Esquire Financial Holdings (ESQ) Interest Coverage Ratio (2016 - 2026)
Esquire Financial Holdings' quarterly Interest Coverage Ratio came in at 4.4 in Q1 2026, down 11.52% year-on-year from 4.97 in Q1 2025, and down 2.56% quarter-over-quarter from 4.52 in Q4 2025.
Esquire Financial Holdings has reported Interest Coverage Ratio for 11 years, with the latest figure at 4.4 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 11.52% year-over-year to 4.4; the trailing twelve-month figure through Mar 2026 stood at 4.53 (down 14.93% YoY), and the FY2025 full-year result was 0.77, down 16.99% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 4.4, down from 4.52 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 31.64 in Q2 2022, with the low at 4.4 in Q1 2026.
- Average Interest Coverage Ratio over 5 years is 11.14, with a median of 5.69 recorded in 2024.
- Year-over-year, Interest Coverage Ratio soared 50.77% in 2022 and sank 76.77% in 2023.
- Tracing ESQ's Interest Coverage Ratio over 5 years: stood at 18.39 in 2022, then sank by 69.16% to 5.67 in 2023, then retreated by 11.5% to 5.02 in 2024, then declined by 10.03% to 4.52 in 2025, then declined by 2.56% to 4.4 in 2026.
- The last three Interest Coverage Ratio figures came in at 4.4 (Q1 2026), 4.52 (Q4 2025), and 4.64 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Esquire Financial Holdings | 914.40 Mn | 692.18 Mn | - | 4.40 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.40 |
| Dec 31, 2025 | 4.52 |
| Sep 30, 2025 | 4.64 |
| Jun 30, 2025 | 4.56 |
| Mar 31, 2025 | 4.97 |
| Dec 31, 2024 | 5.02 |
| Sep 30, 2024 | 5.75 |
| Jun 30, 2024 | 5.69 |
| Mar 31, 2024 | 5.26 |
| Dec 31, 2023 | 5.67 |
| Sep 30, 2023 | 7.11 |
| Jun 30, 2023 | 7.35 |
| Mar 31, 2023 | 16.40 |
| Dec 31, 2022 | 18.39 |
| Sep 30, 2022 | 26.40 |
| Jun 30, 2022 | 31.64 |
| Mar 31, 2022 | 31.54 |
| Dec 31, 2021 | 33.74 |
| Sep 30, 2021 | 17.51 |
| Jun 30, 2021 | 32.95 |
| Mar 31, 2021 | 29.35 |
| Dec 31, 2020 | 25.91 |
| Sep 30, 2020 | 17.98 |
| Jun 30, 2020 | 12.72 |
| Mar 31, 2020 | 9.97 |
| Dec 31, 2019 | 11.07 |
| Sep 30, 2019 | 7.91 |
| Jun 30, 2019 | 7.46 |
| Mar 31, 2019 | 8.39 |
| Dec 31, 2018 | 9.33 |
| Sep 30, 2018 | 7.67 |
| Jun 30, 2018 | 14.60 |
| Mar 31, 2018 | 16.36 |
| Dec 31, 2017 | 18.12 |
| Sep 30, 2017 | 15.62 |
| Jun 30, 2017 | 12.10 |
| Mar 31, 2017 | 10.67 |
| Dec 31, 2016 | 9.13 |
| Sep 30, 2016 | 9.52 |
| Jun 30, 2016 | 10.29 |