Oceanfirst Financial (OCFC) EBT Margin (2010 - 2026)
Oceanfirst Financial's EBT Margin came in at -1.93% for Q2 2026, down 26.94 percentage points from 25.01% a year earlier and down 28.15 percentage points from the prior quarter.
Oceanfirst Financial (OCFC) EBT Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Oceanfirst Financial reported EBT Margin of 14.45%, down 14.55 percentage points year-over-year; for FY2025, it was 22.85%, down 11.16 percentage points from FY2024.
- EBT Margin carries a five-year change of +1.90 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 34.01% in FY2024 (+0.10 pp), 33.91% in FY2023 (-10.51 pp), 44.42% in FY2022 (+4.61 pp) and 39.81% in FY2021 (+18.87 pp).
- The Q2 2026 figure represents the lowest quarterly EBT Margin since Q3 2020.
- Year-over-year, EBT Margin has declined for seven consecutive quarters, with an average year-over-year change of -9.29 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q3 2021 (a gain of 45.09 percentage points), and the weakest in Q2 2026 (a drop of 26.94 percentage points).
- Business Quant data shows OCFC's EBT Margin at 26.22% (Q1 2026), 16.09% (Q4 2025) and 21.89% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Oceanfirst Financial | 1.27 Bn | 1.27 Bn | - | -1.93% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.93% |
| Mar 31, 2026 | 26.22% |
| Dec 31, 2025 | 16.09% |
| Sep 30, 2025 | 21.89% |
| Jun 30, 2025 | 25.01% |
| Mar 31, 2025 | 28.88% |
| Dec 31, 2024 | 28.51% |
| Sep 30, 2024 | 33.69% |
| Jun 30, 2024 | 33.80% |
| Mar 31, 2024 | 39.84% |
| Dec 31, 2023 | 36.46% |
| Sep 30, 2023 | 26.52% |
| Jun 30, 2023 | 36.50% |
| Mar 31, 2023 | 36.24% |
| Dec 31, 2022 | 52.72% |
| Sep 30, 2022 | 45.99% |
| Jun 30, 2022 | 39.07% |
| Mar 31, 2022 | 36.24% |
| Dec 31, 2021 | 29.71% |
| Sep 30, 2021 | 36.22% |
Oceanfirst Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=OCFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();