from $13.7 million in Q1 2025.
Oceanfirst Financial (OCFC) Change in Net Loans (2010 - 2026) Analysis & Trends
Oceanfirst Financial's Change in Net Loans history runs 15 years deep, the most recent figure standing at -$89.7 million for Q1 2026.
- In Q1 2026, Change in Net Loans fell 753.69% year-over-year to -$89.7 million; the TTM figure through Mar 2026 stood at -$1.0 billion (down 809.91% YoY), while the FY2025 annual figure was -$914.0 million, down 559.07% from the prior year.
- Change in Net Loans was -$89.7 million for Q1 2026 at Oceanfirst Financial, up from -$487.6 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $105.5 million in Q2 2024 to a low of -$487.6 million in Q4 2025.
- Historically, Change in Net Loans has averaged -$127.9 million across 5 years, with a median of -$70.0 million in 2025.
- The sharpest annual moves came in 2024 and 2025: Change in Net Loans surged 344.05% in 2024, then plunged 24413.05% in 2025.
- A 5-year view of Change in Net Loans shows it stood at -$188.1 million in 2022, then soared by 82.38% to -$33.1 million in 2023, then soared by 177.42% to $25.6 million in 2024, then tumbled by 2000.85% to -$487.6 million in 2025, then surged by 81.6% to -$89.7 million in 2026.
- The last three Change in Net Loans figures came in at -$89.7 million (Q1 2026), -$487.6 million (Q4 2025), and -$370.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Oceanfirst Financial | 1.03 Bn | 1.03 Bn | -530,000.00 | -89.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -89.71 Mn |
| Dec 31, 2025 | -487.57 Mn |
| Sep 30, 2025 | -370.15 Mn |
| Jun 30, 2025 | -70.00 Mn |
| Mar 31, 2025 | 13.72 Mn |
| Dec 31, 2024 | 25.65 Mn |
| Sep 30, 2024 | -1.51 Mn |
| Jun 30, 2024 | 105.45 Mn |
| Mar 31, 2024 | 69.50 Mn |
| Dec 31, 2023 | -33.13 Mn |
| Sep 30, 2023 | -46.70 Mn |
| Jun 30, 2023 | -43.21 Mn |
| Mar 31, 2023 | -120.51 Mn |
| Dec 31, 2022 | -188.08 Mn |
| Sep 30, 2022 | -292.49 Mn |
| Jun 30, 2022 | -314.86 Mn |
| Mar 31, 2022 | -331.57 Mn |
| Dec 31, 2021 | -353.35 Mn |
| Sep 30, 2021 | -145.67 Mn |
| Jun 30, 2021 | 53.87 Mn |