Esquire Financial Holdings (ESQ) Interest Coverage Ratio (2016 - 2026)

Esquire Financial Holdings' (ESQ) quarterly Interest Coverage Ratio came in at 1.84 in Q1 2026, down 62.84% year-on-year from 4.96 in Q1 2025, and down 59.2% quarter-over-quarter from 4.52 in Q4 2025.

Esquire Financial Holdings (ESQ) Interest Coverage Ratio (2016 - 2026) Analysis & Trends

Esquire Financial Holdings' Interest Coverage Ratio history runs 11 years deep, the most recent figure standing at 1.84 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 62.84% year-over-year to 1.84 in Q1 2026; TTM through Mar 2026 was 7.25, a 6.21% increase from a year earlier, with the FY2025 full-year figure at 4.66, up 17.34% from the prior year.
  • Interest Coverage Ratio slipped to 1.84 in Q1 2026 per ESQ's latest filing, from 4.52 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 68.54 in Q4 2024 and bottomed at 1.52 in Q2 2025.
  • The 5-year median for Interest Coverage Ratio is 5.75 (2024), against an average of 14.24.
  • Across the five-year window, Interest Coverage Ratio soared 2335.7% in 2024 and sank 93.41% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 19.13 in 2022, then plunged by 85.29% to 2.81 in 2023, then surged by 2335.7% to 68.54 in 2024, then sank by 93.41% to 4.52 in 2025, then slumped by 59.2% to 1.84 in 2026.
  • Per Business Quant, the three latest ESQ Interest Coverage Ratio figures stand at 1.84 (Q1 2026), 4.52 (Q4 2025), and 1.68 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Esquire Financial Holdings 51.93 Bn 51.71 Bn - 1.84

Historic Data

Download Data
DateValue
Mar 31, 2026 1.84
Dec 31, 2025 4.52
Sep 30, 2025 1.68
Jun 30, 2025 1.52
Mar 31, 2025 4.96
Dec 31, 2024 68.54
Sep 30, 2024 5.75
Jun 30, 2024 5.69
Mar 31, 2024 5.26
Dec 31, 2023 2.81
Sep 30, 2023 7.11
Jun 30, 2023 7.35
Mar 31, 2023 16.40
Dec 31, 2022 19.13
Sep 30, 2022 26.40
Jun 30, 2022 31.64
Mar 31, 2022 31.54
Dec 31, 2021 24.27
Sep 30, 2021 17.51
Jun 30, 2021 32.95