Esquire Financial Holdings (ESQ) FCF Payout Ratio (2022 - 2026)

Esquire Financial Holdings' (ESQ) quarterly FCF Payout Ratio came in at 0.09 in Q1 2026, down 9.0% year-on-year from 0.1 in Q1 2025, and down 74.58% quarter-over-quarter from 0.34 in Q4 2025.

Esquire Financial Holdings (ESQ) FCF Payout Ratio (2022 - 2026) Analysis & Trends

Esquire Financial Holdings' FCF Payout Ratio history runs 5 years deep, the most recent figure standing at 0.09 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 9.0% year-over-year to 0.09 in Q1 2026; TTM through Mar 2026 was 0.1, a 30.24% decrease from a year earlier, with the FY2025 full-year figure at 0.1, down 12.59% from the prior year.
  • FCF Payout Ratio eased to 0.09 in Q1 2026 per ESQ's latest filing, from 0.34 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.9 in Q2 2023 and bottomed at 0.15 in Q3 2025.
  • The 5-year median for FCF Payout Ratio is 0.1 (2025), against an average of 0.16.
  • Biggest YoY gain for FCF Payout Ratio was 1930.34% in 2025; the steepest drop was 220.34% in 2025.
  • Year by year, FCF Payout Ratio stood at 0.09 in 2022, then tumbled by 30.87% to 0.06 in 2023, then surged by 63.32% to 0.1 in 2024, then surged by 229.6% to 0.34 in 2025, then slumped by 74.58% to 0.09 in 2026.
  • Per Business Quant, the three latest ESQ FCF Payout Ratio figures stand at 0.09 (Q1 2026), 0.34 (Q4 2025), and 0.15 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Esquire Financial Holdings 51.93 Bn 51.71 Bn - 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.34
Sep 30, 2025 -0.15
Jun 30, 2025 0.15
Mar 31, 2025 0.10
Dec 31, 2024 0.10
Sep 30, 2024 0.13
Jun 30, 2024 0.33
Mar 31, 2024 0.00
Dec 31, 2023 0.06
Sep 30, 2023 0.09
Jun 30, 2023 0.90
Mar 31, 2023 0.06
Dec 31, 2022 0.09
Sep 30, 2022 0.12