Esquire Financial Holdings (ESQ) Loans - Loss Allowance (2016 - 2026)
Esquire Financial Holdings (ESQ) reported Loans - Loss Allowance of $24.72 million for Q2 2026, up 27.4% from $19.41 million a year earlier and up 5.0% from the prior quarter.
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Analysis
Esquire Financial Holdings (ESQ) Loans - Loss Allowance (2016 - 2026) Analysis & Trends
At the end of FY2025, Esquire Financial Holdings posted Loans - Loss Allowance of $24.02 million, up 14.5% from FY2024.
- Loans - Loss Allowance has increased for four consecutive years, with a five-year compound annual growth rate of 16.1% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $20.98 million in FY2024 (+26.1%), $16.63 million in FY2023 (+36.1%), $12.22 million in FY2022 (+34.7%) and $9.08 million in FY2021 (-20.4%).
- The Q2 2026 figure ranks as the highest quarterly Loans - Loss Allowance in data going back to Q2 2016.
- Year over year, Loans - Loss Allowance has now increased in each of the last 16 quarters, with growth averaging 17.5% over the last eight quarters.
- The high point for year-over-year Loans - Loss Allowance in five years was Q3 2023 (growth of 40.8%); the low point was Q1 2022 (a decline of 32.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $23.54 million (Q1 2026), $24.02 million (Q4 2025) and $21.12 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Esquire Financial Holdings | 1.01 Bn | 65.48 Mn | - | 24.72 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.72 Mn |
| Mar 31, 2026 | 23.54 Mn |
| Dec 31, 2025 | 24.02 Mn |
| Sep 30, 2025 | 21.12 Mn |
| Jun 30, 2025 | 19.41 Mn |
| Mar 31, 2025 | 19.46 Mn |
| Dec 31, 2024 | 20.98 Mn |
| Sep 30, 2024 | 19.45 Mn |
| Jun 30, 2024 | 18.52 Mn |
| Mar 31, 2024 | 17.52 Mn |
| Dec 31, 2023 | 16.63 Mn |
| Sep 30, 2023 | 15.33 Mn |
| Jun 30, 2023 | 14.18 Mn |
| Mar 31, 2023 | 12.95 Mn |
| Dec 31, 2022 | 12.22 Mn |
| Sep 30, 2022 | 10.89 Mn |
| Jun 30, 2022 | 10.27 Mn |
| Mar 31, 2022 | 9.49 Mn |
| Dec 31, 2021 | 9.08 Mn |
| Sep 30, 2021 | 8.67 Mn |
API Access
Esquire Financial Holdings Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ESQ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "ESQ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ESQ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();