Esquire Financial Holdings (ESQ) Times Interest Earned (2016 - 2026)
Esquire Financial Holdings' (ESQ) quarterly Times Interest Earned came in at $1.84 in Q1 2026, down 62.84% year-on-year from $4.96 in Q1 2025, and down 59.2% quarter-over-quarter from $4.52 in Q4 2025.
Esquire Financial Holdings (ESQ) Times Interest Earned (2016 - 2026) Analysis & Trends
Esquire Financial Holdings' Times Interest Earned history runs 11 years deep, the most recent figure standing at $1.84 for Q1 2026.
- On a quarterly basis, Times Interest Earned fell 62.84% year-over-year to $1.84 in Q1 2026; TTM through Mar 2026 was $7.25, a 6.21% increase from a year earlier, with the FY2025 full-year figure at $4.66, up 17.34% from the prior year.
- Times Interest Earned slipped to $1.84 in Q1 2026 per ESQ's latest filing, from $4.52 in the prior quarter.
- Across five years, Times Interest Earned topped out at $68.54 in Q4 2024 and bottomed at $1.52 in Q2 2025.
- The 5-year median for Times Interest Earned is $5.75 (2024), against an average of $14.24.
- Across the five-year window, Times Interest Earned soared 2335.7% in 2024 and sank 93.41% in 2025, its largest moves.
- Year by year, Times Interest Earned stood at $19.13 in 2022, then plunged by 85.29% to $2.81 in 2023, then surged by 2335.7% to $68.54 in 2024, then sank by 93.41% to $4.52 in 2025, then slumped by 59.2% to $1.84 in 2026.
- Per Business Quant, the three latest ESQ Times Interest Earned figures stand at $1.84 (Q1 2026), $4.52 (Q4 2025), and $1.68 (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Esquire Financial Holdings | 51.93 Bn | 51.71 Bn | - | 1.84 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 4.52 |
| Sep 30, 2025 | 1.68 |
| Jun 30, 2025 | 1.52 |
| Mar 31, 2025 | 4.96 |
| Dec 31, 2024 | 68.54 |
| Sep 30, 2024 | 5.75 |
| Jun 30, 2024 | 5.69 |
| Mar 31, 2024 | 5.26 |
| Dec 31, 2023 | 2.81 |
| Sep 30, 2023 | 7.11 |
| Jun 30, 2023 | 7.35 |
| Mar 31, 2023 | 16.40 |
| Dec 31, 2022 | 19.13 |
| Sep 30, 2022 | 26.40 |
| Jun 30, 2022 | 31.64 |
| Mar 31, 2022 | 31.54 |
| Dec 31, 2021 | 24.27 |
| Sep 30, 2021 | 17.51 |
| Jun 30, 2021 | 32.95 |