Oceanfirst Financial (OCFC) Loans - Loss Allowance (2018 - 2025)

Oceanfirst Financial's Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $79.3 million for Q2 2025.

• In Q2 2025, Loans - Loss Allowance rose 15.15% year-over-year to $79.3 million; the TTM figure through Jun 2025 stood at $79.3 million (up 15.15% YoY), while the FY2024 annual figure was $73.6 million, up 9.64% from the prior year.
• Loans - Loss Allowance was $79.3 million for Q2 2025 at Oceanfirst Financial, up from $78.8 million in the prior quarter.
• In the past five years, Loans - Loss Allowance ranged from a high of $79.3 million in Q2 2025 to a low of $48.8 million in Q4 2021.
• Historically, Loans - Loss Allowance has averaged $62.0 million across 5 years, with a median of $61.0 million in 2023.
• Biggest YoY gain for Loans - Loss Allowance was 102.38% in 2021; the steepest drop was 19.57% in 2021.
• A 5-year view of Loans - Loss Allowance shows it stood at $48.8 million in 2021, then climbed by 16.32% to $56.8 million in 2022, then rose by 18.15% to $67.1 million in 2023, then grew by 9.64% to $73.6 million in 2024, then grew by 7.69% to $79.3 million in 2025.
• The last three Loans - Loss Allowance figures came in at $79.3 million (Q2 2025), $78.8 million (Q1 2025), and $73.6 million (Q4 2024), per Business Quant data.