Oceanfirst Financial (OCFC) Loans - Loss Allowance (2018 - 2026)
Oceanfirst Financial (OCFC) posted Loans - Loss Allowance of $86.1 million for Q1 2026, up 8.63% on a QoQ basis from $79.3 million in Q2 2025, and up 9.28% year-over-year from $78.8 million in Q1 2025.
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Analysis
Oceanfirst Financial (OCFC) Loans - Loss Allowance (2018 - 2026) Analysis & Trends
Oceanfirst Financial has reported Loans - Loss Allowance for 9 years, with the latest figure at $86.1 million in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 9.28% year-over-year to $86.1 million in Q1 2026; TTM through Mar 2026 was $86.1 million, a 9.28% increase from a year earlier, with the FY2024 full-year figure at $73.6 million, up 9.64% from the prior year.
- Loans - Loss Allowance was $86.1 million for Q1 2026 at Oceanfirst Financial, up from $79.3 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $86.1 million in Q1 2026, with the low at $50.6 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $65.9 million, with a median of $67.1 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance decreased 15.64% in 2022, then rose 19.35% in 2023.
- Over 5 years, Loans - Loss Allowance stood at $56.8 million in 2022, then gained by 18.15% to $67.1 million in 2023, then increased by 9.64% to $73.6 million in 2024, then increased by 7.69% to $79.3 million in 2025, then grew by 8.63% to $86.1 million in 2026.
- The last three Loans - Loss Allowance figures came in at $86.1 million (Q1 2026), $79.3 million (Q2 2025), and $78.8 million (Q1 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | - |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 1.49 Bn |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | 1.48 Bn |
| 10 | Oceanfirst Financial | 1.22 Bn | 1.22 Bn | -4.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 86.11 Mn |
| Jun 30, 2025 | 79.27 Mn |
| Mar 31, 2025 | 78.80 Mn |
| Dec 31, 2024 | 73.61 Mn |
| Sep 30, 2024 | 69.07 Mn |
| Jun 30, 2024 | 68.84 Mn |
| Mar 31, 2024 | 67.17 Mn |
| Dec 31, 2023 | 67.14 Mn |
| Sep 30, 2023 | 63.88 Mn |
| Jun 30, 2023 | 61.79 Mn |
| Mar 31, 2023 | 60.20 Mn |
| Dec 31, 2022 | 56.82 Mn |
| Sep 30, 2022 | 53.52 Mn |
| Jun 30, 2022 | 52.06 Mn |
| Mar 31, 2022 | 50.60 Mn |
| Dec 31, 2021 | 48.85 Mn |
| Sep 30, 2021 | 50.15 Mn |
| Jun 30, 2021 | 53.88 Mn |
| Mar 31, 2021 | 59.98 Mn |
| Dec 31, 2020 | 60.74 Mn |
API Access
Oceanfirst Financial Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OCFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "OCFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OCFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();