Velocity Financial (VEL) Price to Book (2020 - 2026)
Velocity Financial (VEL) posted Price to Book of 1.0 for Q2 2026, down 1.86% on a QoQ basis from 1.02 in Q1 2026, and down 15.31% year-over-year from 1.18 in Q2 2025.
Analysis
Velocity Financial (VEL) Price to Book (2020 - 2026) Analysis & Trends
Velocity Financial has reported Price to Book for 7 years, with the latest figure at 1.0 in Q2 2026.
- On a quarterly basis, Price to Book fell 15.31% year-over-year to 1.0 in Q2 2026; TTM through Jun 2026 was 1.0, a 15.31% decrease from a year earlier, with the FY2025 full-year figure at 1.2, down 5.08% from the prior year.
- Price to Book was 1.0 for Q2 2026 at Velocity Financial, down from 1.02 in the prior quarter.
- The five-year high for Price to Book was 1.33 in Q3 2024, with the low at 0.75 in Q1 2023.
- Average Price to Book over 5 years is 1.08, with a median of 1.06 recorded in 2025.
- The sharpest annual moves came in 2022 and 2024: Price to Book tumbled 83.32% in 2022, then surged 72.87% in 2024.
- Over 5 years, Price to Book stood at 0.82 in 2022, then jumped by 57.22% to 1.3 in 2023, then decreased by 2.64% to 1.26 in 2024, then decreased by 5.08% to 1.2 in 2025, then decreased by 16.45% to 1.0 in 2026.
- The last three Price to Book figures came in at 1.0 (Q2 2026), 1.02 (Q1 2026), and 1.2 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.00 |
| Mar 31, 2026 | 1.02 |
| Dec 31, 2025 | 1.20 |
| Sep 30, 2025 | 1.11 |
| Jun 30, 2025 | 1.18 |
| Mar 31, 2025 | 1.17 |
| Dec 31, 2024 | 1.26 |
| Sep 30, 2024 | 1.33 |
| Jun 30, 2024 | 1.25 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 0.88 |
| Jun 30, 2023 | 0.93 |
| Mar 31, 2023 | 0.75 |
| Dec 31, 2022 | 0.82 |
| Sep 30, 2022 | 0.95 |
| Jun 30, 2022 | 0.99 |
| Mar 31, 2022 | 1.02 |
| Dec 31, 2021 | 0.91 |
| Sep 30, 2021 | 1.09 |