Esquire Financial Holdings ESQ
NASDAQ ESQ
$119.25 +1.73 (+1.47%)
As of: Sep 10, 2026 · 3:59 PM EDT

Esquire Financial Holdings (ESQ) Times Interest Earned (2016 - 2026)

Esquire Financial Holdings (ESQ) posted Times Interest Earned of 4.26 for Q2 2026, down 3.1% on a QoQ basis from 4.4 in Q1 2026, and down 6.49% year-over-year from 4.56 in Q2 2025.

Analysis

Esquire Financial Holdings (ESQ) Times Interest Earned (2016 - 2026) Analysis & Trends

Esquire Financial Holdings has reported Times Interest Earned for 11 years, with the latest figure at 4.26 in Q2 2026.

  • On a quarterly basis, Times Interest Earned fell 6.49% year-over-year to 4.26 in Q2 2026; TTM through Jun 2026 was 4.45, a 11.67% decrease from a year earlier, with the FY2025 full-year figure at 4.66, down 13.85% from the prior year.
  • Times Interest Earned was 4.26 for Q2 2026 at Esquire Financial Holdings, down from 4.4 in the prior quarter.
  • The five-year high for Times Interest Earned was 31.64 in Q2 2022, with the low at 4.26 in Q2 2026.
  • Average Times Interest Earned over 5 years is 10.76, with a median of 5.68 recorded in 2023.
  • The sharpest annual moves came in 2022 and 2023: Times Interest Earned surged 50.77% in 2022, then plunged 76.77% in 2023.
  • Over 5 years, Times Interest Earned stood at 18.39 in 2022, then sank by 69.16% to 5.67 in 2023, then retreated by 11.5% to 5.02 in 2024, then declined by 10.03% to 4.52 in 2025, then declined by 5.58% to 4.26 in 2026.
  • The last three Times Interest Earned figures came in at 4.26 (Q2 2026), 4.4 (Q1 2026), and 4.52 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - 0.09
2 Truist Financial 61.64 Bn 61.64 Bn - 1.77
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 1.90
4 M&T Bank 34.88 Bn 34.88 Bn - 2.28
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 1.67
6 Citizens Financial 29.46 Bn 29.46 Bn - 1.83
7 Regions Financial 25.57 Bn 25.57 Bn - 2.52
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn -1.27
9 Keycorp 23.27 Bn -24.42 Bn - 1.80
10 Esquire Financial Holdings 984.06 Mn 741.88 Mn - 4.26
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 4.26
Mar 31, 2026 4.40
Dec 31, 2025 4.52
Sep 30, 2025 4.64
Jun 30, 2025 4.56
Mar 31, 2025 4.97
Dec 31, 2024 5.02
Sep 30, 2024 5.75
Jun 30, 2024 5.69
Mar 31, 2024 5.26
Dec 31, 2023 5.67
Sep 30, 2023 7.11
Jun 30, 2023 7.35
Mar 31, 2023 16.40
Dec 31, 2022 18.39
Sep 30, 2022 26.40
Jun 30, 2022 31.64
Mar 31, 2022 31.54
Dec 31, 2021 33.74
Sep 30, 2021 17.51