KPIs & Operating Metrics(New)

Oceanfirst Financial (OCFC) Card Income (2016 - 2025)

Oceanfirst Financial has reported Card Income over the past 10 years, most recently at $1.8 million for Q4 2025.

  • Quarterly results put Card Income at $1.8 million for Q4 2025, up 12.16% from a year ago — trailing twelve months through Dec 2025 was $6.5 million (up 5.44% YoY), and the annual figure for FY2025 was $6.5 million, up 5.44%.
  • Card Income for Q4 2025 was $1.8 million at Oceanfirst Financial, up from $1.7 million in the prior quarter.
  • Over the last five years, Card Income for OCFC hit a ceiling of $3.6 million in Q2 2021 and a floor of $1.3 million in Q1 2023.
  • Median Card Income over the past 5 years was $1.6 million (2024), compared with a mean of $2.1 million.
  • Biggest five-year swings in Card Income: surged 31.01% in 2021 and later tumbled 56.56% in 2022.
  • Oceanfirst Financial's Card Income stood at $3.3 million in 2021, then tumbled by 56.56% to $1.4 million in 2022, then increased by 6.54% to $1.5 million in 2023, then rose by 4.18% to $1.6 million in 2024, then rose by 12.16% to $1.8 million in 2025.
  • The last three reported values for Card Income were $1.8 million (Q4 2025), $1.7 million (Q3 2025), and $1.6 million (Q2 2025) per Business Quant data.