Oceanfirst Financial (OCFC) FCF Payout Ratio (2010 - 2025)

Oceanfirst Financial's (OCFC) quarterly FCF Payout Ratio came in at 0.35 in Q4 2025, down 31.04% quarter-over-quarter from 0.5 in Q3 2025.

Oceanfirst Financial (OCFC) FCF Payout Ratio (2010 - 2025) Analysis & Trends

Oceanfirst Financial's FCF Payout Ratio history runs 14 years deep, the most recent figure standing at 0.35 for Q4 2025.

  • On a quarterly basis, FCF Payout Ratio changed N/A year-over-year to 0.35 in Q4 2025; TTM through Mar 2026 was 0.33, a 6.25% decrease from a year earlier, with the FY2025 full-year figure at 0.61, changed N/A from the prior year.
  • FCF Payout Ratio eased to 0.35 in Q4 2025 per OCFC's latest filing, from 0.5 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 29.91 in Q4 2021 and bottomed at 7.43 in Q3 2021.
  • The 5-year median for FCF Payout Ratio is 0.35 (2021), against an average of 1.35.
  • Across the five-year window, FCF Payout Ratio tumbled 2803.12% in 2021 and surged 814.05% in 2024, its largest moves.
  • Year by year, FCF Payout Ratio stood at 29.91 in 2021, then plunged by 99.15% to 0.25 in 2022, then tumbled by 277.3% to 0.45 in 2023, then soared by 341.27% to 1.09 in 2024, then sank by 68.25% to 0.35 in 2025.
  • Per Business Quant, the three latest OCFC FCF Payout Ratio figures stand at 0.35 (Q4 2025), 0.5 (Q3 2025), and 0.47 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Oceanfirst Financial 1.23 Bn 1.23 Bn -530,000.00 -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.35
Sep 30, 2025 0.50
Jun 30, 2025 0.47
Mar 31, 2025 -3.48
Sep 30, 2024 1.09
Jun 30, 2024 1.31
Dec 31, 2023 -0.45
Sep 30, 2023 0.72
Jun 30, 2023 -0.18
Mar 31, 2023 0.57
Dec 31, 2022 0.25
Sep 30, 2022 0.42
Jun 30, 2022 -0.16
Mar 31, 2022 0.22
Dec 31, 2021 29.91
Sep 30, 2021 -7.43
Jun 30, 2021 -0.12
Mar 31, 2021 0.35
Dec 31, 2020 -18.81
Sep 30, 2020 0.27