Esquire Financial Holdings (ESQ) Loans - Loss Allowance (2016 - 2026)
Esquire Financial Holdings (ESQ) posted Loans - Loss Allowance of $24.7 million for Q2 2026, up 5.03% on a QoQ basis from $23.5 million in Q1 2026, and up 27.4% year-over-year from $19.4 million in Q2 2025.
Analysis
Esquire Financial Holdings (ESQ) Loans - Loss Allowance (2016 - 2026) Analysis & Trends
Esquire Financial Holdings has reported Loans - Loss Allowance for 11 years, with the latest figure at $24.7 million in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance rose 27.4% year-over-year to $24.7 million in Q2 2026; TTM through Jun 2026 was $24.7 million, a 27.4% increase from a year earlier, with the FY2025 full-year figure at $24.0 million, up 14.5% from the prior year.
- Loans - Loss Allowance was $24.7 million for Q2 2026 at Esquire Financial Holdings, up from $23.5 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $24.7 million in Q2 2026, with the low at $9.5 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $17.3 million, with a median of $18.0 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance plunged 32.29% in 2022, then surged 40.82% in 2023.
- Over 5 years, Loans - Loss Allowance stood at $12.2 million in 2022, then soared by 36.06% to $16.6 million in 2023, then advanced by 26.14% to $21.0 million in 2024, then climbed by 14.5% to $24.0 million in 2025, then climbed by 2.92% to $24.7 million in 2026.
- The last three Loans - Loss Allowance figures came in at $24.7 million (Q2 2026), $23.5 million (Q1 2026), and $24.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 1.49 Bn |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 1.48 Bn |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.45 Bn |
| 10 | Esquire Financial Holdings | 984.06 Mn | 741.88 Mn | - | 24.72 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.72 Mn |
| Mar 31, 2026 | 23.54 Mn |
| Dec 31, 2025 | 24.02 Mn |
| Sep 30, 2025 | 21.12 Mn |
| Jun 30, 2025 | 19.41 Mn |
| Mar 31, 2025 | 19.46 Mn |
| Dec 31, 2024 | 20.98 Mn |
| Sep 30, 2024 | 19.45 Mn |
| Jun 30, 2024 | 18.52 Mn |
| Mar 31, 2024 | 17.52 Mn |
| Dec 31, 2023 | 16.63 Mn |
| Sep 30, 2023 | 15.33 Mn |
| Jun 30, 2023 | 14.18 Mn |
| Mar 31, 2023 | 12.95 Mn |
| Dec 31, 2022 | 12.22 Mn |
| Sep 30, 2022 | 10.89 Mn |
| Jun 30, 2022 | 10.27 Mn |
| Mar 31, 2022 | 9.49 Mn |
| Dec 31, 2021 | 9.08 Mn |
| Sep 30, 2021 | 8.67 Mn |