Velocity Financial (VEL) Net Margin (2019 - 2026)
Velocity Financial (VEL) posted quarterly Net Margin of 22.22% for Q1 2026, up 608.0% year-over-year from 3.14% in Q1 2025, and up 7.2% quarter-over-quarter from 23.94% in Q4 2025.
Velocity Financial (VEL) Net Margin (2019 - 2026) Analysis & Trends
Velocity Financial's Net Margin history runs 8 years deep, the most recent figure standing at 22.22% for Q1 2026.
- In Q1 2026, Net Margin rose 608.0% year-over-year to 22.22%; the TTM figure through Mar 2026 stood at 25.37% (up 117.0% YoY), while the FY2025 annual figure was 28.81%, down 307.0% from the prior year.
- Net Margin for Q1 2026 stood at 22.22%, up from 23.94% in the prior quarter.
- The five-year high for Net Margin was 8.03% in Q1 2022, with the low at 33.85% in Q2 2022.
- The 5-year median for Net Margin is 25.4% (2023), against an average of 24.82%.
- The sharpest annual moves came in 2022 and 2023: Net Margin jumped 920 bps in 2022, then tumbled 1784 bps in 2023.
- Velocity Financial's Net Margin stood at 12.18% in 2022, then slumped by 146 bps to 30.03% in 2023, then fell by 4 bps to 31.27% in 2024, then increased by 23 bps to 23.94% in 2025, then climbed by 7 bps to 22.22% in 2026.
- Business Quant data shows VEL's Net Margin at 22.22% in Q1 2026, 23.94% in Q4 2025, and 26.97% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 8.23% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 2.02% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | -0.15% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 4.37% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.93% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -27.18% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -50.89% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -4.56% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -22.60% |
| Mar 31, 2026 | -22.22% |
| Dec 31, 2025 | -23.94% |
| Sep 30, 2025 | -26.97% |
| Jun 30, 2025 | -29.63% |
| Mar 31, 2025 | -28.30% |
| Dec 31, 2024 | -31.27% |
| Sep 30, 2024 | -23.16% |
| Jun 30, 2024 | -23.43% |
| Mar 31, 2024 | -28.84% |
| Dec 31, 2023 | -30.03% |
| Sep 30, 2023 | -24.30% |
| Jun 30, 2023 | -25.40% |
| Mar 31, 2023 | -23.88% |
| Dec 31, 2022 | -12.18% |
| Sep 30, 2022 | -26.48% |
| Jun 30, 2022 | -33.85% |
| Mar 31, 2022 | -8.03% |
| Dec 31, 2021 | 1.18% |
| Sep 30, 2021 | -35.09% |