Velocity Financial reported a net margin of -27.18% for the quarter ended Jun 2026. These financial ratios cover 30 quarters of results from Mar 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||
| EBT Margin | 560.65% | 816.73% | 222.40% | 751.14% | 975.63% | -36.22% | -41.42% | -44.38% | -42.41% | -50.76% | -48.37% | -39.12% | -39.23% | -54.31% | -40.79% | -46.87% | -45.16% | -57.65% | -34.64% | -38.58% | ||||||||||
| EBIT Margin | 560.65% | 816.73% | 222.40% | 751.14% | 975.63% | -144.89% | -145.81% | -148.69% | -147.30% | -154.00% | -150.95% | -143.60% | -144.05% | -158.23% | -141.79% | -148.53% | -148.07% | -158.69% | -135.94% | -141.05% | ||||||||||
| EBITDA Margin | 560.65% | 816.73% | 222.40% | 751.14% | 975.63% | -144.89% | -145.81% | -148.69% | -147.30% | -154.00% | -150.95% | -143.60% | -144.05% | -158.23% | -141.79% | -148.53% | -148.07% | -158.69% | -135.94% | -141.05% | ||||||||||
| Net Margin | 411.60% | -16.94% | 172.62% | 540.63% | 693.26% | -26.21% | -29.89% | -32.14% | -29.73% | -39.49% | -35.91% | -29.09% | -28.83% | -35.88% | -28.30% | -35.52% | -31.94% | -41.09% | -24.74% | -27.18% | ||||||||||
| FCF Margin | 958.23% | 1,293.40% | 651.00% | 56.53% | -312.50% | -123.81% | 33.61% | -117.01% | 24.05% | -59.28% | -21.94% | -22.42% | 32.57% | -56.23% | -5.24% | -10.48% | -14.53% | 5.24% | -13.51% | -3.99% | ||||||||||
| Efficiency | ||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,362.38M | 2,634.82M | 2,961.10M | 3,221.23M | 3,490.05M | 3,698.17M | 3,793.03M | 3,894.12M | 4,034.23M | 4,260.94M | 4,516.40M | 4,750.81M | 5,037.93M | 5,364.94M | 5,749.47M | 6,223.70M | 6,717.28M | 7,170.10M | 7,486.48M | 7,777.29M | ||||||||||
| Invested CapitalInvested Cap. | 405.64M | 507.33M | 556.89M | 568.74M | 580.27M | 3,326.64M | 601.39M | 3,620.05M | 3,804.26M | 3,944.18M | 4,144.01M | 758.66M | 772.06M | 805.05M | 851.51M | 886.81M | 923.67M | 962.37M | 1,268.84M | 1,296.04M | ||||||||||
| Asset Utilization RatioAsset Util. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.02 | -0.03 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | ||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 1.33 | 1.40 | 1.43 | 1.40 | 1.49 | 1.47 | 1.37 | 1.37 | 1.52 | 1.40 | 1.46 | 1.44 | 1.57 | 1.34 | 1.38 | |||||||||||||||
| Debt Ratio | 0.07 | 0.06 | 0.07 | 0.06 | 0.06 | 0.79 | 0.05 | 0.81 | 0.82 | 0.80 | 0.80 | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.08 | 0.07 | ||||||||||
| Times Interest Earned | 1.33 | 1.40 | 1.43 | 1.40 | 1.49 | 1.47 | 1.37 | 1.37 | 1.52 | 1.40 | 1.46 | 1.44 | 1.57 | 1.34 | 1.38 | |||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 66.56 | 101.53 | 84.39 | 668.21 | ||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | -0.01 | 0.00 | -0.01 | 0.00 | ||||||||||||||||||||||||||
| Dividend YieldDiv. Yield | 0.05% | 0.03% | 0.03% | 0.00% | ||||||||||||||||||||||||||
