Velocity Financial VEL
NYSE VEL
$18.10 -0.01 (-0.06%)
As of: Sep 10, 2026 · 1:26 PM EDT

Velocity Financial (VEL) EBITDA Margin (2019 - 2026)

Velocity Financial (VEL) posted EBITDA Margin of 141.05% for Q2 2026, down 3.76% on a QoQ basis from 135.94% in Q1 2026, and up 748.0% year-over-year from 16.63% in Q2 2025.

Analysis

Velocity Financial (VEL) EBITDA Margin (2019 - 2026) Analysis & Trends

Velocity Financial has reported EBITDA Margin for 8 years, with the latest figure at 141.05% in Q2 2026.

  • On a quarterly basis, EBITDA Margin rose 748.0% year-over-year to 141.05% in Q2 2026; TTM through Jun 2026 was 145.76%, a 232.0% increase from a year earlier, with the FY2025 full-year figure at 149.85%, down 40.0% from the prior year.
  • EBITDA Margin was 141.05% for Q2 2026 at Velocity Financial, down from 135.94% in the prior quarter.
  • The five-year high for EBITDA Margin was 975.62% in Q3 2022, with the low at 158.69% in Q4 2025.
  • Average EBITDA Margin over 5 years is 14.58%, with a median of 145.35% recorded in 2022.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin jumped 41498 bps in 2022, then slumped 112292 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 144.89% in 2022, then fell by 6 bps to 154.0% in 2023, then slipped by 3 bps to 158.23% in 2024, then slipped by 0 bps to 158.69% in 2025, then rose by 11 bps to 141.05% in 2026.
  • The last three EBITDA Margin figures came in at 141.05% (Q2 2026), 135.94% (Q1 2026), and 158.69% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Federal National Mortgage Association Fannie Mae 79.20 Bn 79.20 Bn - 507.88%
2 Rocket Companies 37.17 Bn 34.07 Bn - 23.53%
3 Figure Technology Solutions 8.16 Bn 6.63 Bn 196.67 Mn 34.46%
4 PennyMac Financial Services 3.63 Bn 2.88 Bn 480.08 Mn 2.95%
5 Federal Agricultural Mortgage 2.41 Bn 1.38 Bn - 331.19%
6 CNFinance Holdings 1.37 Bn 1.37 Bn - -
7 Walker & Dunlop 1.35 Bn 1.19 Bn - 6.15%
8 Velocity Financial 701.01 Mn -6.75 Bn - -
9 UWM Holdings 457.35 Mn -41.06 Mn - -35.36%
10 Onity 291.64 Mn 95.34 Mn - 31.11%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -141.05%
Mar 31, 2026 -135.94%
Dec 31, 2025 -158.69%
Sep 30, 2025 -148.07%
Jun 30, 2025 -148.53%
Mar 31, 2025 -141.79%
Dec 31, 2024 -158.23%
Sep 30, 2024 -144.05%
Jun 30, 2024 -143.60%
Mar 31, 2024 -150.95%
Dec 31, 2023 -154.00%
Sep 30, 2023 -147.30%
Jun 30, 2023 -148.69%
Mar 31, 2023 -145.81%
Dec 31, 2022 -144.89%
Sep 30, 2022 975.63%
Jun 30, 2022 751.14%
Mar 31, 2022 222.40%
Dec 31, 2021 816.73%
Sep 30, 2021 560.65%