Oceanfirst Financial Corp (OCFC) Debt Ratio (2010 - 2026)
Oceanfirst Financial's Debt Ratio was 0.07 in Q2 2026, up 5.7% from 0.07 a year earlier but down 8.2% from the prior quarter.
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Analysis
Oceanfirst Financial Corp (OCFC) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Oceanfirst Financial came in at 0.10, up 20.0% from FY2024.
- In earlier years, Debt Ratio was 0.08 in FY2024 (+27.5%), 0.06 in FY2023 (-32.2%), 0.09 in FY2022 (+373.5%) and 0.02 in FY2021 (-5.1%).
- Quarterly Debt Ratio has moved between 0.02 (Q1 2022) and 0.12 (Q3 2025) over five years.
- Compared with a year earlier, Debt Ratio has increased for eight straight quarters, with growth averaging 32.1% over the last eight quarters.
- The best year-over-year quarter for Debt Ratio over five years was Q1 2023 (growth of 521.6%); the worst was Q1 2024 (a decline of 50.6%).
- Per Business Quant data, OCFC's Debt Ratio in the three quarters before Q2 2026 was 0.08 (Q1 2026), 0.10 (Q4 2025) and 0.12 (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.10 |
| Mar 31, 2026 | 0.10 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |
API Access
Oceanfirst Financial Corp Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();