Oceanfirst Financial (OCFC) Loans - Loss Allowance (2018 - 2025)

Oceanfirst Financial's Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $79.3 million for Q2 2025.

• On a quarterly basis, Loans - Loss Allowance rose 15.15% year-over-year to $79.3 million in Q2 2025; TTM through Jun 2025 was $79.3 million, a 15.15% increase from a year earlier, with the FY2024 full-year figure at $73.6 million, up 9.64% from the prior year.
• Loans - Loss Allowance rose to $79.3 million in Q2 2025 per OCFC's latest filing, from $78.8 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $79.3 million in Q2 2025 and bottomed at $48.8 million in Q4 2021.
• The 5-year median for Loans - Loss Allowance is $61.0 million (2023), against an average of $62.0 million.
• Biggest YoY gain for Loans - Loss Allowance was 102.38% in 2021; the steepest drop was 19.57% in 2021.
• Year by year, Loans - Loss Allowance stood at $48.8 million in 2021, then climbed by 16.32% to $56.8 million in 2022, then rose by 18.15% to $67.1 million in 2023, then grew by 9.64% to $73.6 million in 2024, then grew by 7.69% to $79.3 million in 2025.
• Per Business Quant, the three latest OCFC Loans - Loss Allowance figures stand at $79.3 million (Q2 2025), $78.8 million (Q1 2025), and $73.6 million (Q4 2024).