Esquire Financial Holdings (ESQ) Times Interest Earned (2016 - 2026)
Esquire Financial Holdings (ESQ) recorded quarterly Times Interest Earned of $4.4 in Q1 2026, down 2.56% quarter-over-quarter from $4.52 in Q4 2025, and down 11.52% on a YoY basis from $4.97 in Q1 2025.
Esquire Financial Holdings (ESQ) Times Interest Earned (2016 - 2026) Analysis & Trends
Esquire Financial Holdings' Times Interest Earned history runs 11 years deep, the most recent figure standing at $4.4 for Q1 2026.
- In Q1 2026, Times Interest Earned fell 11.52% year-over-year to $4.4; the TTM figure through Mar 2026 stood at $4.53 (down 14.93% YoY), while the FY2025 annual figure was $0.77, down 16.99% from the prior year.
- Times Interest Earned was $4.4 for Q1 2026 at Esquire Financial Holdings, down from $4.52 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $31.64 in Q2 2022 to a low of $4.4 in Q1 2026.
- Historically, Times Interest Earned has averaged $11.14 across 5 years, with a median of $5.69 in 2024.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned jumped 50.77% in 2022, then sank 76.77% in 2023.
- A 5-year view of Times Interest Earned shows it stood at $18.39 in 2022, then slumped by 69.16% to $5.67 in 2023, then fell by 11.5% to $5.02 in 2024, then dropped by 10.03% to $4.52 in 2025, then dropped by 2.56% to $4.4 in 2026.
- The last three Times Interest Earned figures came in at $4.4 (Q1 2026), $4.52 (Q4 2025), and $4.64 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Esquire Financial Holdings | 953.77 Mn | 731.55 Mn | - | 4.40 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.40 |
| Dec 31, 2025 | 4.52 |
| Sep 30, 2025 | 4.64 |
| Jun 30, 2025 | 4.56 |
| Mar 31, 2025 | 4.97 |
| Dec 31, 2024 | 5.02 |
| Sep 30, 2024 | 5.75 |
| Jun 30, 2024 | 5.69 |
| Mar 31, 2024 | 5.26 |
| Dec 31, 2023 | 5.67 |
| Sep 30, 2023 | 7.11 |
| Jun 30, 2023 | 7.35 |
| Mar 31, 2023 | 16.40 |
| Dec 31, 2022 | 18.39 |
| Sep 30, 2022 | 26.40 |
| Jun 30, 2022 | 31.64 |
| Mar 31, 2022 | 31.54 |
| Dec 31, 2021 | 33.74 |
| Sep 30, 2021 | 17.51 |
| Jun 30, 2021 | 32.95 |