Esquire Financial Holdings (ESQ) Net Margin (2016 - 2026)
Esquire Financial Holdings (ESQ) reported Net Margin of 30.80% for Q2 2026, down 2.38 percentage points from 33.18% a year earlier but up 0.62 percentage points from the prior quarter.
Esquire Financial Holdings (ESQ) Net Margin (2016 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Esquire Financial Holdings' Net Margin came in at 33.04%, down 1.45 percentage points year-over-year; for FY2025, it came in at 34.68%, down 0.30 percentage points from FY2024.
- Net Margin has declined for three consecutive years, with a five-year change of -51.47 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 34.98% in FY2024 (-1.15 pp), 36.13% in FY2023 (-78.29 pp), 114.42% in FY2022 (+29.16 pp) and 85.26% in FY2021 (-0.89 pp).
- Five-year quarterly Net Margin spans a low of 24.62% in Q3 2021 and a high of 136.12% in Q2 2023.
- Year over year, Net Margin has now declined in each of the last three quarters, with an average year-over-year change of -0.63 percentage points over the last eight quarters.
- The high point for year-over-year Net Margin in five years was Q2 2022 (a gain of 61.11 percentage points); the low point was Q2 2024 (a drop of 101.84 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 30.18% (Q1 2026), 34.18% (Q4 2025) and 37.41% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | Esquire Financial Holdings | 1.01 Bn | 65.48 Mn | - | 30.80% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.80% |
| Mar 31, 2026 | 30.18% |
| Dec 31, 2025 | 34.18% |
| Sep 30, 2025 | 37.41% |
| Jun 30, 2025 | 33.18% |
| Mar 31, 2025 | 33.79% |
| Dec 31, 2024 | 35.56% |
| Sep 30, 2024 | 35.59% |
| Jun 30, 2024 | 34.27% |
| Mar 31, 2024 | 34.38% |
| Dec 31, 2023 | 34.15% |
| Sep 30, 2023 | 34.82% |
| Jun 30, 2023 | 136.12% |
| Mar 31, 2023 | 118.68% |
| Sep 30, 2022 | 59.94% |
| Jun 30, 2022 | 102.29% |
| Mar 31, 2022 | 97.09% |
| Sep 30, 2021 | 24.62% |
| Jun 30, 2021 | 41.17% |
| Mar 31, 2021 | 38.20% |
Esquire Financial Holdings Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ESQ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ESQ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ESQ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();