Oceanfirst Financial (OCFC) Debt Ratio (2010 - 2026)
Oceanfirst Financial (OCFC) posted Debt Ratio of 0.07 for Q2 2026, down 8.18% on a QoQ basis from 0.08 in Q1 2026, and up 5.7% year-over-year from 0.07 in Q2 2025.
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Analysis
Oceanfirst Financial (OCFC) Debt Ratio (2010 - 2026) Analysis & Trends
Oceanfirst Financial has reported Debt Ratio for 17 years, with the latest figure at 0.07 in Q2 2026.
- On a quarterly basis, Debt Ratio rose 5.7% year-over-year to 0.07 in Q2 2026; TTM through Jun 2026 was 0.07, a 5.7% increase from a year earlier, with the FY2025 full-year figure at 0.1, up 20.04% from the prior year.
- Debt Ratio was 0.07 for Q2 2026 at Oceanfirst Financial, down from 0.08 in the prior quarter.
- The five-year high for Debt Ratio was 0.12 in Q3 2025, with the low at 0.02 in Q1 2022.
- Average Debt Ratio over 5 years is 0.07, with a median of 0.07 recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 521.65% in 2023, then plunged 50.61% in 2024.
- Over 5 years, Debt Ratio stood at 0.09 in 2022, then slumped by 32.18% to 0.06 in 2023, then climbed by 27.49% to 0.08 in 2024, then gained by 20.04% to 0.1 in 2025, then dropped by 22.4% to 0.07 in 2026.
- The last three Debt Ratio figures came in at 0.07 (Q2 2026), 0.08 (Q1 2026), and 0.1 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | 0.01 |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 0.09 |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 0.09 |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 0.07 |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 0.07 |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | 0.14 |
| 10 | Oceanfirst Financial | 1.22 Bn | 1.22 Bn | -4.36 Mn | 0.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.10 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.06 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.10 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |
API Access
Oceanfirst Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();