Oceanfirst Financial (OCFC) Change in Net Loans (2010 - 2026)

Oceanfirst Financial (OCFC) recorded quarterly Change in Net Loans of -$89.7 million in Q1 2026, up 81.6% quarter-over-quarter from -$487.6 million in Q4 2025, and down 753.69% on a YoY basis from $13.7 million in Q1 2025.

Oceanfirst Financial (OCFC) Change in Net Loans (2010 - 2026) Analysis & Trends

Oceanfirst Financial's Change in Net Loans history runs 15 years deep, the most recent figure standing at -$89.7 million for Q1 2026.

  • In Q1 2026, Change in Net Loans fell 753.69% year-over-year to -$89.7 million; the TTM figure through Mar 2026 stood at -$1.0 billion (down 809.91% YoY), while the FY2025 annual figure was -$914.0 million, down 559.07% from the prior year.
  • Change in Net Loans was -$89.7 million for Q1 2026 at Oceanfirst Financial, up from -$487.6 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $105.5 million in Q2 2024 to a low of -$487.6 million in Q4 2025.
  • Historically, Change in Net Loans has averaged -$127.9 million across 5 years, with a median of -$70.0 million in 2025.
  • The sharpest annual moves came in 2024 and 2025: Change in Net Loans surged 344.05% in 2024, then plunged 24413.05% in 2025.
  • A 5-year view of Change in Net Loans shows it stood at -$188.1 million in 2022, then soared by 82.38% to -$33.1 million in 2023, then soared by 177.42% to $25.6 million in 2024, then tumbled by 2000.85% to -$487.6 million in 2025, then surged by 81.6% to -$89.7 million in 2026.
  • The last three Change in Net Loans figures came in at -$89.7 million (Q1 2026), -$487.6 million (Q4 2025), and -$370.1 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -1.25 Mn
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 10.65 Mn
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - -12.69 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Oceanfirst Financial 1.03 Bn 1.03 Bn -530,000.00 -89.71 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -89.71 Mn
Dec 31, 2025 -487.57 Mn
Sep 30, 2025 -370.15 Mn
Jun 30, 2025 -70.00 Mn
Mar 31, 2025 13.72 Mn
Dec 31, 2024 25.65 Mn
Sep 30, 2024 -1.51 Mn
Jun 30, 2024 105.45 Mn
Mar 31, 2024 69.50 Mn
Dec 31, 2023 -33.13 Mn
Sep 30, 2023 -46.70 Mn
Jun 30, 2023 -43.21 Mn
Mar 31, 2023 -120.51 Mn
Dec 31, 2022 -188.08 Mn
Sep 30, 2022 -292.49 Mn
Jun 30, 2022 -314.86 Mn
Mar 31, 2022 -331.57 Mn
Dec 31, 2021 -353.35 Mn
Sep 30, 2021 -145.67 Mn
Jun 30, 2021 53.87 Mn