Oceanfirst Financial (OCFC) Net Margin (2010 - 2026)
Oceanfirst Financial's Net Margin was -2.31% in Q2 2026, down 18.61 percentage points from 16.30% a year earlier and down 22.18 percentage points from the prior quarter.
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Analysis
Oceanfirst Financial (OCFC) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Oceanfirst Financial's Net Margin was 10.83% through Jun 30, 2026, down 10.14 percentage points year-over-year; for FY2025, it was 16.58%, down 8.42 percentage points from FY2024.
- Net Margin shows a five-year change of +0.76 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 25.00% in FY2024 (+0.20 pp), 24.80% in FY2023 (-7.87 pp), 32.66% in FY2022 (+2.97 pp) and 29.69% in FY2021 (+13.86 pp).
- The Q2 2026 figure marks the lowest quarterly Net Margin since Q3 2020.
- Compared with a year earlier, Net Margin has declined for seven straight quarters, with an average year-over-year change of -6.54 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q3 2021 (a gain of 33.70 percentage points); the worst was Q2 2026 (a drop of 18.61 percentage points).
- Per Business Quant data, OCFC's Net Margin in the three quarters before Q2 2026 was 19.87% (Q1 2026), 12.51% (Q4 2025) and 16.83% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Oceanfirst Financial | 1.27 Bn | 1.27 Bn | - | -2.31% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -2.31% |
| Mar 31, 2026 | 19.87% |
| Dec 31, 2025 | 12.51% |
| Sep 30, 2025 | 16.83% |
| Jun 30, 2025 | 16.30% |
| Mar 31, 2025 | 20.94% |
| Dec 31, 2024 | 21.88% |
| Sep 30, 2024 | 24.88% |
| Jun 30, 2024 | 25.06% |
| Mar 31, 2024 | 28.08% |
| Dec 31, 2023 | 26.76% |
| Sep 30, 2023 | 19.32% |
| Jun 30, 2023 | 26.52% |
| Mar 31, 2023 | 26.65% |
| Dec 31, 2022 | 38.99% |
| Sep 30, 2022 | 33.85% |
| Jun 30, 2022 | 28.43% |
| Mar 31, 2022 | 26.60% |
| Dec 31, 2021 | 24.06% |
| Sep 30, 2021 | 26.62% |
API Access
Oceanfirst Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();