Oceanfirst Financial (OCFC) FCF Payout Ratio (2010 - 2025)
Oceanfirst Financial's (OCFC) quarterly FCF Payout Ratio came in at 0.35 in Q4 2025, down 31.04% quarter-over-quarter from 0.5 in Q3 2025.
Oceanfirst Financial (OCFC) FCF Payout Ratio (2010 - 2025) Analysis & Trends
Oceanfirst Financial's FCF Payout Ratio history runs 14 years deep, the most recent figure standing at 0.35 for Q4 2025.
- On a quarterly basis, FCF Payout Ratio changed N/A year-over-year to 0.35 in Q4 2025; TTM through Mar 2026 was 0.33, a 6.25% decrease from a year earlier, with the FY2025 full-year figure at 0.61, changed N/A from the prior year.
- FCF Payout Ratio eased to 0.35 in Q4 2025 per OCFC's latest filing, from 0.5 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 29.91 in Q4 2021 and bottomed at 7.43 in Q3 2021.
- The 5-year median for FCF Payout Ratio is 0.35 (2021), against an average of 1.35.
- Across the five-year window, FCF Payout Ratio tumbled 2803.12% in 2021 and surged 814.05% in 2024, its largest moves.
- Year by year, FCF Payout Ratio stood at 29.91 in 2021, then plunged by 99.15% to 0.25 in 2022, then tumbled by 277.3% to 0.45 in 2023, then soared by 341.27% to 1.09 in 2024, then sank by 68.25% to 0.35 in 2025.
- Per Business Quant, the three latest OCFC FCF Payout Ratio figures stand at 0.35 (Q4 2025), 0.5 (Q3 2025), and 0.47 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Oceanfirst Financial | 1.23 Bn | 1.23 Bn | -530,000.00 | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.35 |
| Sep 30, 2025 | 0.50 |
| Jun 30, 2025 | 0.47 |
| Mar 31, 2025 | -3.48 |
| Sep 30, 2024 | 1.09 |
| Jun 30, 2024 | 1.31 |
| Dec 31, 2023 | -0.45 |
| Sep 30, 2023 | 0.72 |
| Jun 30, 2023 | -0.18 |
| Mar 31, 2023 | 0.57 |
| Dec 31, 2022 | 0.25 |
| Sep 30, 2022 | 0.42 |
| Jun 30, 2022 | -0.16 |
| Mar 31, 2022 | 0.22 |
| Dec 31, 2021 | 29.91 |
| Sep 30, 2021 | -7.43 |
| Jun 30, 2021 | -0.12 |
| Mar 31, 2021 | 0.35 |
| Dec 31, 2020 | -18.81 |
| Sep 30, 2020 | 0.27 |