| Payout Ratio | 0.02 | 0.01 | 0.01 | 0.00 | ||||||||||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||
| Price to EarningsP/E | 32.96 | -0.00M | 113.52 | 33.47 | 35.20 | 37.05 | 27.65 | 30.99 | 30.65 | 32.61 | 34.42 | 40.16 | 41.60 | 31.00 | 35.49 | 27.61 | 28.20 | 22.68 | 32.19 | 29.22 | ||||||||||
| Price to SalesP/S | 135.65 | 224.36 | 195.96 | 180.93 | 244.02 | -9.71 | -8.26 | -9.96 | -9.11 | -12.88 | -12.36 | -11.68 | -11.99 | -11.12 | -10.04 | -9.81 | -9.01 | -9.32 | -7.96 | -7.94 | ||||||||||
| Price to BookP/B | 1.09 | 0.91 | 1.02 | 0.99 | 0.95 | 0.82 | 0.75 | 0.93 | 0.88 | 1.30 | 1.30 | 1.25 | 1.33 | 1.26 | 1.17 | 1.18 | 1.11 | 1.20 | 1.02 | 1.00 | ||||||||||
| Enterprise Value | 318.89M | 279.95M | 321.15M | 313.62M | 328.94M | 271.97M | 258.62M | 347.06M | 344.69M | -3622.97M | 562.43M | -4041.79M | -4291.93M | -4577.55M | -5000.80M | -5419.75M | -5891.20M | -6103.19M | -6479.77M | -6723.66M | ||||||||||
| EV to EBIT | 29.18 | 24.61 | 79.87 | 21.20 | 23.41 | 5.82 | 4.98 | 6.16 | 5.76 | -53.54 | 7.76 | -55.41 | -55.02 | -49.04 | -53.50 | -50.41 | -50.79 | -44.30 | -53.47 | -52.20 | ||||||||||
| EV to EBITDA | 29.18 | 24.61 | 79.87 | 21.20 | 23.41 | 5.82 | 4.98 | 6.16 | 5.76 | -53.54 | 7.76 | -55.41 | -55.02 | -49.04 | -53.50 | -50.41 | -50.79 | -44.30 | -53.47 | -52.20 | ||||||||||
| Market Capitalization | 264.38M | 312.54M | 354.29M | 356.25M | 351.39M | 313.53M | 294.40M | 377.51M | 370.46M | 565.95M | 593.74M | 593.46M | 649.38M | 656.15M | 662.05M | 709.88M | 705.65M | 808.92M | 709.77M | 725.36M | ||||||||||
| Price to FCFP/FCF | 14.16 | 17.35 | 30.10 | 320.08 | -78.09 | 7.85 | -24.58 | 8.51 | -37.89 | 21.72 | 56.33 | 52.11 | -36.82 | 19.78 | 191.56 | 93.60 | 61.97 | -177.94 | 58.93 | 199.11 | ||||||||||
| EV to FCF | 17.07 | 15.54 | 27.29 | 281.78 | -73.10 | 6.81 | -21.59 | 7.82 | -35.25 | -139.07 | 53.36 | -354.92 | 243.36 | -137.99 | -0.00M | -714.63 | -517.41 | 0.00M | -538.01 | -0.00M | ||||||||||
| EV to CFO | 17.07 | 15.51 | 27.13 | 248.11 | -74.02 | 6.80 | -21.68 | 7.82 | -35.34 | -138.50 | 53.15 | -352.32 | 244.26 | -137.58 | -0.00M | -707.35 | -514.43 | 0.00M | -536.14 | -0.00M | ||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 560.65% | 816.73% | 222.40% | 751.14% | 975.63% | -144.89% | -145.81% | -148.69% | -147.30% | -154.00% | -150.95% | -143.60% | -144.05% | -158.23% | -141.79% | -148.53% | -148.07% | -158.69% | -135.94% | -141.05% | ||||||||||
| Return on Invested Capital [ROIC]ROIC | 7.58% | 6.40% | 5.46% | 5.40% | 5.68% | 2.98% | 4.70% | 5.80% | 4.15% | 4.48% | 4.69% | 8.27% | 28.46% | 28.54% | 28.44% | 30.50% | 32.18% | 34.62% | 31.27% | 28.05% | ||||||||||
| Return on Assets [ROA]ROA | 1.29% | 1.11% | 0.98% | 0.94% | 0.94% | 0.88% | 1.06% | 1.07% | 1.07% | 1.23% | 1.30% | 1.29% | 1.29% | 1.28% | 1.21% | 1.31% | 1.36% | 1.46% | 1.45% | 1.39% |