Esquire Financial Holdings (ESQ) Provisions (2016 - 2026)
Esquire Financial Holdings' Provisions was $2.9 million in Q2 2026, down 17.7% from $3.53 million a year earlier but up 7.4% from the prior quarter.
Esquire Financial Holdings (ESQ) Provisions (2016 - 2026) Analysis & Trends
On a trailing twelve-month basis, Esquire Financial Holdings' Provisions was $10.25 million through Jun 30, 2026, up 32.7% year-over-year; for FY2025, it was $9.68 million, up 105.9% from FY2024.
- Provisions has now increased for three consecutive years, with a five-year compound annual growth rate of 9.1% (FY2020 to FY2025).
- In earlier years, Provisions was $4.7 million in FY2024 (+3.9%), $4.53 million in FY2023 (+29.7%), $3.49 million in FY2022 (-49.8%) and $6.96 million in FY2021 (+11.3%).
- Quarterly Provisions has moved between $500,000 (Q1 2023) and $3.75 million (Q3 2021) over five years.
- Compared with a year earlier, Provisions was higher in six of the last eight quarters, with growth averaging 63.4%.
- The best year-over-year quarter for Provisions over five years was Q3 2021 (growth of 316.7%); the worst was Q3 2022 (a decline of 82.7%).
- Per Business Quant data, ESQ's Provisions in the three quarters before Q2 2026 was $2.7 million (Q1 2026), $2.9 million (Q4 2025) and $1.75 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 914.00 Mn |
| 10 | Esquire Financial Holdings | 1.01 Bn | 65.48 Mn | - | 2.90 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.90 Mn |
| Mar 31, 2026 | 2.70 Mn |
| Dec 31, 2025 | 2.90 Mn |
| Sep 30, 2025 | 1.75 Mn |
| Jun 30, 2025 | 3.53 Mn |
| Mar 31, 2025 | 1.50 Mn |
| Dec 31, 2024 | 1.70 Mn |
| Sep 30, 2024 | 1.00 Mn |
| Jun 30, 2024 | 1.00 Mn |
| Mar 31, 2024 | 1.00 Mn |
| Dec 31, 2023 | 1.50 Mn |
| Sep 30, 2023 | 1.20 Mn |
| Jun 30, 2023 | 1.33 Mn |
| Mar 31, 2023 | 500,000.00 |
| Dec 31, 2022 | 1.35 Mn |
| Sep 30, 2022 | 650,000.00 |
| Jun 30, 2022 | 850,000.00 |
| Mar 31, 2022 | 640,000.00 |
| Dec 31, 2021 | 555,000.00 |
| Sep 30, 2021 | 3.75 Mn |
Esquire Financial Holdings Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=ESQ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "ESQ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=ESQ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();