Esquire Financial Holdings (ESQ) Net Margin (2016 - 2026)
Esquire Financial Holdings (ESQ) posted Net Margin of 30.8% for Q2 2026, up 2.06% on a QoQ basis from 30.18% in Q1 2026, and down 238.0% year-over-year from 22.32% in Q2 2025.
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Esquire Financial Holdings (ESQ) Net Margin (2016 - 2026) Analysis & Trends
Esquire Financial Holdings has reported Net Margin for 11 years, with the latest figure at 30.8% in Q2 2026.
- On a quarterly basis, Net Margin fell 238.0% year-over-year to 30.8% in Q2 2026; TTM through Jun 2026 was 33.04%, a 63.0% decrease from a year earlier, with the FY2025 full-year figure at 34.68%, up 59.0% from the prior year.
- Net Margin was 30.8% for Q2 2026 at Esquire Financial Holdings, up from 30.18% in the prior quarter.
- The five-year high for Net Margin was 220.91% in Q1 2023, with the low at 25.34% in Q4 2023.
- Average Net Margin over 5 years is 70.54%, with a median of 34.6% recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Net Margin surged 12043 bps in 2023, then plunged 18653 bps in 2024.
- Over 5 years, Net Margin stood at 137.55% in 2022, then slumped by 82 bps to 25.34% in 2023, then advanced by 27 bps to 32.21% in 2024, then rose by 6 bps to 34.18% in 2025, then declined by 10 bps to 30.8% in 2026.
- The last three Net Margin figures came in at 30.8% (Q2 2026), 30.18% (Q1 2026), and 34.18% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | Esquire Financial Holdings | 984.06 Mn | 741.88 Mn | - | 30.80% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.80% |
| Mar 31, 2026 | 30.18% |
| Dec 31, 2025 | 34.18% |
| Sep 30, 2025 | 37.41% |
| Jun 30, 2025 | 33.18% |
| Mar 31, 2025 | 33.79% |
| Dec 31, 2024 | 32.21% |
| Sep 30, 2024 | 35.59% |
| Jun 30, 2024 | 34.27% |
| Mar 31, 2024 | 34.38% |
| Dec 31, 2023 | 25.34% |
| Sep 30, 2023 | 34.82% |
| Jun 30, 2023 | 158.10% |
| Mar 31, 2023 | 220.91% |
| Dec 31, 2022 | 137.55% |
| Sep 30, 2022 | 141.28% |
| Jun 30, 2022 | 115.20% |
| Mar 31, 2022 | 100.49% |
| Dec 31, 2021 | 137.12% |
| Sep 30, 2021 | 48.19% |