Oceanfirst Financial (OCFC) Loans - Loss Allowance (2018 - 2025)

Oceanfirst Financial has reported Loans - Loss Allowance for 8 years, with the latest figure at $79.3 million in Q2 2025.

• For the quarter ending Q2 2025, Loans - Loss Allowance rose 15.15% year-over-year to $79.3 million; the trailing twelve-month figure through Jun 2025 stood at $79.3 million (up 15.15% YoY), and the FY2024 full-year result was $73.6 million, up 9.64% from the prior year.
• Loans - Loss Allowance for Q2 2025 stood at $79.3 million, up from $78.8 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $79.3 million in Q2 2025, with the low at $48.8 million in Q4 2021.
• Average Loans - Loss Allowance over 5 years is $62.0 million, with a median of $61.0 million recorded in 2023.
• Peak annual rise in Loans - Loss Allowance reached 102.38% in 2021, while the deepest fall reached 19.57% in 2021.
• Tracing OCFC's Loans - Loss Allowance over 5 years: stood at $48.8 million in 2021, then grew by 16.32% to $56.8 million in 2022, then gained by 18.15% to $67.1 million in 2023, then increased by 9.64% to $73.6 million in 2024, then increased by 7.69% to $79.3 million in 2025.
• The last three Loans - Loss Allowance figures came in at $79.3 million (Q2 2025), $78.8 million (Q1 2025), and $73.6 million (Q4 2024), per Business Quant data.

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