Esquire Financial Holdings (ESQ) Interest Coverage Ratio (2016 - 2026)
Esquire Financial Holdings (ESQ) posted quarterly Interest Coverage Ratio of 1.84 for Q1 2026, down 62.84% year-over-year from 4.96 in Q1 2025, and down 8.82% quarter-over-quarter from 2.02 in Q4 2025.
Esquire Financial Holdings (ESQ) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
Esquire Financial Holdings' Interest Coverage Ratio history runs 11 years deep, the most recent figure standing at 1.84 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 62.84% year-over-year to 1.84; the TTM figure through Mar 2026 stood at 7.85 (up 47.52% YoY), while the FY2025 annual figure was 4.66, up 17.34% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.84, down from 2.02 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 31.64 in Q2 2022, with the low at 1.52 in Q2 2025.
- The 5-year median for Interest Coverage Ratio is 5.69 (2024), against an average of 10.48.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 50.77% in 2022, then plunged 76.77% in 2023.
- Esquire Financial Holdings' Interest Coverage Ratio stood at 18.39 in 2022, then tumbled by 69.48% to 5.61 in 2023, then declined by 10.42% to 5.03 in 2024, then sank by 59.82% to 2.02 in 2025, then decreased by 8.82% to 1.84 in 2026.
- Business Quant data shows ESQ's Interest Coverage Ratio at 1.84 in Q1 2026, 2.02 in Q4 2025, and 1.68 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.40 Bn | 84.21 Bn | - | - |
| 2 | Pnc Financial Services | 98.23 Bn | 98.23 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.46 Bn | 96.46 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.90 Bn | -81.41 Bn | - | 1.49 |
| 7 | Nu Holdings | 69.35 Bn | 55.67 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.87 Bn | 61.87 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 50.14 Bn | 26.41 Bn | - | 1.90 |
| 10 | Esquire Financial Holdings | 948.89 Mn | 706.71 Mn | - | 4.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.81 |
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 2.02 |
| Sep 30, 2025 | 1.68 |
| Jun 30, 2025 | 1.52 |
| Mar 31, 2025 | 4.96 |
| Dec 31, 2024 | 5.03 |
| Sep 30, 2024 | 5.75 |
| Jun 30, 2024 | 5.69 |
| Mar 31, 2024 | 5.26 |
| Dec 31, 2023 | 5.61 |
| Sep 30, 2023 | 7.11 |
| Jun 30, 2023 | 7.35 |
| Mar 31, 2023 | 16.40 |
| Dec 31, 2022 | 18.39 |
| Sep 30, 2022 | 26.40 |
| Jun 30, 2022 | 31.64 |
| Mar 31, 2022 | 31.54 |
| Dec 31, 2021 | 49.79 |
| Sep 30, 2021 | 17.51 |