KPIs & Operating Metrics(New)

Oceanfirst Financial (OCFC) Debt Ratio: 2016-2025

Historic Debt Ratio for Oceanfirst Financial (OCFC) over the last 10 years, with Sep 2025 value amounting to 0.12.

  • Oceanfirst Financial's Debt Ratio rose 80.08% to 0.12 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.12, marking a year-over-year increase of 80.08%. This contributed to the annual value of 0.08 for FY2024, which is 27.49% up from last year.
  • Oceanfirst Financial's Debt Ratio amounted to 0.12 in Q3 2025, which was up 69.06% from 0.07 recorded in Q2 2025.
  • In the past 5 years, Oceanfirst Financial's Debt Ratio ranged from a high of 0.12 in Q3 2025 and a low of 0.02 during Q1 2022.
  • Moreover, its 3-year median value for Debt Ratio was 0.07 (2025), whereas its average is 0.07.
  • Per our database at Business Quant, Oceanfirst Financial's Debt Ratio tumbled by 74.97% in 2021 and then spiked by 521.65% in 2023.
  • Oceanfirst Financial's Debt Ratio (Quarterly) stood at 0.02 in 2021, then soared by 373.54% to 0.09 in 2022, then slumped by 32.18% to 0.06 in 2023, then rose by 27.49% to 0.08 in 2024, then soared by 80.08% to 0.12 in 2025.
  • Its Debt Ratio was 0.12 in Q3 2025, compared to 0.07 in Q2 2025 and 0.07 in Q1 2025.