KPIs & Operating Metrics(New)

Oceanfirst Financial (OCFC) Loans - Loss Allowance (2018 - 2025)

Oceanfirst Financial has reported Loans - Loss Allowance over the past 8 years, most recently at $79.3 million for Q2 2025.

  • Quarterly results put Loans - Loss Allowance at $79.3 million for Q2 2025, up 15.15% from a year ago — trailing twelve months through Jun 2025 was $79.3 million (up 15.15% YoY), and the annual figure for FY2023 was $67.1 million, up 18.15%.
  • Loans - Loss Allowance for Q2 2025 was $79.3 million at Oceanfirst Financial, up from $78.8 million in the prior quarter.
  • Over the last five years, Loans - Loss Allowance for OCFC hit a ceiling of $79.3 million in Q2 2025 and a floor of $48.8 million in Q4 2021.
  • Median Loans - Loss Allowance over the past 5 years was $60.2 million (2023), compared with a mean of $61.3 million.
  • Peak annual rise in Loans - Loss Allowance hit 102.38% in 2021, while the deepest fall reached 19.57% in 2021.
  • Oceanfirst Financial's Loans - Loss Allowance stood at $48.8 million in 2021, then grew by 16.32% to $56.8 million in 2022, then grew by 18.15% to $67.1 million in 2023, then grew by 2.87% to $69.1 million in 2024, then rose by 14.77% to $79.3 million in 2025.
  • The last three reported values for Loans - Loss Allowance were $79.3 million (Q2 2025), $78.8 million (Q1 2025), and $69.1 million (Q3 2024) per Business Quant data.